Florida Statutes

Fla. Stat. § 627.456 (2025)

Misstatement of age or sex.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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627.456 Misstatement of age or sex.—Every insurance contract shall provide that if it is found that the age or sex of the insured, or of any other individual considered in determining the premium or benefit, has been misstated, the amount payable or benefit accruing under the policy shall be such as the premium would have purchased according to the correct age or sex. Such calculations shall be in accordance with the insurer’s rate at date of issue, and at the option of the insurer this may be so specified in the policy.

History.—s. 483, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 383, 404, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

Notes of Decisions

Cited in 2 cases, 1980–2009 · leading case: Fretwell v. Kansas City Life Ins., 643 F. Supp. 2d 1317 (N.D. Fla. 2009).

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Fretwell v. Kansas City Life Ins., 643 F. Supp. 2d 1317 (N.D. Fla. 2009). · cites it 5× “Fla. Stat. § 627.456 (2008) (emphasis added).”

Cook v. Life Ins. Co. of North Am., 386 So. 2d 310 (Fla. 4th DCA 1980). · cites it 2× “Such a finding is erroneous, appellant contends, because Section 627.456, Florida Statutes (1977), provides: Misstatement of age or sex.”

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