Florida Statutes
Fla. Stat. § 627.70154 (2025)
Mandatory binding arbitration.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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627.70154 Mandatory binding arbitration.—A property insurance policy issued in this state may not require that a policyholder participate in mandatory binding arbitration unless all of the following apply:
(1) The mandatory binding arbitration requirements are contained in a separate endorsement attached to the property insurance policy.
(2) The premium that a policyholder is charged for the policy includes an actuarially sound credit or premium discount for the mandatory binding arbitration endorsement.
(3) The policyholder signs a form electing to accept mandatory binding arbitration. The form must notify the policyholder of the rights given up in exchange for the credit or premium discount, including, but not limited to, the right to a trial by jury.
(4) The endorsement establishes that an insurer will comply with the mediation provisions set forth in s. 627.7015 before the initiation of arbitration.
(5) The insurer also offers the policyholder a policy that does not require that the policyholder participate in mandatory binding arbitration.
Notes of Decisions
Cited in 1
case (1 in the last 5 years), 2026–2026 · leading case: Huy Hien Tang v. Citizens Prop. Ins. Corp. (Fla. 3d DCA 2026).
Huy Hien Tang v. Citizens Prop. Ins. Corp. (Fla. 3d DCA 2026). “, Florida Statutes, supersedes section 627.70154. Section 627.351(6)(ll)1.”
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