Florida Statute 494.0074 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXIII
REGULATION OF TRADE, COMMERCE, INVESTMENTS, AND SOLICITATIONS

Chapter 494
LOAN ORIGINATORS AND MORTGAGE BROKERS

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F.S. 494.0074

494.0074 Lender fees and charges.—

(1) In a mortgage financing transaction, fees designated as loan origination fees, up to 4 percent of the face amount of the loan or line of credit, are not considered interest or finance charge under chapter 687.

(2) In a mortgage finance transaction, fees designated as loan origination fees, up to 10 percent of the face amount of the loan or line of credit, are not considered interest or finance charges under chapter 687 if such licensee sells or assigns the loan to another person within 90 days after the date the loan was funded.

History.—ss. 46, 50, ch. 91-245; s. 4, ch. 91-429.

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Amendments to 494.0074

Arrestable Offenses / Crimes under Fla. Stat. 494.0074

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 494.0074.

Annotations, Discussions, Cases:

Cases Citing Statute 494.0074

Total Results: 7

Mason v. Audioasis, Inc.

Court: Fla. Dist. Ct. App. | Date Filed: 1981-09-16T00:00:00-07:00

Citation: 403 So. 2d 624, 1981 Fla. App. LEXIS 21111

Snippet: amount and the correct award should have been $3,494.74. We REMAND for correction of the award and as modified

Ross v. Elaine Powers Figure Salon

Court: Fla. Dist. Ct. App. | Date Filed: 1974-02-15T00:00:00-07:00

Citation: 289 So. 2d 740, 1974 Fla. App. LEXIS 8119

Snippet: issue. Seaboard Air Line Ry. Co. v. Hess, 73 Fla. 494, 74 So. 500 (1917). It is the duty of the trial court

Hutchison v. Tompkins

Court: Fla. Dist. Ct. App. | Date Filed: 1970-09-14T00:00:00-07:00

Citation: 240 So. 2d 180, 1970 Fla. App. LEXIS 5566

Snippet: Seaboard Air Line Ry. Co. v. Hess, 1917, 73 Fla. 494, 74 So. 500. . Smith v. Newell, 1896, 37 Fla. 147

Atlantic Coast Line R.R. Co. v. Moore

Court: Fla. | Date Filed: 1938-04-28T00:00:00-08:00

Citation: 186 So. 210, 135 Fla. 485, 181 So. 374, 1938 Fla. LEXIS 1586

Snippet: have examined S.A.L. Ry. Co. v. Hess, 73 Fla. 494, 74 So. 500; C.H. N. Ry. Co. v. Truette, 81 Fla. 152

Jacksonville Terminal Co. v. Alston

Court: Fla. | Date Filed: 1934-01-01T00:00:00-08:00

Citation: 152 So. 14, 113 Fla. 423, 1934 Fla. LEXIS 1699

Snippet: Seaboard Air Line Railway Company v. Hess, 73 Fla. 494, 74 So. 500. It is contended, however, that there is

Nathan Bryan v. State of Florida

Court: Fla. | Date Filed: 1927-10-25T00:00:00-08:00

Citation: 114 So. 460, 94 Fla. 909, 1927 Fla. LEXIS 852

Snippet: possible. See Seaboard Air Line Ry. v. Hess, 73 Fla. 494, 74 So.2d Rep. 500. The court is bound by the rules

Charlotte Harbor & Northern Railway Co. v. Truette

Court: Fla. | Date Filed: 1921-02-11T00:00:00-08:00

Citation: 81 Fla. 152, 87 So. 427

Snippet: Rep. 68; Seaboard Air Line Ry. v. Hess, 73 Fla. 494, 74 South. Rep. 500. The court erred in refusing the