Florida Statute 520.12 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXIII
REGULATION OF TRADE, COMMERCE, INVESTMENTS, AND SOLICITATIONS

Chapter 520
RETAIL INSTALLMENT SALES

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F.S. 520.12

520.12 Penalties.—

(1) Any person who willfully and intentionally violates any provision of s. 520.995 or engages in the business of a retail installment seller without obtaining a license as required by this part is guilty of a misdemeanor of the first degree, punishable as provided in s. 775.082 or s. 775.083.

(2) In the case of a willful violation of this part with respect to any retail installment sale, the buyer may recover from the person committing such violation, or may set off or counterclaim in any action against the buyer by such person, an amount equal to any finance charge and any fees charged to the buyer by reason of delinquency, plus attorney’s fees and costs incurred by the buyer to assert rights under this part.

(3) Subsection (2) does not apply to any violation of the requirement in s. 520.07(1)(c) that the seller deliver or mail to the buyer a copy of the contract signed by the seller, if the seller delivered to the buyer at the time the buyer signed the contract an exact copy of the contract that the buyer signed.

History.—s. 11, ch. 57-799; s. 9, ch. 59-456; s. 491, ch. 71-136; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 21, ch. 80-256; s. 2, ch. 81-318; s. 5, ch. 87-91; ss. 7, 35, 36, ch. 90-103; s. 4, ch. 91-429; s. 32, ch. 2001-196.

F.S. 520.12 on Google Scholar

F.S. 520.12 on Casetext

Amendments to 520.12

Arrestable Offenses / Crimes under Fla. Stat. 520.12

Level: Degree
Misdemeanor/Felony: First/Second/Third

S520.12 - FRAUD - ENGAGE AS RETAIL INSTALL SELLER WO LIC - M: F

Annotations, Discussions, Cases:

Cases Citing Statute 520.12

Total Results: 18

MAROONE CHEVROLET, LLC d/b/a MAROONE CHEVROLET v. GERMAN ALVARADO

Court: Fla. Dist. Ct. App. | Date Filed: 2022-07-06T00:53:00-07:00

Snippet: Under the penalties section found in section 520.12(2) applicable to violations of section 520.08: … the buyer to assert rights under this part. § 520.12(2), Fla. Stat. (2014) (emphasis added). The…prevents him from receiving any award under section 520.12(2). We reverse the damages awarded under Count

State v. Beach Blvd Automotive, Inc.

Court: Fla. Dist. Ct. App. | Date Filed: 2014-05-19T00:00:00-07:00

Citation: 139 So. 3d 380, 2014 WL 2040853, 2014 Fla. App. LEXIS 7574

Snippet: that it properly pled damages pursuant to section 520.12(2), Florida Statutes (2011), which provides in

Bengal Motor Co. v. Cuello

Court: Fla. Dist. Ct. App. | Date Filed: 2013-05-15T00:00:00-07:00

Citation: 121 So. 3d 57, 2013 WL 1980147, 2013 Fla. App. LEXIS 7810

Snippet: court’s award of damages to Cuello based on section 520.12(2), as she did not suffer any actual damages as…as a result of Maroone’s conduct. Section 520.12(2), Florida Statutes (2011), states: (2) In the case …by the buyer to assert rights under this part. § 520.12(2), Fla. Stat. (2011) (emphasis added). Regardless

Trotter v. Ford Motor Credit Corp.

Court: Fla. Dist. Ct. App. | Date Filed: 2004-03-02T23:53:00-08:00

Citation: 868 So. 2d 593

Snippet: alleged violations of sections 520.07(2), 520.07(7), 520.12, 520.13, and 627.682, Florida Statutes (2000). …for violations of the Act are stated in sections 520.12 and 520.13. In fact, Trotter and Smith have sought…holder has committed a willful violation. See § 520.12(2). No such allegation was made concerning FMCC

Holt v. O'Brien Imports of Fort Myers, Inc.

Court: Fla. Dist. Ct. App. | Date Filed: 2003-11-13T23:53:00-08:00

Citation: 862 So. 2d 87

Snippet: attorney's fees for FDUTPA violations, sections 520.12 and 520.13 provide a nonwaivable right to attorney

Charbonneau v. Morse Operations, Inc.

