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Florida Statute 626.9641 - Full Text and Legal Analysis Florida Statute 626.9641 | Lawyer Caselaw & Research
Fla. Stat. § 626.9641 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
626.9641 Policyholders, bill of rights.
(1) The principles expressed in the following statements shall serve as standards to be followed by the department, commission, and office in exercising their powers and duties, in exercising administrative discretion, in dispensing administrative interpretations of the law, and in adopting rules:
(a) Policyholders shall have the right to competitive pricing practices and marketing methods that enable them to determine the best value among comparable policies.
(b) Policyholders shall have the right to obtain comprehensive coverage.
(c) Policyholders shall have the right to insurance advertising and other selling approaches that provide accurate and balanced information on the benefits and limitations of a policy.
(d) Policyholders shall have a right to an insurance company that is financially stable.
(e) Policyholders shall have the right to be serviced by a competent, honest insurance agent or broker.
(f) Policyholders shall have the right to a readable policy.
(g) Policyholders shall have the right to an insurance company that provides an economic delivery of coverage and that tries to prevent losses.
(h) Policyholders shall have the right to a balanced and positive regulation by the department, commission, and office.
(2) This section shall not be construed as creating a civil cause of action by any individual policyholder against any individual insurer.
History.s. 9, ch. 76-260; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 1039, ch. 2003-261.

Cases Citing F.S. 626.9641

Fla. Stat. § 626.9641 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
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·Zarrella v. Pac. Life Ins., 755 F. Supp. 2d 1218 (S.D. Fla. 2010).

Cited 14 times | Published | District Court, S.D. Florida | 2010 U.S. Dist. LEXIS 119552, 2010 WL 4663296

...Count VI (Violation of FDUTPA) is DISMISSED with prejudice; 4. Count VII (Unjust Enrichment) is DISMISSED with prejudice; 5. Count VIII (Negligence) is DISMISSED without prejudice; 6. Count IX (Negligence Per Se) is DISMISSED with prejudice as to Florida Statutes § 626.9641(1)(a)1 and (b)4; 7....
0 red0 yellow24 green0 procedural
Cited as authorityZambrano (2026)
phrase: "rule_authority"
Cited as authority(citing case) (2025)
phrase: "rule_authority"
Cited as authority(citing case) (2025)
phrase: "rule_authority"
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·Coira v. Florida Med. Ass'n, Inc., 429 So. 2d 23 (Fla. 3d DCA 1983).

Cited 13 times | Published | Florida 3rd District Court of Appeal

...ns. First, we agree with the trial court that Part VII of Chapter 626, Florida Statutes (Supp. 1976), in effect at the time the alleged cause of action arose, did not afford an individual insured a private, civil right of action against his insurer, § 626.9641(2), Fla....
0 red1 yellow4 green1 procedural
LimitedWeaver (1992)
phrase: "limited by"
Cited as authorityBallow (1994)
phrase: "rule_authority"
Cited as authorityScheck (1992)
phrase: "rule_authority"
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·Hepler v. Atlas Mut. Ins. Co., 501 So. 2d 681 (Fla. 1st DCA 1987).

Cited 8 times | Published | Florida 1st District Court of Appeal | 12 Fla. L. Weekly 322

...It also contains a policyholder's "bill of rights" which guarantees, among other things, that "policyholders shall have the right to competitive pricing practices and marketing methods that enable them to determine the best value among comparable policies." § 626.9641, Fla....
...It is reasonable, therefore, in the absence of any express contract provision, that the insurer comply with the statute by making the amount of the premium it sets known to the insured as an essential element of its offer to renew. Otherwise, an insurer cannot be in compliance with the requirements of section 626.9641 that "policyholders shall have the right to competitive pricing practices and marketing methods that enable them to determine the best value among comparable policies." *688 At oral argument it was suggested by counsel for Atlas that Ms....
0 red0 yellow3 green1 procedural
Cited as authority(citing case) (2021)
phrase: "rule_authority"
Cited as authorityCummins (1999)
phrase: "rule_authority"
Cited as authorityKey (1996)
phrase: "rule_authority"
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·Christopher B. Keehn, Stephanie K. Haley, Gordon Charles Keehn, Robert Franklin Keehn v. Carolina Cas. Ins. Co., 758 F.2d 1522 (11th Cir. 1985).

Cited 6 times | Published | Court of Appeals for the Eleventh Circuit | 1985 U.S. App. LEXIS 29414

...the insurer failed to renew one insured’s policy and cancelled another insured’s policy). In affirming the trial court’s granting of Summary Final Judgment in favor of the defendant insurer, the Court cited Cycle Dealers, supra, and Fla. Stat. § 626.9641 (2). The later statute provides that Fla.Stat. § 626.9641 “Policyholders, bill of rights,” did not create “a civil cause of action by any policyholder against any individual insurer.” Id. Plaintiffs’ counsel argues that since Fla. Stat. § 626.9641 (2) applies only to “that section,” to-wit, § 626.9641, that the Coira decision does not control this action, which is based on Fla.Stat....
0 red0 yellow3 green0 procedural
Cited as authorityNegrete (2013)
phrase: "rule_authority"
Cited as authority(citing case) (1986)
phrase: "rule_authority"
Cited as authorityDavis (1986)
phrase: "rule_authority"

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). For legal consultation, call 904-383-7448.