The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.408

627.408 Application as evidence.—

(1) An application for the issuance of any life or health insurance policy or annuity contract is not admissible in evidence in an action relative to the policy or contract unless a true copy of the application was attached to or otherwise made a part of the policy or contract when issued.

(2) After reinstatement or renewal of a policy of insurance delivered or issued for delivery in this state, the insured may, in writing, request from the insurer a copy of the original application, or the application for renewal or reinstatement, if any. The insured or the beneficiary or assignee of a life or health insurance policy may request the application. Within 30 days after receiving the request, the insurer must deliver or mail a legible copy of the application to the person requesting it. If the request is made by a beneficiary, the 30-day period does not begin to run until after receipt of evidence satisfactory to the insurer of the beneficiary’s vested interest in the policy or contract.

History.—s. 457, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 362, 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; ss. 29, 114, ch. 92-318.

F.S. 627.408 on Google Scholar

F.S. 627.408 on Casetext

Amendments to 627.408

Arrestable Offenses / Crimes under Fla. Stat. 627.408

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.408.

Annotations, Discussions, Cases:

Cases from cite.case.law:

D. MACCRI, v. FIRST COLONY LIFE INSURANCE COMPANY, FIRST COLONY LIFE INSURANCE COMPANY, v. D. MACCRI, H., 944 F. Supp. 881 (M.D. Fla. 1996)

. . . Sweet is inadmissible as evidence pursuant to § 627.408 and § 627.452 of the Florida Statutes. . . .

CNA INTERNATIONAL REINSURANCE COMPANY, LTD. As v. PHOENIX, J. AMERICAN CASUALTY COMPANY OF READING, PA. As v. PHOENIX, J., 678 So. 2d 378 (Fla. Dist. Ct. App. 1996)

. . . We also reject the contention that § 627.408(1), Fla. . . .

KRIBBS v. PRUDENTIAL INSURANCE COMPANY OF AMERICA, 42 Fla. Supp. 93 (Polk Cty. Cir. Ct. 1975)

. . . The purpose of such a statute (and Florida Statute 627.408, applicable to individual life insurance policies . . .