Florida Statute 627.408 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.408

627.408 Application as evidence.—

(1) An application for the issuance of any life or health insurance policy or annuity contract is not admissible in evidence in an action relative to the policy or contract unless a true copy of the application was attached to or otherwise made a part of the policy or contract when issued.

(2) After reinstatement or renewal of a policy of insurance delivered or issued for delivery in this state, the insured may, in writing, request from the insurer a copy of the original application, or the application for renewal or reinstatement, if any. The insured or the beneficiary or assignee of a life or health insurance policy may request the application. Within 30 days after receiving the request, the insurer must deliver or mail a legible copy of the application to the person requesting it. If the request is made by a beneficiary, the 30-day period does not begin to run until after receipt of evidence satisfactory to the insurer of the beneficiary’s vested interest in the policy or contract.

History.—s. 457, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 362, 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; ss. 29, 114, ch. 92-318.

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Amendments to 627.408

Annotations, Discussions, Cases:

Cases Citing Statute 627.408

Total Results: 2

CNA INTERN. REINSURANCE CO. v. Phoenix

678 So. 2d 378, 1996 WL 362705

District Court of Appeal of Florida | Filed: Jul 2, 1996 | Docket: 2551354

Cited 4 times | Published

matter of law. We also reject the contention that § 627.408(1), Fla. Stat., required the medical certificate

Maccri v. First Colony Life Insurance

944 F. Supp. 881, 1996 U.S. Dist. LEXIS 16674, 1996 WL 650495

District Court, M.D. Florida | Filed: Nov 5, 1996 | Docket: 66008512

Published

Sweet is inadmissible as evidence pursuant to § 627.408 and § 627.452 of the Florida Statutes. The Florida