Florida Statutes

Fla. Stat. § 624.15 (2025)

General penalty.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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624.15 General penalty.—

(1) Each willful violation of this code or rule of the department, office, or commission as to which a greater penalty is not provided by another provision of this code or rule of the department, office, or commission or by other applicable laws of this state is a misdemeanor of the second degree and is, in addition to any prescribed applicable denial, suspension, or revocation of certificate of authority, license, or permit, punishable as provided in s. 775.082 or s. 775.083. Each instance of such violation shall be considered a separate offense.

(2) Each willful violation of an emergency rule or order of the department, office, or commission by a person who is not licensed, authorized, or eligible to engage in business in accordance with the Florida Insurance Code is a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084. Each instance of such violation is a separate offense. This subsection does not apply to licensees or affiliated parties of licensees.

History.—s. 15, ch. 59-205; s. 641, ch. 71-136; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 8, 15, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 153, ch. 91-224; s. 4, ch. 91-429; s. 7, ch. 2006-305.

Arrestable Offenses under F.S. 624.15

M = misdemeanor · F = felony · degree: F=1st S=2nd T=3rd

§624.15(2)PUBLIC ORDER CRIMESVIOL INS EMERGENCY RULE ORDER BY UNLIC PERSONF · 3rd

§624.15PUBLIC ORDER CRIMESVIOLATE FLORIDA INSURANCE CODEM · 2nd

Notes of Decisions

Cited in 5 cases, 2002–2016 · leading case: Griffin v. ARX Holding Corp., 208 So. 3d 164 (Fla. 2d DCA 2016).

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Griffin v. ARX Holding Corp., 208 So. 3d 164 (Fla. 2d DCA 2016). · cites it 2× “Section 624.15, Florida Statutes makes “each willful violation of this code or rule of the department, office, or commission .”

Allstate Floridian v. Off. of Ins. Reg., 981 So. 2d 617 (Fla. 1st DCA 2008). · cites it 5× “See § 624.15(1), Fla. Stat. Allstate's criminal conduct prevented OIR from protecting the public by fully investigating the complaints and information it had received.”

Subirats v. Fid. Nat'l Prop., 106 So. 3d 997 (Fla. 3d DCA 2013). · cites it 2× “To the contrary, the penalty specified in the rule for an insurer’s failure to give the required notice is referral to the Office of Insurance Regulation for administrative action, pursuant to section 624.15, Florida Statutes. See Rule 69J-166.”

FLA Orthopedics, Inc. v. Am. Ins. Co., 896 So. 2d 1 (Fla. 3d DCA 2004). · cites it 2× “See § 624.15, Fla. Stat. (1997) ("Each willful violation of this code as to which a greater penalty is not provided by another provision of this code or by other applicable laws of this state is a misdemeanor of the second degree and is, in addition to any prescribed applicable…”

Vesta Fire Ins. Corp. v. Figueroa, 821 So. 2d 1233 (Fla. 5th DCA 2002). “See Section 624.15, Fla. Stat. 12. The information sought to be discovered by Plaintiff explains how Defendant processed and considered her claim and why it rejected the claim.”

— 624.15(1) — 1 case

Allstate Floridian v. Off. of Ins. Reg., 981 So. 2d 617 (Fla. 1st DCA 2008). “See § 624.15(1), Fla. Stat. Allstate's criminal conduct prevented OIR from protecting the public by fully investigating the complaints and information it had received.”

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