Florida Statute 627.732 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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627.732 Definitions.—As used in ss. 627.730-627.7405, the term:

(1) “Broker” means any person not possessing a license under chapter 395, chapter 400, chapter 429, chapter 458, chapter 459, chapter 460, chapter 461, or chapter 641 who charges or receives compensation for any use of medical equipment and is not the 100-percent owner or the 100-percent lessee of such equipment. For purposes of this section, such owner or lessee may be an individual, a corporation, a partnership, or any other entity and any of its 100-percent-owned affiliates and subsidiaries. For purposes of this subsection, the term “lessee” means a long-term lessee under a capital or operating lease, but does not include a part-time lessee. The term “broker” does not include a hospital or physician management company whose medical equipment is ancillary to the practices managed, a debt collection agency, or an entity that has contracted with the insurer to obtain a discounted rate for such services; nor does the term include a management company that has contracted to provide general management services for a licensed physician or health care facility and whose compensation is not materially affected by the usage or frequency of usage of medical equipment or an entity that is 100-percent owned by one or more hospitals or physicians. The term “broker” does not include a person or entity that certifies, upon request of an insurer, that:

(a) It is a clinic licensed under ss. 400.990-400.995;

(b) It is a 100-percent owner of medical equipment; and

(c) The owner’s only part-time lease of medical equipment for personal injury protection patients is on a temporary basis not to exceed 30 days in a 12-month period, and such lease is solely for the purposes of necessary repair or maintenance of the 100-percent-owned medical equipment or pending the arrival and installation of the newly purchased or a replacement for the 100-percent-owned medical equipment, or for patients for whom, because of physical size or claustrophobia, it is determined by the medical director or clinical director to be medically necessary that the test be performed in medical equipment that is open-style. The leased medical equipment cannot be used by patients who are not patients of the registered clinic for medical treatment of services. Any person or entity making a false certification under this subsection commits insurance fraud as defined in s. 817.234. However, the 30-day period provided in this paragraph may be extended for an additional 60 days as applicable to magnetic resonance imaging equipment if the owner certifies that the extension otherwise complies with this paragraph.

(2) “Medically necessary” refers to a medical service or supply that a prudent physician would provide for the purpose of preventing, diagnosing, or treating an illness, injury, disease, or symptom in a manner that is:

(a) In accordance with generally accepted standards of medical practice;

(b) Clinically appropriate in terms of type, frequency, extent, site, and duration; and

(3) “Motor vehicle” means any self-propelled vehicle with four or more wheels which is of a type both designed and required to be licensed for use on the highways of this state and any trailer or semitrailer designed for use with such vehicle and includes:

(a) A “private passenger motor vehicle,” which is any motor vehicle which is a sedan, station wagon, or jeep-type vehicle and, if not used primarily for occupational, professional, or business purposes, a motor vehicle of the pickup, panel, van, camper, or motor home type.

(b) A “commercial motor vehicle,” which is any motor vehicle which is not a private passenger motor vehicle.

The term “motor vehicle” does not include a mobile home or any motor vehicle which is used in mass transit, other than public school transportation, and designed to transport more than five passengers exclusive of the operator of the motor vehicle and which is owned by a municipality, a transit authority, or a political subdivision of the state.

(4) “Named insured” means a person, usually the owner of a vehicle, identified in a policy by name as the insured under the policy.

(5) “Owner” means a person who holds the legal title to a motor vehicle; or, in the event a motor vehicle is the subject of a security agreement or lease with an option to purchase with the debtor or lessee having the right to possession, then the debtor or lessee shall be deemed the owner for the purposes of ss. 627.730-627.7405.

(6) “Relative residing in the same household” means a relative of any degree by blood or by marriage who usually makes her or his home in the same family unit, whether or not temporarily living elsewhere.

(7) “Certify” means to swear or attest to being true or represented in writing.

(8) “Immediate personal supervision,” as it relates to the performance of medical services by nonphysicians not in a hospital, means that an individual licensed to perform the medical service or provide the medical supplies must be present within the confines of the physical structure where the medical services are performed or where the medical supplies are provided such that the licensed individual can respond immediately to any emergencies if needed.

(9) “Incident,” with respect to services considered as incident to a physician’s professional service, for a physician licensed under chapter 458, chapter 459, chapter 460, or chapter 461, if not furnished in a hospital, means such services must be an integral, even if incidental, part of a covered physician’s service.

(10) “Knowingly” means that a person, with respect to information, has actual knowledge of the information; acts in deliberate ignorance of the truth or falsity of the information; or acts in reckless disregard of the information, and proof of specific intent to defraud is not required.

