Colorado Revised Statutes

Colo. Rev. Stat. § 4-9-307 (2026)

Location of debtor

✓ current as of July 2026

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(a) In this section, "place of business" means a place where a debtor conducts its affairs. (b) Except as otherwise provided in this section, the following rules determine a debtor's location: (1) A debtor who is an individual is located at the individual's principal residence. (2) A debtor that is an organization and has only one place of business is located at its place of business. (3) A debtor that is an organization and has more than one place of business is located at its chief executive office. (c) Subsection (b) of this section applies only if a debtor's residence, place of business, or chief executive office, as applicable, is located in a jurisdiction whose law generally requires information concerning the existence of a nonpossessory security interest to be made generally available in a filing, recording, or registration system as a condition or result of the security interest's obtaining priority over the rights of a lien creditor with respect to the collateral. If subsection (b) of this section does not apply, the debtor is located in the District of Columbia. (d) A person that ceases to exist, have a residence, or have a place of business continues to be located in the jurisdiction specified by subsections (b) and (c) of this section. (e) A registered organization that is organized under the law of a state is located in that state. (f) Except as otherwise provided in subsection (i) of this section, a registered organization that is organized under the law of the United States and a branch or agency of a bank that is not organized under the law of the United States or a state are located: (1) In the state that the law of the United States designates, if the law designates a state of location; (2) In the state that the registered organization, branch, or agency designates, if the law of the United States authorizes the registered organization, branch, or agency to designate its state of location, including by designating its main office, home office, or other comparable office; or (3) In the District of Columbia, if neither paragraph (1) nor paragraph (2) of this subsection (f) applies. (g) A registered organization continues to be located in the jurisdiction specified by subsection (e) or (f) of this section notwithstanding: (1) The suspension, revocation, forfeiture, or lapse of the registered organization's status as such in its jurisdiction of organization; or (2) The dissolution, winding up, or cancellation of the existence of the registered organization. (h) The United States is located in the District of Columbia. (i) A branch or agency of a bank that is not organized under the law of the United States or a state is located in the state in which the branch or agency is licensed, if all branches and agencies of the bank are licensed in only one state. (j) A foreign air carrier under the "Federal Aviation Act of 1958", as amended, is located at the designated office of the agent upon which service of process may be made on behalf of the carrier. (k) This section applies only for purposes of this part 3.

Source: L. 2001: Entire article R&RE, p. 1345, § 1, effective July 1. L. 2012: (f)(2) amended, (HB 12-1262), ch. 170, p. 597, § 3, effective July 1, 2013.

Editor's note: This section is similar to former § 4-9-103 (3)(d) as it existed prior to 2001.

4-9-308. When security interest or agricultural lien is perfected - continuity of perfection. (a) Except as otherwise provided in this section and section 4-9-309, a security interest is perfected if it has attached and all of the applicable requirements for perfection in sections 4-9-310 to 4-9-316 have been satisfied. A security interest is perfected when it attaches if the applicable requirements are satisfied before the security interest attaches. (b) An agricultural lien is perfected if it has become effective and all of the applicable requirements for perfection in section 4-9-310 have been satisfied. An agricultural lien is perfected when it becomes effective if the applicable requirements are satisfied before the agricultural lien becomes effective. (c) A security interest or agricultural lien is perfected continuously if it is originally perfected by one method under this article and is later perfected by another method under this article, without an intermediate period when it was unperfected. (d) Perfection of a security interest in collateral also perfects a security interest in a supporting obligation for the collateral. (e) Perfection of a security interest in a right to payment or performance also perfects a security interest in a security interest, mortgage, or other lien on personal or real property securing the right. (f) Perfection of a security interest in a securities account also perfects a security interest in the security entitlements carried in the securities account. (g) Perfection of a security interest in a commodity account also perfects a security interest in the commodity contracts carried in the commodity account.

Source: L. 2001: Entire article R&RE, p. 1346, § 1, effective July 1.

Editor's note: The provisions of this section are similar to former §§ 4-9-115 (2) and 4- 9-303 as they existed prior to 2001.

