Florida Statute 627.7281 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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627.7281 Cancellation notice.—An insurer issuing a policy of motor vehicle insurance not covered under the cancellation provisions of s. 627.728 shall give the first-named insured notice of cancellation at least 45 days prior to the effective date of cancellation, except that, when cancellation is for nonpayment of premium, at least 10 days’ notice of cancellation accompanied by the reason therefor shall be given. As used in this section, “policy” does not include a binder as defined in s. 627.420 unless the duration of the binder period exceeds 60 days.

History.—ss. 546, 809(2nd), ch. 82-243; ss. 67, 79, ch. 82-386; s. 3, ch. 85-51; s. 114, ch. 92-318; s. 13, ch. 2011-174.

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Amendments to 627.7281

Annotations, Discussions, Cases:

Cases Citing Statute 627.7281

Total Results: 5

Hepler v. Atlas Mut. Ins. Co.

501 So. 2d 681, 12 Fla. L. Weekly 322

District Court of Appeal of Florida | Filed: Jan 22, 1987 | Docket: 537974

Cited 8 times | Published

i.e., nonpayment of premium, pursuant to section 627.7281, Florida Statutes (1983). Resolution of appellant's

Martinez v. General Ins. Co.

483 So. 2d 892, 11 Fla. L. Weekly 553

District Court of Appeal of Florida | Filed: Mar 4, 1986 | Docket: 1511977

Cited 6 times | Published

notice of cancellation was sent pursuant to Section 627.7281, Florida Statutes (1983), which requires that

Magee v. AMERICAN SOUTHERN HOME INS. CO.

982 So. 2d 1255, 2008 WL 2228833

District Court of Appeal of Florida | Filed: Jun 2, 2008 | Docket: 1664544

Cited 1 times | Published

prior to the cancellation effective date. See § 627.7281, Fla. Stat. Of particular relevance here, American

SVETLANA SPIELBERG v. PROGRESSIVE SELECT INSURANCE COMPANY

District Court of Appeal of Florida | Filed: Feb 10, 2021 | Docket: 59241585

Published

her arguments on appeal. She contends that section 627.7281 controls and that its plain language required

Transportation Casualty Insurance Co. v. All American Air Freight, Inc.

925 So. 2d 396, 2006 Fla. App. LEXIS 4427, 2006 WL 782840

District Court of Appeal of Florida | Filed: Mar 29, 2006 | Docket: 64843443

Published

the insurer argues that it was governed by section 627.7281, Florida Statutes (2002), which does not require

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.