Florida Statutes
Fla. Stat. § 626.878 (2025)
Rules; code of ethics.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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626.878 Rules; code of ethics.—
(1) An adjuster shall subscribe to the code of ethics specified in the rules of the department. The rules shall implement the provisions of this part and specify the terms and conditions of contracts, including a right to cancel, and require practices necessary to ensure fair dealing, prohibit conflicts of interest, and ensure preservation of the rights of the claimant to participate in the adjustment of claims.
(2) A person licensed as an adjuster must identify himself or herself in any advertisement, solicitation, or written document based on the adjuster appointment type held.
(3) An adjuster who has had his or her license revoked or suspended may not participate in any part of an insurance claim or in the insurance claims adjusting process, including estimating, completing, filing, negotiating, appraising, mediating, umpiring, or effecting settlement of a claim for loss or damage covered under an insurance contract. A person who provides these services while the person’s license is revoked or suspended acts as an unlicensed adjuster.
History.—s. 341, ch. 59-205; ss. 13, 35, ch. 69-106; s. 3, ch. 81-282; s. 2, ch. 81-318; ss. 292, 293, 807, 810, ch. 82-243; ss. 151, 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 994, ch. 2003-261; s. 63, ch. 2003-267; s. 56, ch. 2003-281; s. 74, ch. 2004-390; s. 19, ch. 2024-140; s. 72, ch. 2025-6.
Notes of Decisions
Cited in 3
cases, 2012–2018 · leading case: Citizens Prop. Ins. Corp. v. Calonge, 246 So. 3d 447 (Fla. 3d DCA 2018).
Citizens Prop. Ins. Corp. v. Calonge, 246 So. 3d 447 (Fla. 3d DCA 2018). “878 & Fla. Admin. Code §69B-220.201] thus breaching the loss payment condition of the policy which is a material breach of the contract, directly resulting in damages to the Plaintiff.”
Citizens Prop. Ins. Corp. v. Calonge (Fla. 3d DCA 2018). “Admin. Code §69B-220.201] thus breaching the loss payment condition of the policy which is a material breach of the contract, directly resulting in damages to the Plaintiff.”
Goheagan v. Am. Veh. Ins. Co., 126 So. 3d 1136 (Fla. 4th DCA 2012). “Section 626.878, Florida Statutes (2007), provides that "[a]n adjuster shall subscribe to the code of ethics specified in the rules of the department.”
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