Florida/Georgia Personal Injury & Workers Compensation

You're probably overthinking it. Call a lawyer.

Call Now: 904-383-7448
Florida Statute 521.002 - Full Text and Legal Analysis Florida Statute 521.002 | Lawyer Caselaw & Research
Fla. Stat. § 521.002 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
521.002 Applicability.—Sections 521.001-521.006 do not supersede applicable federal law, including the federal Truth in Lending Act, 15 U.S.C. ss. 1601 et seq.; the rules adopted under the federal Truth in Lending Act; or any state law, including the Uniform Commercial Code.
History.—s. 2, ch. 95-350.

Cases Citing F.S. 521.002

Fla. Stat. § 521.002 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
31 resultsSort: Relevance · Newest · Treatment
Copy

·In Re Warren L. Taylor, Jr., Cathy L. Taylor, Debtors. Warren L. Taylor, Jr., Cathy L. Taylor v. Age Fed. Credit Union, 3 F.3d 1512 (11th Cir. 1993).

Cited 100 times | Published | Court of Appeals for the Eleventh Circuit | 29 Collier Bankr. Cas. 2d 1573, 1993 U.S. App. LEXIS 26609, 1993 WL 378049

property under 11 U.S.C. § 521(2). 1 The district court found that section 521(2) provided a debtor
0 red1 yellow109 green0 procedural
LimitedIn Re Knight (1997)
phrase: "limited by"
Cited as authority(citing case) (2019)
phrase: "rule_authority"
Reaffirmed(citing case) (2018)
phrase: "reaffirming"
Open case for full Syfertize analysis →
Copy

·Centel Cable Television Co. of Florida v. Admiral's Cove Assocs., Ltd., 835 F.2d 1359 (11th Cir. 1988).

Cited 33 times | Published | Court of Appeals for the Eleventh Circuit | 15 Media L. Rep. (BNA) 1084, 64 Rad. Reg. 2d (P & F) 411, 1988 U.S. App. LEXIS 390, 1988 WL 62

purposes of the Cable Act that emerged. 47 U.S.C. § 521(2) (Supp. Ill 1985). 4 *1362
0 red0 yellow26 green0 procedural
Cited as authority(citing case) (2010)
phrase: "rule_authority"
Cited as authority(citing case) (2008)
phrase: "rule_authority"
Cited as authoritySEPTA (2008)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In Re Morales, 381 B.R. 917 (Bankr. S.D. Fla. 2008).

Cited 15 times | Published | United States Bankruptcy Court, S.D. Florida. | 2008 Bankr. LEXIS 634

statutory section. It became § 521(a), instead of § 521(2)(B).
0 red0 yellow13 green0 procedural
Cited as authorityIn Re Wilson (2011)
phrase: "rule_authority"
Cited as authorityIn Re Orozco (2011)
phrase: "rule_authority"
Cited as authorityOsborne (2011)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·Matter of Windham, 136 B.R. 878 (Bankr. M.D. Fla. 1992).

Cited 15 times | Published | United States Bankruptcy Court, M.D. Florida | 6 Fla. L. Weekly Fed. B 6, 1992 Bankr. LEXIS 290, 1992 WL 25209

filed a statement of intention, pursuant to Section 521(2), indicating she intended to retain the collateral
0 red1 yellow5 green0 procedural
Declined to followIn Re Jones (1993)
phrase: "decline to follow"
Cited as authorityIn Re Watson (2002)
phrase: "rule_authority"
Cited as authorityIn Re Lair (1999)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

Bankr. L. Rep. P 74,557, 17 Ucc rep.serv.2d 243 in Re James E. Freeman, Debtor. Snap-On Tools, Inc. v. James Edward Freeman, Thomas E. Reynolds, Tr., 956 F.2d 252 (11th Cir. 1992).

Cited 36 times | Published | Court of Appeals for the Eleventh Circuit

as a secured creditor. Pursuant to 11 U.S.C. § 521(2)(A), which requires a debtor to indicate "his intention
Copy

·In Re Donley, 131 B.R. 193 (Bankr. N.D. Fla. 1991).

Cited 13 times | Published | United States Bankruptcy Court, N.D. Florida | 25 Collier Bankr. Cas. 2d 686, 1991 Bankr. LEXIS 1275, 1991 WL 170960

City contends that pursuant to Bankruptcy Code § 521(2)(A) the debtor must either surrender the collateral
0 red0 yellow5 green0 procedural
Cited as authorityIn Re Amoakohene (2003)
phrase: "rule_authority"
Cited as authorityIn Re Lair (1999)
phrase: "rule_authority"
Cited as authorityIn Re Thomas (1995)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In Re Rivera, 256 B.R. 828 (Bankr. M.D. Fla. 2000).

