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Florida Statute 627.405 | Lawyer Caselaw & Research
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F.S. 627.405 Case Law from Google Scholar Google Search for Amendments to 627.405

The 2024 Florida Statutes

Title XXXVII
INSURANCE
Chapter 627
INSURANCE RATES AND CONTRACTS
View Entire Chapter
F.S. 627.405
627.405 Insurable interest; property.
(1) No contract of insurance of property or of any interest in property or arising from property shall be enforceable as to the insurance except for the benefit of persons having an insurable interest in the things insured as at the time of the loss.
(2) “Insurable interest” as used in this section means any actual, lawful, and substantial economic interest in the safety or preservation of the subject of the insurance free from loss, destruction, or pecuniary damage or impairment.
(3) The measure of an insurable interest in property is the extent to which the insured might be damnified by loss, injury, or impairment thereof.
History.s. 454, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

F.S. 627.405 on Google Scholar

F.S. 627.405 on Casetext

Amendments to 627.405


Arrestable Offenses / Crimes under Fla. Stat. 627.405
Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.405.



Annotations, Discussions, Cases:

Cases Citing Statute 627.405

Total Results: 20

LUCILLE COVINGTON v. STATE FARM FIRE & CASUALTY CO.

Court: District Court of Appeal of Florida | Date Filed: 2021-11-17

Snippet: 585 So. 2d 445, 448 (Fla. 4th DCA 1991). Section 627.405 requires the insurable interest be present at the

AUNDREA COLE v. CITIZENS PROPERTY INSURANCE CORPORATION, etc.

Court: District Court of Appeal of Florida | Date Filed: 2021-08-25

Snippet: 1972). The King case is premised upon section 627.405 of the Florida Statutes that, among other things

AUNDREA COLE v. CITIZENS PROPERTY INSURANCE CORPORATION, etc.

Court: District Court of Appeal of Florida | Date Filed: 2021-06-23

Snippet: 1972). The King case is premised upon section 627.405 of the Florida Statutes that, among other things

ETHEL RECONCO v. INTEGON NATIONAL INSURANCE COMPANY

Court: District Court of Appeal of Florida | Date Filed: 2021-01-27

Snippet: beneficiary under the Policy pursuant to section 627.405, Florida Statutes (2018), and alleged that—at the

RESTORATION 1 OF PORT ST. LUCIE, a/a/o JOHN and LIZA SQUITIERI v. ARK ROYAL INSURANCE COMPANY

Court: District Court of Appeal of Florida | Date Filed: 2018-09-05

Citation: 255 So. 3d 344

Snippet: sole issue before [the] court is whether section 627.405 requires a post-loss assignee to have an insurable

Bioscience West, Inc. v. Gulfstream Property & Casualty Insurance Co.

Court: District Court of Appeal of Florida | Date Filed: 2016-02-05

Citation: 185 So. 3d 638, 2016 Fla. App. LEXIS 1548, 2016 WL 455723

Snippet: assignment of benefits to Bioscience violates section 627.405, Florida Statutes (2012), because Bioscience, an

ASAP Restoration And Construction, Inc. a/a/o Suzanne Casey v. Tower Hill Signature Insurance Co.

Court: District Court of Appeal of Florida | Date Filed: 2015-05-20

Citation: 165 So. 3d 756, 2015 Fla. App. LEXIS 7633

Snippet: explained that the legislature, in enacting section 627.405, Florida Statutes, “did not state that it was displacing

Emergency Services 24, Inc. a/a/o Jay Meiselman v. United Property & Casualty Ins. Co.

Court: District Court of Appeal of Florida | Date Filed: 2015-05-20

Citation: 165 So. 3d 736, 2015 Fla. App. LEXIS 7624

Snippet: explained that the legislature, in enacting section 627.405, Florida Statutes, "did not state that it was displacing

One Call Property Services, Inc. a/a/o William Hughes v. Security First Insurance Company

Court: District Court of Appeal of Florida | Date Filed: 2015-05-20

Citation: 165 So. 3d 749, 2015 Fla. App. LEXIS 7643, 2015 WL 2393353

Snippet: explained that the legislature, in enacting section 627.405, Florida Statutes, "did not state that it was displacing

Accident Cleaners, Inc. v. Universal Insurance Co.

