Florida Statute 627.635 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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627.635 Excess insurance.—

(1) No provision of this chapter shall be deemed to prohibit an insurer from issuing a health insurance policy as, or including in a policy a provision providing for, excess insurance; that is, to the effect that the insurer’s liability for benefits payable on account of expense incurred for any hospitalization, medical, surgical, and other services resulting from covered sickness or injury of the insured shall be limited to that part of that expense, if any, which is in excess of all benefits payable on account thereof by the same insurer under any other policy or policies covering the same insured and by all other insurers and service organizations by whom benefits are payable as to the same such expense.

(2) Any excess insurance policy, or any policy containing any excess insurance provision, shall have imprinted or stamped conspicuously upon the face thereof the designation “excess insurance” or appropriate words of similar import approved by the office.

History.—s. 578, ch. 59-205; ss. 13, 35, ch. 69-106; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 484, 497, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 1149, ch. 2003-261.

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Amendments to 627.635

Annotations, Discussions, Cases:

Cases Citing Statute 627.635

Total Results: 4

Brown v. Gulf Life Ins. Co.

343 So. 2d 91, 1977 Fla. App. LEXIS 15425

District Court of Appeal of Florida | Filed: Mar 8, 1977 | Docket: 1304197

Cited 3 times | Published

policy "excess insurance" within the purview of Section 627.635, Florida Statutes (1975)[1] and that Gulf Life

Christian v. Colonial Penn Insurance Co.

537 So. 2d 623, 14 Fla. L. Weekly 9, 1988 Fla. App. LEXIS 5581, 1988 WL 135345

District Court of Appeal of Florida | Filed: Dec 21, 1988 | Docket: 64640037

Published

section 627.-736(4)(f). We disagree and reverse. Section 627.635, Florida Statutes (1985) permits, with certain

Jonas v. Central Life Assurance Co.

528 So. 2d 488, 13 Fla. L. Weekly 1645, 1988 Fla. App. LEXIS 3003, 1988 WL 70664

District Court of Appeal of Florida | Filed: Jul 13, 1988 | Docket: 64636023

Published

insurance” on the face of the policy as required by section 627.635, Florida Statutes. The policy provided for

Republic National Life Insurance v. Hiatt

400 So. 2d 854, 1981 Fla. App. LEXIS 20530

District Court of Appeal of Florida | Filed: Jul 10, 1981 | Docket: 64583715

Published

policy “excess insurance” within the purview of Section 627.635, Florida Statutes (1975)1 and since the policy

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.