Connecticut General Statutes

Conn. Gen. Stat. § 38a-73 (2026)

(Formerly Sec. 38-110). Limitation of risks

✓ current as of May 2026
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(a) No stock insurance company doing business in this state shall expose itself to loss on any one risk to an amount exceeding ten per cent of its paid-up capital and surplus; but, in determining the amount of such risk, no portion thereof that has been reinsured in any insurance company that meets the requirements of section 38a-85 or 38a-86 shall be included.

(b) No mutual insurance company doing business in this state shall expose itself to loss on any one risk to an amount exceeding ten per cent of its net surplus which limit on any one risk shall, in no case, exceed the amount authorized by the charter, bylaws or board of directors of the company; but, in determining the amount of such risk, no portion thereof that has been reinsured in any insurance company that meets the requirements of section 38a-85 or 38a-86 shall be included.

(1949 Rev., S. 6115; P.A. 90-243, S. 52; P.A. 93-239, S. 18; P.A. 17-59, S. 4.)

History: P.A. 90-243 deleted the references to “fire” insurance companies; Sec. 38-110 transferred to Sec. 38a-73 in 1991; P.A. 93-239 deleted references limiting applicability to risks “in this state”, and eliminated provision including two and one-half times the amount of the total cash premiums or premium deposits in determining a limitation of risks; P.A. 17-59 designated existing provisions re stock insurance companies doing business in this state as Subsec. (a), designated existing provisions re mutual insurance companies doing business in this state as Subsec. (b), replaced references to insurance companies authorized to do business in this state with references to insurance companies that meet the requirements of Secs. 38a-85 or 38a-86, and made technical changes.

Secs. 38a-74 and 38a-75. (Formerly Secs. 38-94 and 38-95). Estimation of trusteed surplus. Appointment of trustees; examinations by commissioner. Sections 38a-74 and 38a-75 are repealed, effective June 6, 2014.

(1949 Rev., S. 6100, 6101; 1951, S. 2825d, 2826d; P.A. 90-243, S. 48; P.A. 14-123, S. 26.)

Notes of Decisions
Cited in 1 case (1 in the last 5 years), 2024–2024 · leading case: Curry v. Palmetto Sur. Corp. (D. Conn. 2024).
Curry v. Palmetto Sur. Corp. (D. Conn. 2024). · cites it 21× “” Conn. Gen. Stat. § 38a-73. 3 The facts are drawn from the parties’ Local Rule 56(a)(1) Statements.”
— Conn. Gen. Stat. § 38a-73(a) — 1 case
Curry v. Palmetto Sur. Corp. (D. Conn. 2024). “” Conn. Gen. Stat. § 38a-73. 3 The facts are drawn from the parties’ Local Rule 56(a)(1) Statements.”
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