Florida Statutes

Fla. Stat. § 627.616 (2025)

Legal actions.

✓ 2025 Florida Statutes — current through the 2025 Regular Session
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627.616 Legal actions.The contract shall include the following provision:

“Legal Actions: No legal action may be brought to recover on this policy within 60 days after written proof of loss has been given as required by this policy. No such action may be brought after the expiration of the applicable statute of limitations from the time written proof of loss is required to be given.”

History.s. 559, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 465, 497, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.
Notes of Decisions
Cited in 4 cases, 1977–1987 · leading case: Guarantee Trust Life Ins. v. Fundora, 343 So. 2d 71 (Fla. 3d DCA 1977).
Guarantee Trust Life Ins. v. Fundora, 343 So. 2d 71 (Fla. 3d DCA 1977). · cites it 6× “The following provision of the policy tracks Section 627.616, Florida Statutes (1975): “10.”
Hall v. Metro. Life Ins. Co., 454 So. 2d 711 (Fla. 1st DCA 1984). · cites it 3× “Regarding the first point, appellant specifically argues that she was denied access to court in that Section 627.616, Florida Statutes, provides that legal actions to enforce individual disability policies may be filed 60 days after proof of loss with the carrier, and section…”
Willis v. Gulf Life Ins., 371 So. 2d 223 (Fla. 2d DCA 1979). · cites it 3× “The trial court granted the motion, finding that Section 627.616, Florida Statutes (1977), barred appellant’s claim.”
Martinez v. Cent. Nat'l Life Ins. Co., 505 So. 2d 693 (Fla. 3d DCA 1987). · cites it 2× “3d DCA 1971); *694 section 627.616, Florida Statutes (1983); section 59.”
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This Florida statute resource is curated by the lawyer who curates this resource, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.