Florida Statute 520.10 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXIII
REGULATION OF TRADE, COMMERCE, INVESTMENTS, AND SOLICITATIONS

Chapter 520
RETAIL INSTALLMENT SALES

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F.S. 520.10

520.10 Refinancing retail installment contract.—The holder of a contract, upon request by the buyer, may extend the scheduled due date of all or any part of any installment or installments or deferred payment or payments or renew or restate the unpaid balance of such contract, the amount of the installments, and the time schedule therefor and may collect for such extension, deferment, renewal, or restatement a refinance charge computed as follows: In the event the unpaid balance of the contract is extended, deferred, renewed, or restated, the holder may compute the refinance charge on such amount, by adding to the unpaid balance the cost for insurance and other benefits incidental to the refinancing plus any accrued delinquency and collection charges, after deducting any refund which may be due the buyer at the time of the renewal or restatement by prepayment pursuant to s. 520.09, at the rate of the finance charge specified in s. 520.08(1) and by reclassifying the motor vehicle by its then year model, for the term of the refinancing agreement, but otherwise subject to the provisions of this act governing computation of the original finance charge. The provisions of this act relating to minimum finance charges under s. 520.08(2) and acquisition costs under the refund schedule in s. 520.09 shall not apply in calculating refinance charges on the contract extended, deferred, renewed, or restated. If all unpaid installments are deferred, the holder may, at her or his election, charge and collect for such deferment an amount equal to the difference between the refund required for prepayment in full under s. 520.09 as of the scheduled due date of the first deferred installment and the refund required for prepayment in full as of 1 month prior to said date times the number of months in which no scheduled payment is made.

History.—s. 9, ch. 57-799; s. 8, ch. 59-456; s. 5, ch. 69-370; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 6, 21, ch. 80-256; s. 2, ch. 81-318; ss. 35, 36, ch. 90-103; s. 4, ch. 91-429; s. 689, ch. 97-103.

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F.S. 520.10 on Casetext

Amendments to 520.10

Arrestable Offenses / Crimes under Fla. Stat. 520.10

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 520.10.

Annotations, Discussions, Cases:

Cases Citing Statute 520.10

Total Results: 6

Czopek v. GREAT CHEMICALS

Court: Fla. Dist. Ct. App. | Date Filed: 2000-06-22T00:53:00-07:00

Citation: 778 So. 2d 996

Snippet: program, Nutri/System forwarded a check for $2,520.10 (representing the unused portion of the program

Toledo v. HILLSBOROUGH COUNTY HOSP.

Court: Fla. Dist. Ct. App. | Date Filed: 1999-08-18T00:53:00-07:00

Citation: 747 So. 2d 958

Snippet: 5013 hospital liens in 1993 and she selected 520 as a 10% random sample universe. She received fifty-three

Henderson v. Southern Cucumber Co.

Court: Fla. Dist. Ct. App. | Date Filed: 1985-11-22T00:00:00-08:00

Citation: 478 So. 2d 520, 10 Fla. L. Weekly 2582, 1985 Fla. App. LEXIS 16996

Snippet: Scheb, Schoonover 22 November 1985 478 So. 2d 520, 10 Fla. L. Weekly 2582, 1985 Fla. App. LEXIS 16996

Sun-Crete of Florida, Inc. v. Sun Deck Products, Inc.

Court: Fla. Dist. Ct. App. | Date Filed: 1985-06-19T00:00:00-07:00

Citation: 472 So. 2d 520, 10 Fla. L. Weekly 1534, 1985 Fla. App. LEXIS 14918

Snippet: Downey, Glickstein, Letts 19 June 1985 472 So. 2d 520, 10 Fla. L. Weekly 1534, 1985 Fla. App. LEXIS 14918

Aetna Casualty & Surety Co. v. Kaufman

Court: Fla. Dist. Ct. App. | Date Filed: 1985-02-12T00:00:00-08:00

Citation: 463 So. 2d 520, 10 Fla. L. Weekly 426, 1985 Fla. App. LEXIS 12381

Snippet: Genson, Hendry, Jor 12 February 1985 463 So. 2d 520, 10 Fla. L. Weekly 426, 1985 Fla. App. LEXIS 12381

Board of Public Instruction v. Rowe

Court: Fla. | Date Filed: 1943-04-27T00:00:00-07:00

Citation: 13 So. 2d 151, 152 Fla. 762, 1943 Fla. LEXIS 1034

Snippet: Instruction of Manatee County v. Rowe, 151 Fla. 520, 10 So.2d 311. On appeal from a *Page 763 judgment