Florida Statute 626.9641 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS

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F.S. 626.9641

626.9641 Policyholders, bill of rights.—

(1) The principles expressed in the following statements shall serve as standards to be followed by the department, commission, and office in exercising their powers and duties, in exercising administrative discretion, in dispensing administrative interpretations of the law, and in adopting rules:

(a) Policyholders shall have the right to competitive pricing practices and marketing methods that enable them to determine the best value among comparable policies.

(b) Policyholders shall have the right to obtain comprehensive coverage.

(c) Policyholders shall have the right to insurance advertising and other selling approaches that provide accurate and balanced information on the benefits and limitations of a policy.

(d) Policyholders shall have a right to an insurance company that is financially stable.

(e) Policyholders shall have the right to be serviced by a competent, honest insurance agent or broker.

(f) Policyholders shall have the right to a readable policy.

(g) Policyholders shall have the right to an insurance company that provides an economic delivery of coverage and that tries to prevent losses.

(h) Policyholders shall have the right to a balanced and positive regulation by the department, commission, and office.

(2) This section shall not be construed as creating a civil cause of action by any individual policyholder against any individual insurer.

History.—s. 9, ch. 76-260; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 1039, ch. 2003-261.

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Amendments to 626.9641

Annotations, Discussions, Cases:

Cases Citing Statute 626.9641

Total Results: 4

Zarrella v. Pacific Life Insurance

755 F. Supp. 2d 1218, 2010 U.S. Dist. LEXIS 119552, 2010 WL 4663296

District Court, S.D. Florida | Filed: Nov 10, 2010 | Docket: 273184

Cited 14 times | Published

DISMISSED with prejudice as to Florida Statutes § 626.9641(1)(a)1 and (b)4; 7. Counts X and XI (Violations

Coira v. Florida Medical Ass'n, Inc.

429 So. 2d 23

District Court of Appeal of Florida | Filed: Apr 19, 1983 | Docket: 1288202

Cited 13 times | Published

private, civil right of action against his insurer, § 626.9641(2), Fla. Stat. (Supp. 1976); Cycle Dealers Insurance

Hepler v. Atlas Mut. Ins. Co.

501 So. 2d 681, 12 Fla. L. Weekly 322

District Court of Appeal of Florida | Filed: Jan 22, 1987 | Docket: 537974

Cited 8 times | Published

determine the best value among comparable policies." § 626.9641, Fla. Stat. (1983). Thus, to afford reasonable

Christopher B. Keehn, Stephanie K. Haley, Gordon Charles Keehn, Robert Franklin Keehn v. Carolina Casualty Insurance Co.

758 F.2d 1522, 1985 U.S. App. LEXIS 29414

Court of Appeals for the Eleventh Circuit | Filed: Apr 29, 1985 | Docket: 507564

Cited 6 times | Published

and Fla. Stat. § 626.9641(2). The later statute provides that Fla.Stat. § 626.9641 “Policyholders, bill