Florida Statutes

Fla. Stat. § 627.414 (2025)

Additional policy contents.

✓ 2025 Florida Statutes — current through the 2025 Regular Session
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627.414 Additional policy contents.A policy may contain additional provisions not inconsistent with this code and which are:
(1) Required to be inserted by the laws of the insurer’s domicile;
(2) Necessary, on account of the manner in which the insurer is constituted or operated, in order to state the rights and obligations of the parties to the contract; or
(3) Desired by the insurer and neither prohibited by law nor in conflict with any provisions required to be included therein.
History.s. 463, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.
Notes of Decisions
Cited in 3 cases, 2012–2013 · leading case: Nunez v. Geico Gen. Ins., 117 So. 3d 388 (Fla. 2013).
Nunez v. Geico Gen. Ins., 117 So. 3d 388 (Fla. 2013). · cites it 15× “Geico’s authority to include this policy provision flows directly from section 627.414, Florida Statutes (2008), concerning “[a]dditional policy contents,” which states that a “policy may contain additional provisions not inconsistent with this code and which are .”
Merly Nunez v. Geico Gen. Ins. Co., 685 F.3d 1205 (11th Cir. 2012). “” Fla. Stat. § 627.414 (3). Geico argues that EUOs are permitted as condition precedent to coverage under the PIP statute because they meet the Flores test.”
Merly Nunez v. Geico Gen. Ins. Co., 726 F.3d 1231 (11th Cir. 2013). · cites it 2× “Geico’s authority to include this policy provision flows directly from section 627.414, Florida Statutes (2008), concerning “[additional policy contents,” which states that a “policy may contain additional provisions not inconsistent with this code and which are .”
— 627.414(3) — 2 cases
Nunez v. Geico Gen. Ins., 117 So. 3d 388 (Fla. 2013). “Geico’s authority to include this policy provision flows directly from section 627.414, Florida Statutes (2008), concerning “[a]dditional policy contents,” which states that a “policy may contain additional provisions not inconsistent with this code and which are .”
Merly Nunez v. Geico Gen. Ins. Co., 726 F.3d 1231 (11th Cir. 2013). “Geico’s authority to include this policy provision flows directly from section 627.414, Florida Statutes (2008), concerning “[additional policy contents,” which states that a “policy may contain additional provisions not inconsistent with this code and which are .”
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This Florida statute resource is curated by Graham W. Syfert, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.