Florida Statute 627.456 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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627.456 Misstatement of age or sex.—Every insurance contract shall provide that if it is found that the age or sex of the insured, or of any other individual considered in determining the premium or benefit, has been misstated, the amount payable or benefit accruing under the policy shall be such as the premium would have purchased according to the correct age or sex. Such calculations shall be in accordance with the insurer’s rate at date of issue, and at the option of the insurer this may be so specified in the policy.

History.—s. 483, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 383, 404, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

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Amendments to 627.456

Annotations, Discussions, Cases:

Cases Citing Statute 627.456

Total Results: 2

Fretwell v. Kansas City Life Insurance

643 F. Supp. 2d 1317, 2009 U.S. Dist. LEXIS 68685

District Court, N.D. Florida | Filed: Jul 16, 2009 | Docket: 2475035

Published

may be so specified in the policy. Fla. Stat. § 627.456 (2008) (emphasis added). Again, the statute does

Cook v. Life Insurance Co. of North America

386 So. 2d 310, 1980 Fla. App. LEXIS 16815

District Court of Appeal of Florida | Filed: Jul 30, 1980 | Docket: 64577504

Published

is erroneous, appellant contends, because Section 627.456, Florida Statutes (1977), provides: Misstatement

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.