24 C.F.R. § 203.500

Mortgage servicing generally

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This subpart identifies servicing practices of lending institutions that HUD considers acceptable for mortgages insured by HUD. Failure to comply with this subpart shall not be a basis for denial of insurance benefits, but failure to comply will be cause for imposition of a civil money penalty, including a penalty under § 30.35(c)(2), or withdrawal of HUD's approval of a mortgagee. It is the intent of the Department that no mortgagee shall commence foreclosure or acquire title to a property until the requirements of this subpart have been followed.

[70 FR 21578, Apr. 26, 2005]
Notes of Decisions
Cited in 56 cases (8 in the last 5 years), 1978–2025 · leading case: Fleet Real Estate Funding Corp. v. Smith
Fleet Real Estate Funding Corp. v. Smith (1987) pa · cites it 14× “The regulations are set forth at 24 C.F.R. §§ 203.500 through 203.660, while the guidelines are contained in HUD Handbook 4330.”
Pfeifer v. Countrywide Home Loans, Inc. (2012) calctapp · cites it 6× “604 (2012); see also 24 C.F.R. § 203.500 (2012).) They maintain that the HUD regulations are conditions precedent that must be complied with prior to a mortgagee’s having the right to foreclose.”
Mathews v. PHH Mortg. Corp. (2012) va · cites it 5× “" The first section in Subpart C is 24 C.F.R. § 203.500 , which further states that " [i]t is the intent of the Department that no mortgagee shall commence foreclosure or acquire title to a property until the requirements of this subpart have been followed.”
Wells Fargo Bank, N.A. v. Goebel (2014) ohioctapp · cites it 3× “16 {¶ 25} In relevant part, 24 C.F.R. §203.500 states: “It is the intent of the Department [of Housing and Urban Development] that no mortgagee shall commence foreclosure * * * until the requirements of this subpart have been followed.”
Fonteno v. Wells Fargo Bank, N.A. (2014) calctapp · cites it 2× “1277, quoting 24 C.F.R. § 203.500 (2012), “that ‘[b]efore initiating foreclosure, the mortgagee must ensure that all servicing requirements of this subpart have been met.”
Bankers Life Co. v. Denton (1983) illappct · cites it 3× “24 C.F.R. section 203.500, entitled “Mortgage servicing generally,” states that it is H.”
United States Ex Rel. Advocates for Basic Legal Equality, Inc. v. U.S. Bank, N.A. (2016) ca6 “See 24 C.F.R. § 203.500 . The key requirement for our purposes is that U.”
Diaz v. Wells Fargo Bank, N.A. (2016) fladistctapp · cites it 2× “See 24 C.F.R. § 203.500 . Section 203.602 is titled “Delinquency Notice to Mortgagor” and provides in pertinent part: The mortgagee shall give notice to each mortgagor in default on a form supplied by the Secretary [of HUD] or, if the mortgagee wishes to use its own form, on a…”
Wells Fargo Home Mortgage, Inc. v. Neal (2007) md “HUD retains the general position recited in 24 C.F.R. § 203.500 , that whether a mortgagee’s refusal or failure to complg with servicing regulations is a legal defense is a matter to be determined by the courts.”
Wells Fargo Bank, N.A. v. Lorson (2018) connappct · cites it 2× “In the proposed amended answer, the defendants added a special defense titled "breach of contract," which alleged the plaintiff's noncompliance with various regulations of the United States Department of Housing and Urban Development as set forth in 24 C.F.R. § 203.500 et. seq.…”
Jameel Cornelius v. Bank of America, NA (2014) ca11 “4 (h)(2), 24 C.F.R. §§ 203.500 and 203.602, 12 U.S.”
Talton v. BAC Home Loans Servicing LP (2012) mied · cites it 2× “Failure to comply with this subpart shall not be a basis for denial of insurance benefits, but failure to comply will be cause for imposition of a civil money penalty, including a penalty under § 30.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.