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Florida Statute 626.922 - Full Text and Legal Analysis
Florida Statute 626.922 | Lawyer Caselaw & Research
Link to State of Florida Official Statute
F.S. 626.922 Case Law from Google Scholar Google Search for Amendments to 626.922

The 2025 Florida Statutes

Title XXXVII
INSURANCE
Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS
View Entire Chapter
F.S. 626.922
626.922 Evidence of the insurance; changes; penalty.
(1) Upon placing a surplus lines coverage, the surplus lines agent shall promptly issue and deliver to the insured evidence of the insurance consisting either of the policy as issued by the insurer or, if such policy is not then available, a certificate, cover note, or other confirmation of insurance. Such document shall be executed or countersigned by the surplus lines agent and shall show the description and location of the subject of the insurance; coverage, conditions, and term of the insurance; the premium and rate charged and taxes collected from the insured; and the name and address of the insured and insurer. If the direct risk is assumed by more than one insurer, the document shall state the name and address and proportion of the entire direct risk assumed by each insurer. A surplus lines agent may not delegate the duty to issue any such document to producing general lines agents without prior written authority from the surplus lines insurer. A general lines agent may issue any such document only if the agent has prior written authority from the surplus lines agent. The surplus lines agent must maintain copies of the authorization from the surplus lines insurer and the delegation to the producing general lines agent. The producing agent must maintain copies of the written delegation from the surplus lines agent and copies of any evidence of coverage or certificate of insurance which the producing agent issues or delivers. Any evidence of coverage issued by a producing agent pursuant to this section must include the name and address of the authorizing surplus lines agent.
(2) No surplus lines agent shall issue any such document, or purport to insure or represent that insurance will be or has been granted by any unauthorized insurer, unless he or she has prior written authority from the insurer for the insurance, or has received information from the insurer in the regular course of business that such insurance has been granted, or an insurance policy providing the insurance actually has been issued by the insurer and delivered to the insured.
(3) If after the issuance and delivery of any such document there is any change as to the identity of the insurers, or the proportion of the direct risk assumed by the insurer as stated in the original certificate, cover note, or confirmation, or in any other material respect as to the insurance coverage evidenced by such a document, the surplus lines agent shall promptly issue and deliver to the insured a substitute certificate, cover note, or confirmation, or an endorsement for the original such document, accurately showing the current status of the coverage and the insurers responsible thereunder. No such change shall result in a coverage or insurance contract which would be in violation of this Surplus Lines Law if originally issued on such basis.
(4) A copy of the policy or cover note or confirmation of insurance shall be delivered to the insured within 60 days after the effectuation of coverage.
(5) Any surplus lines agent who knowingly or negligently issues a false certificate, cover note, or confirmation of insurance, or false endorsement therefor, or who fails promptly to notify the insured of any material change with respect to such insurance by delivery to the insured of a substitute certificate, cover note, or confirmation, or endorsement as provided in subsection (3), shall, upon conviction, be subject to the penalties provided by s. 624.15 or to any greater applicable penalty otherwise provided by law.
History.s. 361, ch. 59-205; s. 2, ch. 81-318; ss. 318, 807, ch. 82-243; ss. 170, 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 302, ch. 97-102; s. 69, ch. 98-199.

F.S. 626.922 on Google Scholar

F.S. 626.922 on CourtListener

Amendments to 626.922


Annotations, Discussions, Cases:

Cases Citing Statute 626.922

Total Results: 6

Essex Ins. Co. v. Zota

985 So. 2d 1036, 33 Fla. L. Weekly Supp. 425, 2008 Fla. LEXIS 1112, 2008 WL 2520879

Supreme Court of Florida | Filed: Jun 26, 2008 | Docket: 2518508

Cited 15 times | Published

questions to this Court: 1. Whether Fla. Stat. § 626.922 or § 627.421, or both, require delivery of evidence

Lloyds Underwriters at London v. Keystone Equipment Finance Corp.

25 So. 3d 89, 2009 Fla. App. LEXIS 20016, 2009 WL 4927917

District Court of Appeal of Florida | Filed: Dec 23, 2009 | Docket: 1193946

Cited 2 times | Published

coverage. See § 627.421(1), Fla. Stat. (2008). Section 626.922 requires the surplus lines agent to "promptly

Essex Insurance v. Zota

607 F. Supp. 2d 1340, 2009 U.S. Dist. LEXIS 29108, 2009 WL 959917

District Court, S.D. Florida | Filed: Apr 8, 2009 | Docket: 2281562

Cited 1 times | Published

Policy to Lighthouse in compliance with Fla. Stat. § 626.922. Defendants also asserted that they were entitled

Essex Ins. Co. v. Mercedes Zota

466 F.3d 981, 2006 U.S. App. LEXIS 25255, 2006 WL 2847811

Court of Appeals for the Eleventh Circuit | Filed: Oct 6, 2006 | Docket: 398817

Cited 1 times | Published

Central to the legal dispute is Florida Statute § 626.922, which provides as follows: Upon placing

Official Cargo Transport Co. v. Certain Interested Underwriters at Lloyds of London

368 F. Supp. 2d 1314, 2005 U.S. Dist. LEXIS 11806, 2005 WL 1076025

District Court, S.D. Florida | Filed: May 3, 2005 | Docket: 2393134

Cited 1 times | Published

under constant surveillance. If Florida Statutes § 626.922 applies to the surplus lines statute and the policy

Underwriters at Lloyd's London v. Osting-Schwinn

545 F. Supp. 2d 1261, 2008 WL 1826757

District Court, M.D. Florida | Filed: Apr 23, 2008 | Docket: 2318058

Published

penalty otherwise provided by law." Fla. Stat. § 626.922(5). It is fair to say that based on the unique