Florida Statutes

Fla. Stat. § 626.912 (2025)

Exemptions from ss. 626.904-626.911.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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626.912 Exemptions from ss. 626.904-626.911.—The provisions of ss. 626.904-626.911 do not apply to any action, suit, or proceeding against any unauthorized foreign insurer, alien insurer, or person representing or aiding such an insurer arising out of any contract of insurance:

(1) Covering reinsurance, wet marine and transportation, commercial aircraft, or railway insurance risks;

(2) Against legal liability arising out of the ownership, operation, or maintenance of any property having a permanent situs outside this state;

(3) Against loss of or damage to any property having a permanent situs outside this state; or

(4) Issued under and in accordance with the Surplus Lines Law, when such insurer or person representing or aiding such insurer enters a general appearance or when such contract of insurance contains a provision designating the Chief Financial Officer or designating a Florida resident agent to be the true and lawful agent of such unauthorized insurer or person representing or aiding such insurer upon whom may be served all lawful process in any action, suit, or proceeding instituted by or on behalf of an insured or person representing or aiding such insurer or beneficiary arising out of any such contract of insurance; and service of process effected on such Chief Financial Officer or such resident agent shall be deemed to confer complete jurisdiction over such unauthorized insurer or person representing or aiding such insurer in such action.

History.—s. 351, ch. 59-205; ss. 13, 35, ch. 69-106; s. 2, ch. 81-318; ss. 318, 807, ch. 82-243; ss. 161, 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 299, ch. 97-102; s. 1014, ch. 2003-261; s. 52, ch. 2022-138.

Notes of Decisions

Cited in 4 cases, 1995–2009 · leading case: Chacin v. Generali Assicurazioni Generali Spa, 655 So. 2d 1162 (Fla. 3d DCA 1995).

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Chacin v. Generali Assicurazioni Generali Spa, 655 So. 2d 1162 (Fla. 3d DCA 1995). · cites it 4× “[now § 626.912, Fla. Stat. (1993)]. Appellants [sic] argument is that an attorney's fee is allowed in an action against an unauthorized foreign insurer only under the provisions *1163 of Section 626.”

Indem. Cas. & Prop., Ltd. v. Hunter, 752 So. 2d 658 (Fla. 3d DCA 2000). · cites it 5× “2 They argue that because the poli *660 cy is “wet marine,” the insurer is therefore exempt from the requirement to post bond, pursuant to section 626.912, Florida Statutes. 3 Contrary to the contentions of Indemnity and IGMC, we conclude that the policy is more than just a wet…”

Johnson v. Home-Owners Ins. Co., 915 So. 2d 196 (Fla. 4th DCA 2005). · cites it 3× “Section 626.912(2) provides that the unauthorized insurers process law does not apply to suits arising out of any contract of insurance for “liability arising out of the ownership, operation or maintenance of any property having a permanent situs outside this state.”

Prescott Architects, Inc. v. Lexington Ins., 638 F. Supp. 2d 1317 (N.D. Fla. 2009). · cites it 2× “See Fla. Stat. § 626.912 (4). Prescott admits Lexington is an eligible surplus-lines insurer, (Prescott’s Supplemental Brief at 1), and it is undisputed that the policy itself was intended to provide surplus-lines coverage: the policy’s declaration page states “[t]his insurance…”

— 626.912(1) — 1 case

Indem. Cas. & Prop., Ltd. v. Hunter, 752 So. 2d 658 (Fla. 3d DCA 2000). “2 They argue that because the poli *660 cy is “wet marine,” the insurer is therefore exempt from the requirement to post bond, pursuant to section 626.912, Florida Statutes. 3 Contrary to the contentions of Indemnity and IGMC, we conclude that the policy is more than just a wet…”

— 626.912(2) — 1 case

Johnson v. Home-Owners Ins. Co., 915 So. 2d 196 (Fla. 4th DCA 2005). “Section 626.912(2) provides that the unauthorized insurers process law does not apply to suits arising out of any contract of insurance for “liability arising out of the ownership, operation or maintenance of any property having a permanent situs outside this state.”

— 626.912(3) — 1 case

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