Florida Statute 92.23 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title VII
EVIDENCE

Chapter 92
WITNESSES, RECORDS, AND DOCUMENTS

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92.23 Rule of evidence in suits on fire policies for loss or damage to building.—In all suits or proceedings brought upon policies of insurance on buildings against loss or damage by fire, hereafter issued or renewed, the insurer shall not be permitted to deny that the property insured was worth, at the time of insuring it by the policy, the full sum insured therein on such property.

History.—s. 2, ch. 4677, 1899; GS 1528; RGS 2728; CGL 4399.

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Amendments to 92.23

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Cases Citing Statute 92.23

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First Nat'l Ins. Agency, Inc. v. Leesburg Transfer & Storage, Inc., 139 So. 2d 476 (Fla. 2d DCA 1962).

Cited 24 times | Published | Florida 2nd District Court of Appeal | 1962 Fla. App. LEXIS 3494

...Therefore, it cannot have been given any weight in arriving at the damages awarded. The lower court was apparently of the opinion and it is appellee's position here that the valued policy provisions of § 631.04, F.S.A. now § 627.0801 in conjunction with § 92.23, F.S.A., prevented any consideration being given the insurable value of the building in arriving at the damages sustained by the plaintiff....

...nsent the insurer's liability, if any, under the policy for such total loss shall be in the *482 amount of money for which such property was so insured as specified in the policy and for which premium has been charged and paid." (Emphasis supplied) "92.23 Rule of evidence in suits on fire policies for loss or damage to building....

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. For legal consultation, call 904-383-7448.