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Florida Statute 626.99245 - Full Text and Legal Analysis
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The 2025 Florida Statutes

Title XXXVII
INSURANCE
Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS
View Entire Chapter
F.S. 626.99245
626.99245 Conflict of regulation of viaticals.
(1) A viatical settlement provider who from this state enters into a viatical settlement contract with a viator who is a resident of another state that has enacted statutes or adopted regulations governing viatical settlement contracts shall be governed in the effectuation of that viatical settlement contract by the statutes and regulations of the viator’s state of residence. If the state in which the viator is a resident has not enacted statutes or regulations governing viatical settlement agreements, the provider shall give the viator notice that neither Florida nor his or her state regulates the transaction upon which he or she is entering. For transactions in those states, however, the viatical settlement provider is to maintain all records required as if the transactions were executed in Florida. The forms used in those states need not be approved by the office.
(2) This section does not affect the requirement of ss. 626.9911(14) and 626.9912(1) that a viatical settlement provider doing business from this state must obtain a viatical settlement license from the office. As used in this subsection, the term “doing business from this state” includes effectuating viatical settlement contracts from offices in this state, regardless of the state of residence of the viator.
History.s. 7, ch. 2000-344; s. 6, ch. 2001-207; s. 6, ch. 2001-247; s. 1054, ch. 2003-261; s. 78, ch. 2004-390; s. 24, ch. 2005-237; s. 7, ch. 2017-178.

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Amendments to 626.99245


Annotations, Discussions, Cases:

Cases Citing Statute 626.99245

Total Results: 2

American United Life Insurance v. Martinez

480 F.3d 1043, 2007 U.S. App. LEXIS 5274, 2007 WL 677729

Court of Appeals for the Eleventh Circuit | Filed: Mar 7, 2007 | Docket: 90209

Cited 311 times | Published

it is subject to the FVSA. However, section 626.99245 of the Act, which addresses “Conflict of regulation

McCloskey v. Department of Financial Services

172 So. 3d 973, 2015 Fla. App. LEXIS 12559, 2015 WL 4950094

District Court of Appeal of Florida | Filed: Aug 21, 2015 | Docket: 60250181

Published

and viaticáis were regulated as insurance. See § 626.99245(4), Fla. Stat. (2004), repealed by ch. 2005-237