Florida Statute 627.4148 - Full Text and Legal Analysis

627.4148 Medical malpractice insurers; required offer of coverage limits.—An insurer issuing policies of professional liability coverage for claims arising out of the rendering of, or the failure to render, medical care or services shall make available to physicians licensed under chapter 458 and to osteopathic physicians licensed under chapter 459 coverage with the following limits, subject to usual underwriting standards:

(1) One hundred thousand dollars per claim, $300,000 annual aggregate; and

(2) Two hundred fifty thousand dollars per claim, $750,000 annual aggregate.

History.—s. 46, ch. 86-160; s. 2, ch. 87-50; s. 1, ch. 90-249; s. 114, ch. 92-318.

Note.—Former s. 627.6057.

Cases Citing F.S. 627.4148

Fla. Stat. § 627.4148 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
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·Fed. Deposit Ins. v. Verex Assurance, Inc., 3 F.3d 391 (11th Cir. 1993).
Cited 2 times | Published | Court of Appeals for the Eleventh Circuit
...In 1985, the Florida legislature amended § 627.4145 to exempt mortgage guaranty insurance policies from the readability language requirements of the statute. Fla.Stat. § 627.4145(6)(g) (1985). Verex points out that the Florida legislature must have known that § 627.4148 is not listed among the Insurance Code provisions in § 635.091 which were applicable to mortgage guaranty insurance....
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Fed. Deposit Ins. Corp. v. Verex Assurance, Inc., 645 So. 2d 427 (Fla. 1994).
Published | Supreme Court of Florida | 19 Fla. L. Weekly Supp. 593, 1994 Fla. LEXIS 1813
...In 1985, the Florida legislature amended § 627.4145 to exempt mortgage guaranty insurance policies from the readability language requirements of the statute. Fla.Stat. § 627.4145(6)(g) (1985). Verex points out that the Florida legislature must have known that § 627.4148 is not listed among the Insurance Code provisions in § 635.091 which were applicable to mortgage guaranty insurance....

This Florida statute resource is curated by Florida Bar member Graham W. Syfert, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.

Florida/Georgia Personal Injury & Workers Compensation

Cases Citing F.S. 627.4148

·Fed. Deposit Ins. v. Verex Assurance, Inc., 3 F.3d 391 (11th Cir. 1993).

Fed. Deposit Ins. Corp. v. Verex Assurance, Inc., 645 So. 2d 427 (Fla. 1994).