Cited 16 times | Published | United States Bankruptcy Court, M.D. Florida | 2000 Bankr. LEXIS 1600, 37 Bankr. Ct. Dec. (CRR) 43, 2000 WL 1911402

Circuit's holding pertained to whether 11 U.S.C. § 521(2) permits a Chapter 7 debtor to retain personal
1 red3 yellow11 green0 procedural
SupersededThan (2009)
phrase: "superseded by"
DistinguishedIn re: Michael Batali and Kellie Batali (2015)
phrase: "distinguishing"
Distinguished(citing case) (2015)
phrase: "distinguishing"
Open case for full Syfertize analysis →
Copy

·In Re Greer, 189 B.R. 219 (Bankr. S.D. Fla. 1995).

Cited 9 times | Published | United States Bankruptcy Court, S.D. Florida. | 1995 Bankr. LEXIS 1705

undisclosed "policy considerations". DISCUSSION Section 521(2)(A) of the Bankruptcy Code requires a debtor
0 red0 yellow4 green0 procedural
Cited as authorityIn Re Rathbun (2001)
phrase: "rule_authority"
Cited as authorityIn Re Jamo (2000)
phrase: "rule_authority"
Cited as authorityIn Re Lair (1999)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In Re Kuhn, 150 B.R. 825 (Bankr. M.D. Fla. 1993).

Cited 7 times | Published | United States Bankruptcy Court, M.D. Florida | 28 Collier Bankr. Cas. 2d 720, 7 Fla. L. Weekly Fed. B 22, 1993 Bankr. LEXIS 288, 1993 WL 49921

received; 3. Ensuring the debtor's compliance with § 521(2)(B) concerning exemptions, reaffirmation or redemption
0 red0 yellow6 green0 procedural
Cited as authorityIn Re Stevens (2009)
phrase: "rule_authority"
Cited as authorityIn Re Lexington Hearth Lamp and Leisure, LLC (2009)
phrase: "rule_authority"
Cited as authorityIn Re U-Can Rent, Inc. (2001)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In Re Cornejo, 342 B.R. 834 (Bankr. M.D. Fla. 2005).

Cited 6 times | Published | United States Bankruptcy Court, M.D. Florida | 18 Fla. L. Weekly Fed. B 116, 2005 Bankr. LEXIS 216, 2005 WL 419721

on Debtor's failure to comply with. 11 U.S.C. § 521(2). An evidentiary hearing was held with the Debtor
0 red0 yellow8 green0 procedural
Cited as authorityRodriguez (2021)
phrase: "rule_authority"
Cited as authorityIn re Elkouby (2016)
phrase: "rule_authority"
Cited as authorityIn re Ware (2015)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In Re Harris, 226 B.R. 924 (Bankr. S.D. Fla. 1998).

Cited 8 times | Published | United States Bankruptcy Court, S.D. Florida. | 41 Collier Bankr. Cas. 2d 83, 1998 Bankr. LEXIS 1422

relevant part: *925 The plain language of section 521(2)(B), which requires a debtor, within forty-five
0 red0 yellow3 green0 procedural
Cited as authorityIn Re Rathbun (2001)
phrase: "rule_authority"
Cited as authorityIn Re Claflin (2000)
phrase: "rule_authority"
Cited as authorityIn Re Donnell (1999)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·Meyer v. Austin, 319 F. Supp. 457 (M.D. Fla. 1970).

Cited 7 times | Published | District Court, M.D. Florida

exhibition of motion picture films permitted by § 521.02. (10) For the purposes of this section, the test
0 red0 yellow3 green0 procedural
Cited as authorityGerstein (1973)
phrase: "rule_authority"
Cited as authorityBryers (1972)
phrase: "rule_authority"
Cited as authorityDavison (1971)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·Bank of Am., N.A. v. Rodriguez, 558 B.R. 945 (S.D. Fla. 2016).

Cited 6 times | Published | District Court, S.D. Florida | 2016 U.S. Dist. LEXIS 145575, 2016 WL 5942527

Property The Appellant contends that 11U.S.C. § 521(2) requires the debtor to surrender real property
0 red0 yellow3 green0 procedural
Cited as authorityRaquel Lenzie (2025)
phrase: "rule_authority"
Cited as authoritySanchez (2025)
phrase: "rule_authority"
Cited as authority(citing case) (2018)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·Snap-On Tools, Inc. v. Freeman (In re Freeman), 956 F.2d 252 (11th Cir. 1992).