Court: Fla. Dist. Ct. App. | Date Filed: 1999-02-17T00:00:00-08:00

Citation: 727 So. 2d 1017

Snippet: damages and attorney's fees under section 520.12, Florida Statutes. Appellee initially filed a Motion…fees available pursuant to statutes 501.2105 and 520.12. In response, appellee claimed that during the …and the Motor Vehicle Sales Finance Act, section 520.12(2)[2], claiming that under a prevailing party statute…from the nonprevailing party." [2] Section 520.12, Florida Statutes (1997) provides that "[i

Stewart Select Cars, Inc. v. Moore

Court: Fla. Dist. Ct. App. | Date Filed: 1993-06-09T00:53:00-07:00

Citation: 619 So. 2d 1037

Snippet: attorney's fees pursuant to sections 501.2105 and 520.12(2). At an evidentiary hearing, evidence was adduced

Crews v. Department of Transportation

Court: Fla. Dist. Ct. App. | Date Filed: 1991-12-09T00:00:00-08:00

Citation: 591 So. 2d 291, 1991 Fla. App. LEXIS 12222, 1991 WL 257734

Snippet: 1958); Moorer v. Putnam Lumber Company, 152 Fla. 520, 12 So.2d 370 (1943). Whether an individual is dependent

Donoghue v. Wallach

Court: Fla. Dist. Ct. App. | Date Filed: 1984-09-12T00:00:00-07:00

Citation: 455 So. 2d 1085

Snippet: 1981). However, the court pointed out that section 520.12, Florida Statutes (1981), the penalty section,

Wise v. EL Copeland Builders

Court: Fla. Dist. Ct. App. | Date Filed: 1983-07-22T00:53:00-07:00

Citation: 435 So. 2d 339

Snippet: 1958); Moorer v. Putnam Lumber Company, 152 Fla. 520, 12 So.2d 370 (1943). Whether an individual is dependent

Floriland Farms, Inc. v. Peterman

Court: Fla. | Date Filed: 1961-06-21T00:00:00-07:00

Citation: 131 So. 2d 477, 1961 Fla. LEXIS 2247

Snippet: So. 557; Moorer v. Putnam Lumber Co., 152 Fla. 520, 12 So.2d 370; McCall v. Motor Fuel Carriers, Inc.,

MacDon Lumber Co. v. Stevenson

Court: Fla. | Date Filed: 1960-01-26T23:53:00-08:00

Citation: 117 So. 2d 487

Snippet: in Moorer v. Putnam Lumber Co., 1943, 152 Fla. 520, 12 So.2d 370. At page 373 of 12 So.2d the Court said

HOTEL & RESTAURANTS EMPLOYEES'& B. UNION v. Cothron

Court: Fla. | Date Filed: 1952-06-03T00:53:00-07:00

Citation: 59 So. 2d 366

Snippet: .2d 531; Moorer v. Putnam Lumber Co., 152 Fla. 520, 12 So.2d 370; Gables Racing Association v. Persky,

Town of Crescent City v. Green

Court: Fla. | Date Filed: 1951-12-13T23:53:00-08:00

Citation: 59 So. 2d 1

Snippet: So.2d 878; Moorer v. Putnam Lbr. Co., 152 Fla. 520, 12 So.2d 370. It was the lower court's view and

US Casualty Co. v. Maryland Casualty Co.

Court: Fla. | Date Filed: 1951-10-05T00:00:00-08:00

Citation: 55 So. 2d 741

Snippet: So.2d 878; Moorer v. Putnam Lbr. Co., 152 Fla. 520, 12 So.2d 370. The record reflects that the Circuit

McCall v. Motor Fuel Carriers, Inc.

Court: Fla. | Date Filed: 1945-05-11T00:00:00-07:00

Citation: 22 So. 2d 153, 155 Fla. 854, 1945 Fla. LEXIS 678

Snippet: cases of Moorer v. Putnam Lumber Co., 152 Fla. 520, 12 So.2d 370; Williams Brothers Corporation, et al

Palm Beach Dairy Company v. Ryan

Court: Fla. | Date Filed: 1944-06-27T00:00:00-07:00

Citation: 18 So. 2d 537, 154 Fla. 648, 1944 Fla. LEXIS 779

Snippet: So.2d 168; Moorer v. Putnam Lumber Co., 152 Fla. 520,12 So.2d 370; and Johnson, et al., v. Midland Construction

Adams v. Atlantic National Bank

Court: Fla. | Date Filed: 1934-06-13T00:00:00-08:00

Citation: 155 So. 648, 115 Fla. 399

Snippet: 162; Metropolitan Nat. Bank v. Claggett, 141 U.S. 520,12 Sup. Ct. Rep. 60, 35 L. Ed. 841. It is demonstrated