Notes of Decisions

Cited in 9 cases, 1977–2005 · leading case: Lease Fin., Inc. v. Burger, 575 P.2d 857 (Colo. Ct. App. 1977).

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Lease Fin., Inc. v. Burger, 575 P.2d 857 (Colo. Ct. App. 1977). · cites it 4× “Legal Effect of the Lease Cowell Sales first contends that the master lease agreement between Lease Finance and the Burgers was in fact a conditional sales contract, that Cowell Sales was a "buyer in ordinary course of business," pursuant to § 4-9-307, C.R.S.1973, and that,…”

Moffat Cnty. State Bank v. Producers Livestock Mktg. Ass'n, 598 F. Supp. 1562 (D. Colo. 1984). · cites it 4× “, Colo.Rev. Stat. § 4-9-307 (1973), provides that “[a] buyer in the ordinary course of business .”

First Nat. Bank of Brush v. Bostron, 564 P.2d 964 (Colo. Ct. App. 1977). · cites it 4× “Intervenor's final contention is that by § 4-9-307(1), C.R.S.1973, it had an interest in the cattle which ate the feed.”

W. Nat. Bank of Casper v. ABC DRILL., 599 P.2d 942 (Colo. Ct. App. 1979). · cites it 2× “Western also suggests that because ABC was a buyer in the ordinary course of business, ABC took free of Citizens' security interest, under the terms of § 4-9-307, C.R.S.1973. By this reasoning it would follow that ABC could give Western a prior security interest in the rig.”

Morgan Cnty. Feeders, Inc. v. McCormick, 836 P.2d 1051 (Colo. Ct. App. 1992). · cites it 2× “See § 4-9-307(l)(a), C.R.S. (1991 Cum.Supp.); § 4-1-201(9), C.”

Valley Bank & Trust Co. v. Holyoke Cmty. Fed. Credit Union, 121 P.3d 358 (Colo. Ct. App. 2005). “42, § 4-9-307(1)(a) at 354 (now codified with amendments as § 4-9-320(a), C.”

Moorehead v. John Deere Indus. Equip. Co., 572 P.2d 1207 (Colo. 1977). “, sections 4-9-307 and 4-9-308, C.R.S. 1973.”

Moorehead v. John Deere Ind. Equip. Co., 572 P.2d 1207 (Colo. 1977). “, sections 4-9-307 and 4-9-308, C.R.S.1973.”

Moorehead v. John Deere Indus. Equip. Co., 194 Colo. 398 (Colo. 1977). “, sections 4-9-307 and 4-9-308, C.R.S. 1973.”

— Colo. Rev. Stat. § 4-9-307(1) — 3 cases

Lease Fin., Inc. v. Burger, 575 P.2d 857 (Colo. Ct. App. 1977). “Legal Effect of the Lease Cowell Sales first contends that the master lease agreement between Lease Finance and the Burgers was in fact a conditional sales contract, that Cowell Sales was a "buyer in ordinary course of business," pursuant to § 4-9-307, C.R.S.1973, and that,…”

First Nat. Bank of Brush v. Bostron, 564 P.2d 964 (Colo. Ct. App. 1977). “Intervenor's final contention is that by § 4-9-307(1), C.R.S.1973, it had an interest in the cattle which ate the feed.”

Moffat Cnty. State Bank v. Producers Livestock Mktg. Ass'n, 598 F. Supp. 1562 (D. Colo. 1984). “, Colo.Rev. Stat. § 4-9-307 (1973), provides that “[a] buyer in the ordinary course of business .”

— Colo. Rev. Stat. § 4-9-307(1)(a) — 1 case

Valley Bank & Trust Co. v. Holyoke Cmty. Fed. Credit Union, 121 P.3d 358 (Colo. Ct. App. 2005). “42, § 4-9-307(1)(a) at 354 (now codified with amendments as § 4-9-320(a), C.”

— Colo. Rev. Stat. § 4-9-307(l)(a) — 1 case

Morgan Cnty. Feeders, Inc. v. McCormick, 836 P.2d 1051 (Colo. Ct. App. 1992). “See § 4-9-307(l)(a), C.R.S. (1991 Cum.Supp.); § 4-1-201(9), C.”

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