Cited 3 times | Published | Court of Appeals for the Eleventh Circuit | 17 U.C.C. Rep. Serv. 2d (West) 243, 1992 U.S. App. LEXIS 5043

Tools as a secured creditor. Pursuant to 11 U.S.C. § 521(2)(A), which requires a debtor to indicate “his intention
0 red0 yellow12 green0 procedural
Cited as authority(citing case) (2022)
phrase: "rule_authority"
Cited as authorityIn re Jett (2017)
phrase: "rule_authority"
Cited as authorityIberiabank (2015)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·Matter of Schoen Enter., Inc., 76 B.R. 203 (Bankr. M.D. Fla. 1987).

Cited 4 times | Published | United States Bankruptcy Court, M.D. Florida | 1987 Bankr. LEXIS 1238

shall perform his intention as specified in section 521(2)(B) of this title; (4) investigate the financial
0 red0 yellow4 green0 procedural
Cited as authorityPergament (2015)
phrase: "rule_authority"
Cited as authorityIn Re Ngan Gung Restaurant (2000)
phrase: "rule_authority"
Cited as authorityIn Re Drinkwater (1995)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·Telesat Cablevision, Inc. v. City of Riviera Beach, 773 F. Supp. 383 (S.D. Fla. 1991).

Cited 4 times | Published | District Court, S.D. Florida | 70 Rad. Reg. 2d (P & F) 435, 1991 U.S. Dist. LEXIS 12974, 1991 WL 181804

underlying the Cable Act is the same. See 47 U.S.C. § 521(2), (4). The City contends that the universal service
0 red0 yellow3 green0 procedural
Cited as authority(citing case) (2001)
phrase: "rule_authority"
Cited as authority(citing case) (2001)
phrase: "rule_authority"
Cited as authority(citing case) (1993)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In Re Sunderland, 157 B.R. 39 (Bankr. M.D. Fla. 1993).

Cited 4 times | Published | United States Bankruptcy Court, M.D. Florida | 7 Fla. L. Weekly Fed. B 200, 1993 Bankr. LEXIS 1070, 1993 WL 285006

home and the car in the manner required by Section 521(2) of the Bankruptcy Code and F.R.B.P. 1007(b)(2)
0 red0 yellow2 green0 procedural
Cited as authorityIn Re Craig (1998)
phrase: "rule_authority"
Cited as authorityIn Re Cushman (1998)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

South Fla. Art Theaters, Inc. v. State Ex Rel. Mounts, 224 So. 2d 706 (Fla. 4th DCA 1969).

Cited 6 times | Published | Florida 4th District Court of Appeal

motion picture films permitted by § 521.02." F.S. 1967, Section 521.02, F.S.A., provides that no motion
Copy

·In Re Linderman, 435 B.R. 715 (Bankr. M.D. Fla. 2009).

Cited 2 times | Published | United States Bankruptcy Court, M.D. Florida | 22 Fla. L. Weekly Fed. B 176, 2009 Bankr. LEXIS 3396, 2009 WL 3625386

that the "plain language" of Bankruptcy Code Section 521(2) "does not permit a Chapter 7 debtor to retain
0 red0 yellow4 green0 procedural
ReaffirmedIn re Covel (2012)
phrase: "reaffirming"
Cited as authorityIn re Covel (2012)
phrase: "rule_authority"
Cited as authorityIn Re Steinberg (2011)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In re Plummer, 513 B.R. 135 (Bankr. M.D. Fla. 2014).

Cited 1 times | Published | United States Bankruptcy Court, M.D. Florida | 24 Fla. L. Weekly Fed. B 275, 2014 Bankr. LEXIS 1156, 2014 WL 1248039

at 136 (citing multiple decisions construing § 521(2) as a notice statute). . Taylor v. AGE Fed. Credit
0 red0 yellow11 green0 procedural
Cited as authority(citing case) (2021)
phrase: "rule_authority"
Cited as authorityRodriguez (2021)
phrase: "rule_authority"
Cited as authority(citing case) (2016)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In Re Casenove, 306 B.R. 367 (Bankr. M.D. Fla. 2004).

Cited 2 times | Published | United States Bankruptcy Court, M.D. Florida | 17 Fla. L. Weekly Fed. B 105, 2004 Bankr. LEXIS 223, 2004 WL 396120

debts secured by property of the estate. 11 U.S.C. § 521(2)(A). A debtor can: (i) surrender property that
0 red0 yellow2 green0 procedural
Cited as authorityIn Re DeSantis (2008)
phrase: "rule_authority"
Cited as authorityIn Re Parker (2004)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In Re McDaniel, 129 B.R. 301 (Bankr. M.D. Fla. 1991).

