Florida Statute 627.455 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.455

627.455 Incontestability.—Every insurance contract shall provide that the policy shall be incontestable after it has been in force during the lifetime of the insured for a period of 2 years from its date of issue except for nonpayment of premiums and except, at the option of the insurer, as to provisions relative to benefits in event of disability and as to provisions which grant additional insurance specifically against death by accident or accidental means.

History.—s. 482, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 382, 404, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

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Amendments to 627.455

Arrestable Offenses / Crimes under Fla. Stat. 627.455

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.455.

Annotations, Discussions, Cases:

Cases Citing Statute 627.455

Total Results: 5

Wells Fargo Bank, N.A. v. Pruco Life Insurance Company

Court: Supreme Court of Florida | Date Filed: 2016-09-22

Citation: 200 So. 3d 1202, 41 Fla. L. Weekly Supp. 403, 2016 Fla. LEXIS 2073, 2016 WL 5242593

Snippet: Const. each life insurance policy, and section 627.455, providing that an insurance policy is incontestable

UNITED INS. v. Office of Ins. Regulation

Court: District Court of Appeal of Florida | Date Filed: 2008-06-30

Citation: 985 So. 2d 665, 2008 Fla. App. LEXIS 9882, 2008 WL 2572615

Snippet: comply with sections 624.155, 627.428(1), and 627.455, Florida Statutes. The Office of Insurance Regulation

Great Southern Life Ins. Co. v. Porcaro

Court: District Court of Appeal of Florida | Date Filed: 2004-02-25

Citation: 869 So. 2d 585, 2004 WL 360827

Snippet: contestability period provided for in sections 627.455 and 627.472, Florida Statutes. Pursuant to these

Allstate Life Ins. Co. v. Fox

Court: District Court of Appeal of Florida | Date Filed: 1997-09-05

Citation: 700 So. 2d 49, 1997 Fla. App. LEXIS 10195, 1997 WL 541161

Snippet: incontestability clause as required by section 627.455, Florida Statutes (1991). The clause required by

Loring v. State

Court: District Court of Appeal of Florida | Date Filed: 1996-05-08

Citation: 674 So. 2d 165, 1996 Fla. App. LEXIS 4669, 1996 WL 228620

Snippet: clause” in a life insurance contract and sections 627.455 and 627.560, Florida Statutes (1993). We affirm