Florida Statute 627.637 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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627.637 Construction of noncomplying contracts.—If any insurer writes or issues in this state any health insurance contract, as contemplated by this chapter, and the form of such contract is not authorized by or in conformity with the provisions of this chapter, the contract shall nevertheless be a valid and binding contract of the insurer, and shall be construed as though its terms and provisions were in conformity with those required by this chapter, any provision in the contract to the contrary notwithstanding.

History.—s. 580, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 486, 497, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

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Amendments to 627.637

Annotations, Discussions, Cases:

Cases Citing Statute 627.637

Total Results: 4

Kaufman v. Mutual of Omaha Ins. Co.

681 So. 2d 747, 1996 WL 425720

District Court of Appeal of Florida | Filed: Jul 31, 1996 | Docket: 1722272

Cited 12 times | Published

the contract to the contrary notwithstanding. § 627.637, Fla. Stat. (1991)(emphasis added); see also 18

Chalfonte Condominium Apartment Ass'n v. QBE Insurance

526 F. Supp. 2d 1251, 2007 U.S. Dist. LEXIS 91826, 2007 WL 4531971

District Court, S.D. Florida | Filed: Nov 19, 2007 | Docket: 808586

Cited 8 times | Published

with the statute, the policy is still valid. Section 627.637 states that if any insurer in Florida writes

US SEC. INS. v. Magnetic Imaging Sys.

678 So. 2d 872, 1996 WL 460714

District Court of Appeal of Florida | Filed: Aug 14, 1996 | Docket: 1470522

Cited 4 times | Published

which brings it into compliance."); see also § 627.637, Fla.Stat. (1995). With respect to the second

Dunaeveschi v. American Pioneer Life Insurance Co.

882 So. 2d 417, 2004 Fla. App. LEXIS 11733, 2004 WL 1781344

District Court of Appeal of Florida | Filed: Aug 11, 2004 | Docket: 64832524

Published

have not briefed the point, it may be that section 627.637, Florida Statutes, is applicable in this situation

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.