Cited 2 times | Published | United States Bankruptcy Court, M.D. Florida | 1991 Bankr. LEXIS 1025, 1991 WL 136257

or reaffirm as required by § 521(2). The court concluded that the § 521(2) election is mandatory, but
0 red0 yellow1 green0 procedural
Cited as authorityIn Re Lair (1999)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

·In Re Waters, 248 B.R. 916 (Bankr. M.D. Fla. 2000).

Cited 1 times | Published | United States Bankruptcy Court, M.D. Florida | 13 Fla. L. Weekly Fed. B 219, 2000 Bankr. LEXIS 554, 2000 WL 690088

comply with the requirements of Bankruptcy Code § 521(2)(A) by either: (1) reaffirming the Debt or (2)
0 red0 yellow3 green0 procedural
ReaffirmedIn re Ward (2005)
phrase: "reaffirming"
Cited as authorityIn re Ward (2005)
phrase: "rule_authority"
Cited as authorityIn Re Perez (2005)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

In Re Lowery, 187 B.R. 761 (Bankr. M.D. Fla. 1995).

Cited 3 times | Published | United States Bankruptcy Court, M.D. Florida | 9 Fla. L. Weekly Fed. B 171, 1995 Bankr. LEXIS 1527, 1995 WL 628052

record further reveals that the Debtor, pursuant to § 521(2)(A) of the Bankruptcy Code filed a Notice of Intention
Copy

·In re Failla, 529 B.R. 786 (S.D. Fla. 2014).

Published | District Court, S.D. Florida | 2014 Bankr. LEXIS 5310, 2014 WL 8663569

the term “surrender” in § 521(2)(A) is at best ambiguous. However, when § 521(2)(A) is read in the context
0 red0 yellow6 green0 procedural
Cited as authorityIn re Ayala (2017)
phrase: "rule_authority"
Cited as authority(citing case) (2016)
phrase: "rule_authority"
Cited as authorityRodriguez (2016)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

Comcast SCH Holdings, Inc. v. Villages of Lake-Sumter, Inc., 168 F. Supp. 2d 1338 (M.D. Fla. 2001).

Cited 1 times | Published | District Court, M.D. Florida | 2001 U.S. Dist. LEXIS 22677, 2001 WL 959387

business for a number of years.) [43] 47 U.S.C. § 521(2), (4). [44] See, Doc. 9, Tab. A; Burg & DiVosta
Copy

·In Re Sullivan-Anderson, 307 B.R. 726 (Bankr. M.D. Fla. 2003).

Published | United States Bankruptcy Court, M.D. Florida | 17 Fla. L. Weekly Fed. B 124, 2003 Bankr. LEXIS 1966

court address remedies for noncompliance with Section 521(2). The Taylor court held that, in *729 order
0 red0 yellow1 green0 procedural
Cited as authorityIn re Plummer (2014)
phrase: "rule_authority"
Open case for full Syfertize analysis →
Copy

In re First Coast Marine, Inc., 339 B.R. 796 (M.D. Fla. 2006).

Published | District Court, M.D. Florida | 19 Fla. L. Weekly Fed. B 191, 2006 Bankr. LEXIS 521, 46 Bankr. Ct. Dec. (CRR) 99, 2006 WL 839329

debtors and not corporate debtors. . According to § 521(2)(A) of the 2005 Act, a Chapter 7 debtor must state
Copy

South Florida Art Theaters, Inc. v. State ex rel. Mounts, 224 So. 2d 706 (Fla. Dist. Ct. App. 1969).

Published | District Court of Appeal of Florida | 1969 Fla. App. LEXIS 5558

motion picture films permitted by § 521.02.” F.S. 1967, Section 521.02, F.S.A., provides that no motion
Copy

In re Elkouby, 561 B.R. 551 (Bankr. S.D. Fla. 2016).

Published | United States Bankruptcy Court, S.D. Florida. | 26 Fla. L. Weekly Fed. B 57, 74 Collier Bankr. Cas. 2d 216, 2016 Bankr. LEXIS 617, 2016 WL 798177

on the different options set forth in 11 U.S.C. § 521(2) (predecessor to 11 U.S.C. § 521(a)(2)), see In
Copy

·Cent. Theatres, Inc. v. State ex rel. Braren, 161 So. 2d 558 (Fla. Dist. Ct. App. 1964).

Published | District Court of Appeal of Florida

licensing of the subject motion picture under § 521.02,. Florida Statutes, F.S.A., prohibited the re-lators
0 red0 yellow0 green1 procedural
Cert. denied(citing case) (1964)
phrase: "certiorari denied"
Open case for full Syfertize analysis →

This Florida statute resource is curated by Florida Bar member Graham W. Syfert, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). For legal consultation, call 904-383-7448.