Court: District Court of Appeal of Florida | Date Filed: 2015-04-10

Citation: 186 So. 3d 1, 2015 Fla. App. LEXIS 5199, 2015 WL 1609973

Snippet: the trial court incorrectly held that section 627.405, Florida Statutes (2013), required Appellant to

Costa Del Sol Ass'n v. State, Department of Business & Professional Regulation, Division of Florida Land Sales, Condominiums, & Mobile Homes

Court: District Court of Appeal of Florida | Date Filed: 2008-07-02

Citation: 987 So. 2d 734, 2008 Fla. App. LEXIS 9910, 2008 WL 2596215

Snippet: permit their maintenance of valid insurance. See § 627.405, Fla. Stat. (2006); Brockton v. S. Life & Health

Liss v. Liss

Court: District Court of Appeal of Florida | Date Filed: 2006-09-06

Citation: 937 So. 2d 760, 2006 Fla. App. LEXIS 14883, 2006 WL 2557958

Snippet: indemnified by loss, injury, or impairment thereof. § 627.405, Fla. Stat. (2005); see also Lopez v. Life Ins

Lawyers Title Ins. Corp. v. Wells

Court: District Court of Appeal of Florida | Date Filed: 2004-08-27

Citation: 881 So. 2d 668, 2004 WL 1906883

Snippet: not enforce the title policy pursuant to section 627.405(1), Florida Statutes. Focus Inv. Assocs., Inc.

United Auto. Ins. Co. v. Rodriguez

Court: Supreme Court of Florida | Date Filed: 2001-11-08

Citation: 808 So. 2d 82, 2001 WL 1380001

Snippet: Benefits due from an insurer under ss. 627.730-627.405 shall be primary, except that benefits received

BankAmerica Housing Services v. Allstate Insurance

Court: District Court of Appeal of Florida | Date Filed: 2000-10-27

Citation: 771 So. 2d 1218, 2000 Fla. App. LEXIS 13827

Snippet: loss payable clause of Allstate’s policy. Section 627.405, Florida Statutes (1995), defines the term “insurable

Overton v. Progressive Ins. Co.

Court: District Court of Appeal of Florida | Date Filed: 1991-09-04

Citation: 585 So. 2d 445, 1991 Fla. App. LEXIS 8569, 1991 WL 167842

Snippet: destruction, or pecuniary damage or impairment. Section 627.405(2), Florida Statutes (1982). The measure of this

Aetna Casualty & Surety Co. v. Growers Properties, No. 58 Ltd.

Court: District Court of Appeal of Florida | Date Filed: 1989-04-05

Citation: 542 So. 2d 1028, 14 Fla. L. Weekly 884, 1989 Fla. App. LEXIS 1771, 1989 WL 32303

Snippet: the policy was unenforceable pursuant to section 627.405(1), Florida Statutes (1983). It is significant

Dyson & Co. v. FLOOD ENG., ARCH., PLAN.

Court: District Court of Appeal of Florida | Date Filed: 1988-04-15

Citation: 523 So. 2d 756

Snippet: protected under the builders' risk policy. Section 627.405(2), Florida Statutes (1985), states: "Insurable

Morgan v. American SEC. Ins. Co.

Court: District Court of Appeal of Florida | Date Filed: 1988-03-15

Citation: 522 So. 2d 454, 1988 WL 20599

Snippet: So.2d 716 *456 (Fla. 1st DCA 1972); and section 627.405(1) and (2), Florida Statutes. We affirm for the

Lloyd v. Foremost Insurance Co.

Court: District Court of Appeal of Florida | Date Filed: 1985-11-22

Citation: 478 So. 2d 1152, 10 Fla. L. Weekly 2622, 1985 Fla. App. LEXIS 17003

Snippet: destruction, or pecuniary damage or impairment. Section 627.405, Florida Statutes (1983). Based on this statute