Florida Statute 627.455 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.455

627.455 Incontestability.—Every insurance contract shall provide that the policy shall be incontestable after it has been in force during the lifetime of the insured for a period of 2 years from its date of issue except for nonpayment of premiums and except, at the option of the insurer, as to provisions relative to benefits in event of disability and as to provisions which grant additional insurance specifically against death by accident or accidental means.

History.—s. 482, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 382, 404, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

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Amendments to 627.455

Arrestable Offenses / Crimes under Fla. Stat. 627.455

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.455.

Annotations, Discussions, Cases:

Cases Citing Statute 627.455

Total Results: 5

Wells Fargo Bank, N.A. v. Pruco Life Insurance Company

Court: Fla. | Date Filed: 2016-09-22T00:00:00-07:00

Citation: 200 So. 3d 1202, 41 Fla. L. Weekly Supp. 403, 2016 Fla. LEXIS 2073, 2016 WL 5242593

Snippet: of the incontestability provisions of section 627.455, Florida Statutes. That statute does not expressly

UNITED INS. v. Office of Ins. Regulation

Court: Fla. Dist. Ct. App. | Date Filed: 2008-06-30T00:53:00-07:00

Citation: 985 So. 2d 665

Snippet: comply with sections 624.155, 627.428(1), and 627.455, Florida Statutes. The Office of Insurance Regulation…invalidate, or supersede sections 627.428(1) and 627.455, Florida Statutes. [2] The enumerated provisions

Great Southern Life Ins. Co. v. Porcaro

Court: Fla. Dist. Ct. App. | Date Filed: 2004-02-24T23:53:00-08:00

Citation: 869 So. 2d 585

Snippet: contestability period provided for in sections 627.455 and 627.472, Florida Statutes. Pursuant to these

Allstate Life Ins. Co. v. Fox

Court: Fla. Dist. Ct. App. | Date Filed: 1997-09-05T00:53:00-07:00

Citation: 700 So. 2d 49

Snippet: incontestability clause as required by section 627.455, Florida Statutes (1991). The clause required by… incontestability statute in question. Section 627.455, Florida Statutes (1995), provides: Incontestability

Loring v. State

Court: Fla. Dist. Ct. App. | Date Filed: 1996-05-08T00:00:00-07:00

Citation: 674 So. 2d 165, 1996 Fla. App. LEXIS 4669, 1996 WL 228620

Snippet: clause” in a life insurance contract and sections 627.455 and 627.560, Florida Statutes (1993). We affirm