Florida Statute 222.18 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XV
HOMESTEAD AND EXEMPTIONS

Chapter 222
METHOD OF SETTING APART HOMESTEAD AND EXEMPTIONS

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F.S. 222.18

222.18 Exempting disability income benefits from legal processes.—Disability income benefits under any policy or contract of life, health, accident, or other insurance of whatever form, shall not in any case be liable to attachment, garnishment, or legal process in the state, in favor of any creditor or creditors of the recipient of such disability income benefits, unless such policy or contract of insurance was effected for the benefit of such creditor or creditors.

History.—s. 1, ch. 20741, 1941.

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Amendments to 222.18

Annotations, Discussions, Cases:

Cases Citing Statute 222.18

Total Results: 19

Arnold, Matheny, Pa v. First Am. Holdings

982 So. 2d 628, 33 Fla. L. Weekly Supp. 268, 2008 Fla. LEXIS 755, 2008 WL 1901686

Supreme Court of Florida | Filed: May 1, 2008 | Docket: 2518612

Cited 19 times | Published

Stat. (2007); disability income benefits, see § 222.18, Fla. Stat. (2007); firefighters pension benefits

Grau v. Provident Life and Acc. Ins. Co.

899 So. 2d 396, 2005 WL 713246

District Court of Appeal of Florida | Filed: Mar 30, 2005 | Docket: 46162

Cited 15 times | Published

as entirely exempt from his creditors under section 222.18, Florida Statutes (1998), but instead classified

Goldenberg v. Sawczak

791 So. 2d 1078, 2001 WL 469074

Supreme Court of Florida | Filed: May 3, 2001 | Docket: 2517533

Cited 12 times | Published

7066 (1927). [7] In Zuckerman, we construed section 222.18, Florida Statutes (1991), which exempts disability

Matter of Prestien

427 F. Supp. 1003, 11 Collier Bankr. Cas. 2d 516, 1977 U.S. Dist. LEXIS 17010

District Court, S.D. Florida | Filed: Mar 8, 1977 | Docket: 966667

Cited 10 times | Published

exemption, appellant relies upon Fla. Stat. Section 222.18, which states that disability benefits shall

Crotts v. Bankers & Shippers Ins. Co.

476 So. 2d 1357, 10 Fla. L. Weekly 2384

District Court of Appeal of Florida | Filed: Oct 16, 1985 | Docket: 1277555

Cited 8 times | Published

The legal question involved the effect of section 222.18, Florida Statutes (1983), which exempts disability

In Re Dennison

84 B.R. 846, 1988 Bankr. LEXIS 477

United States Bankruptcy Court, S.D. Florida. | Filed: Feb 2, 1988 | Docket: 1469498

Cited 6 times | Published

The debtor claims the exemption under Fla.Stat. § 222.18 which provides that: "Disability income benefits

In Re Wines

113 B.R. 787, 1990 Bankr. LEXIS 744

United States Bankruptcy Court, S.D. Florida. | Filed: Apr 16, 1990 | Docket: 1837021

Cited 5 times | Published

exemption afforded by § 222.21. The debtor relies on § 222.18, Florida Statutes.[3] However, the annuity in

Zuckerman v. HOFRICHTER & QUIAT, PA

646 So. 2d 187, 19 Fla. L. Weekly Supp. 634, 1994 Fla. LEXIS 1869, 1994 WL 668138

Supreme Court of Florida | Filed: Dec 1, 1994 | Docket: 1405431

Cited 4 times | Published

policy fall within the exemption delineated in section 222.18, Florida Statutes (1991), even when such benefits

In Re Ryzner

208 B.R. 568, 10 Fla. L. Weekly Fed. B 351, 1997 Bankr. LEXIS 706, 1997 WL 273998

United States Bankruptcy Court, M.D. Florida | Filed: Apr 17, 1997 | Docket: 1787367

Cited 3 times | Published

account. The Debtors contend that Florida Statute § 222.18 specifically exempts disability income benefits

DONALD S. ZUCKERMAN v. Hofrichter & Quiat

629 So. 2d 218, 1993 WL 500881

District Court of Appeal of Florida | Filed: Dec 7, 1993 | Docket: 597402

Cited 2 times | Published

settlement proceeds were exempt from garnishment by Section 222.18, Florida Statutes (1991) which provides that

Montes v. Mastec North America, Inc.

132 So. 3d 1195, 2014 WL 538774, 2014 Fla. App. LEXIS 1849

District Court of Appeal of Florida | Filed: Feb 12, 2014 | Docket: 60238338

Cited 1 times | Published

usually required under state law in Florida.” . § 222.18, Fla. Stat. (2001).

In Re Knowles

123 B.R. 428, 1991 Bankr. LEXIS 45, 1991 WL 4355

United States Bankruptcy Court, M.D. Florida | Filed: Jan 3, 1991 | Docket: 1495671

Cited 1 times | Published

exempt pursuant to Florida Statutes § 222.14, § 222.18, § 222.201, § 222.21; 29 U.S.C. § 1056; and 11

Gebhardt v. Chesley (In re Chesley)

550 B.R. 882

United States Bankruptcy Court, M.D. Florida | Filed: May 4, 2016 | Docket: 65788675

Published

are exempt “disability income benefits” under § 222.18, Fla. Stat. The Chapter 13 trustee filed objections

Chesley v. Woodard (In re Chesley)

526 B.R. 888, 2014 WL 1859417, 2014 U.S. Dist. LEXIS 34329

District Court, M.D. Florida | Filed: Mar 17, 2014 | Docket: 65517000

Published

“disability income benefits” pursuant to Fla. Stat. § 222.18,3 which states: Disability income benefits under

Castro v. Hidalgo

100 So. 3d 1180, 2012 Fla. App. LEXIS 18081, 2012 WL 4898017

District Court of Appeal of Florida | Filed: Oct 17, 2012 | Docket: 60225547

Published

and such a designation is permitted under section 222.18(1), Florida Statutes (2010). We have previously

Parl v. Parl

699 So. 2d 765, 1997 Fla. App. LEXIS 10096, 1997 WL 537056

District Court of Appeal of Florida | Filed: Sep 3, 1997 | Docket: 64775946

Published

garnishment is governed by Florida Statutes section 222.18, entitled “Exempting disability income from

Zuckerman v. Hofrichter & Quiat, P.A.

672 So. 2d 888, 1996 Fla. App. LEXIS 4558, 1996 WL 210878

District Court of Appeal of Florida | Filed: May 1, 1996 | Docket: 64764317

Published

judgment debtor was exempt from garnishment under section 222.18, Florida Statutes (1991), plainly required

Zuckerman v. Hofrichter & Quiat, P.A.

622 So. 2d 1, 1993 Fla. App. LEXIS 69, 1993 WL 5678

District Court of Appeal of Florida | Filed: Jan 12, 1993 | Docket: 64697967

Published

statutorily exempt from garnishment pursuant to section 222.18, Florida Statutes (1991).* The court allocated

In re Weeks

134 B.R. 972, 1991 Bankr. LEXIS 1850, 1991 WL 275395

United States Bankruptcy Court, M.D. Florida | Filed: Nov 7, 1991 | Docket: 65780274

Published

at $175,000.00 based on Fla.Stat. § 222.14 and § 222.18. Since no objection was filed to the claim of