Florida Statutes
Fla. Stat. § 92.23 (2025)
Rule of evidence in suits on fire policies for loss or damage to building.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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92.23 Rule of evidence in suits on fire policies for loss or damage to building.—In all suits or proceedings brought upon policies of insurance on buildings against loss or damage by fire, hereafter issued or renewed, the insurer shall not be permitted to deny that the property insured was worth, at the time of insuring it by the policy, the full sum insured therein on such property.
History.—s. 2, ch. 4677, 1899; GS 1528; RGS 2728; CGL 4399.
Notes of Decisions
Cited in 2
cases, 1962–1979 · leading case: First Nat'l Ins. Agency, Inc. v. Leesburg Transfer & Storage, Inc., 139 So. 2d 476 (Fla. 2d DCA 1962).
First Nat'l Ins. Agency, Inc. v. Leesburg Transfer & Storage, Inc., 139 So. 2d 476 (Fla. 2d DCA 1962). “0801 in conjunction with § 92.23, F.S.A., prevented any consideration being given the insurable value of the building in arriving at the damages sustained by the plaintiff.”
Medders v. Foremost Ins., 49 Fla. Supp. 191 (Fla. Cir. Ct., Volusia Cty. 1979). “See F. S. 92.23. When there are several permissible concurrent policies of fire insurance and there is total destruction by fire of the insured premises, the aggregate amount of the insurance written, or the sum of the face amounts in the policies, is conclusive as to the value…”
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