Florida Statutes
Fla. Stat. § 624.03 (2025)
“Insurer” defined.
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624.03 “Insurer” defined.—“Insurer” includes every person engaged as indemnitor, surety, or contractor in the business of entering into contracts of insurance or of annuity.
History.—s. 3, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 15, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429.
Notes of Decisions
Cited in 32
cases (1 in the last 5 years), 1963–2021 · leading case: DADELAND DEPOT. v. St. Paul Fire & Marine, 945 So. 2d 1216 (Fla. 2006).
DADELAND DEPOT. v. St. Paul Fire & Marine, 945 So. 2d 1216 (Fla. 2006). “" Initially, as we begin the analysis we note that Florida's Insurance Code is abundantly clear that a surety is included within the definition of an "insurer" and is regulated as an "insurer." Section 624.03 of the Florida Statutes defines an insurer as "every person engaged as…”
Hogan v. Provident Life & Accident Ins., 665 F. Supp. 2d 1273 (M.D. Fla. 2009). “” § 624.03, Fla. Stat. Whether or not a holding company is an “insurer” is a factually dependent inquiry.”
Young v. Progressive Se. Ins. Co., 753 So. 2d 80 (Fla. 2000). “The term "liability insurer" is undefined in the part of the Insurance Code related to uninsured motorists coverage.”
Florida Auto. Dealers Indus. v. Small, 592 So. 2d 1179 (Fla. 1st DCA 1992). “*1181 FADIBT claims that the definition of "insurer" in Section 624.03, Florida Statutes (1989), [2] does not include the MEWA in the case at bar.”
Lipof v. Florida Power & Light Co., 596 So. 2d 1005 (Fla. 1992). “Lipof argues that Florida Power acted as an "insurer" under section 624.03, Florida Statutes (1983), which broadly defines "insurer" as including "every person engaged as indemnitor, surety, or contractor in the business of entering into contracts of insurance or of annuity.”
State Farm Mut. Auto. Ins. Co. v. Universal Atlas Cement Co., 406 So. 2d 1184 (Fla. 1st DCA 1981). “denied, 315 So.2d 469 (Fla. 1975) (state approved program of self-insurance under workmen's compensation act does not convert self-insurer into an insurer as that term is defined in Section 624.”
Shannon R. Ginn Constr. Co. v. Reliance Ins., 51 F. Supp. 2d 1347 (S.D. Fla. 1999). “” § 624.03, Fla.Stat. (1997). 5 “Surety insurance” is defined, inter alia, as “[a] contract bond .”
Hubbel v. Aetna Cas. & Sur. Co., 758 So. 2d 94 (Fla. 2000). “2d at 1373 (relying on the definition of "insurer" set forth in section 624.03, Florida Statutes (1995)).”
Snow v. Jim Rathman Chevrolet, Inc., 39 So. 3d 368 (Fla. 5th DCA 2010). “2006) (quoting section 624.03, Florida Statutes, which defines an insurer as “every person engaged as indemnitor, surety, or contractor in the business of entering into contracts of insurance or of annuity”) (emphasis omitted); Nichols v.”
Gov't Employees Ins. Co. v. Wilder, 546 So. 2d 12 (Fla. 3d DCA 1989). “1969); § 624.03, Fla. Stat. (1987). As an individual self-insurer is not, for most purposes, an "insurer" under the Florida Insurance Code, see § 624.”
Zinke-smith, Inc. v. Fla. Ins. Guar. Ass'n, 304 So. 2d 507 (Fla. 4th DCA 1974). “Chapters 624 through 632, inclusive, of the Florida Statutes constitute the Florida Insurance Code, and Section 624.03 defines insurer as follows: "`Insurer' includes every person engaged as indemnitor, surety, or contractor in the business of entering into contracts of…”
Nichols v. Preferred Nat. Ins. Co., 704 So. 2d 1371 (Fla. 1997). “Terms used in that code are set forth in chapter 624, which defines "insurer" to include "every person engaged as indemnitor, surety, or contractor in the business of entering into contracts of insurance or annuity.”
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