(11) “Lawful” or “lawfully” means in substantial compliance with all relevant applicable criminal, civil, and administrative requirements of state and federal law related to the provision of medical services or treatment.

(12) “Hospital” means a facility that, at the time services or treatment were rendered, was licensed under chapter 395.

(13) “Properly completed” means providing truthful, substantially complete, and substantially accurate responses as to all material elements to each applicable request for information or statement by a means that may lawfully be provided and that complies with this section, or as agreed by the parties.

(14) “Upcoding” means an action that submits a billing code that would result in payment greater in amount than would be paid using a billing code that accurately describes the services performed. The term does not include an otherwise lawful bill by a magnetic resonance imaging facility, which globally combines both technical and professional components, if the amount of the global bill is not more than the components if billed separately; however, payment of such a bill constitutes payment in full for all components of such service.

(15) “Unbundling” means an action that submits a billing code that is properly billed under one billing code, but that has been separated into two or more billing codes, and would result in payment greater in amount than would be paid using one billing code.

(16) “Emergency medical condition” means a medical condition manifesting itself by acute symptoms of sufficient severity, which may include severe pain, such that the absence of immediate medical attention could reasonably be expected to result in any of the following:

(a) Serious jeopardy to patient health.

(b) Serious impairment to bodily functions.

(17) “Entity wholly owned” means a proprietorship, group practice, partnership, or corporation that provides health care services rendered by licensed health care practitioners and in which licensed health care practitioners are the business owners of all aspects of the business entity, including, but not limited to, being reflected as the business owners on the title or lease of the physical facility, filing taxes as the business owners, being account holders on the entity’s bank account, being listed as the principals on all incorporation documents required by this state, and having ultimate authority over all personnel and compensation decisions relating to the entity. However, this definition does not apply to an entity that is wholly owned, directly or indirectly, by a hospital licensed under chapter 395.

History.—s. 3, ch. 71-252; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 2, ch. 78-374; ss. 2, 3, ch. 81-318; ss. 551, 563, ch. 82-243; s. 68, ch. 82-386; s. 1, ch. 85-320; s. 5, ch. 86-182; s. 6, ch. 95-202; s. 1, ch. 97-84; s. 361, ch. 97-102; s. 5, ch. 2001-271; s. 18, ch. 2003-2; ss. 7, 19, ch. 2003-411; s. 30, ch. 2005-3; s. 98, ch. 2006-197; s. 10, ch. 2007-324; s. 9, ch. 2012-197.

F.S. 627.732 on Google Scholar

F.S. 627.732 on CourtListener

Amendments to 627.732

Annotations, Discussions, Cases:

Cases Citing Statute 627.732

Total Results: 79

Kluger v. White

281 So. 2d 1

Supreme Court of Florida | Filed: Jul 11, 1973 | Docket: 1262129

Cited 158 times | Published

"(1) The owner of a motor vehicle as defined in § 627.732 is not required to maintain security with respect

Heredia v. Allstate Ins. Co.

358 So. 2d 1353, 1978 Fla. LEXIS 4726

Supreme Court of Florida | Filed: Mar 9, 1978 | Docket: 1311291

Cited 25 times | Published

[1] § 627.736(4)(d), Fla. Stat. (1975). [2] § 627.732(1), Fla. Stat. (1975). [3] Heredia v. Allstate

Grant v. State Farm Fire and Cas. Co.

638 So. 2d 936, 19 Fla. L. Weekly Supp. 333, 1994 Fla. LEXIS 983, 1994 WL 275175

Supreme Court of Florida | Filed: Jun 23, 1994 | Docket: 1168466

Cited 21 times | Published

licensed for use upon a highway." In comparison, section 627.732, Florida Statutes (1991), pertaining to PIP

State Farm Fire & Casualty Company v. Silver Star Health and Rehab

739 F.3d 579, 2013 WL 3989107, 2013 U.S. App. LEXIS 16255

Court of Appeals for the Eleventh Circuit | Filed: Aug 6, 2013 | Docket: 2902852

Cited 15 times | Published

medical services and treatment,” id. § 627.732(11) (emphasis added). The state law administrative

Main Ins. Co. v. Wiggins

349 So. 2d 638

District Court of Appeal of Florida | Filed: Sep 16, 1977 | Docket: 1655143

Cited 12 times | Published

contain an option to purchase and therefore, under § 627.732(2), Florida Statutes (1975), appellee was not

Standard Marine Ins. Co. v. Allyn

333 So. 2d 497, 1976 Fla. App. LEXIS 15153

District Court of Appeal of Florida | Filed: Jun 23, 1976 | Docket: 1290948

Cited 12 times | Published

the Florida Automobile Reparations Reform Act, F.S. 627.732. [3] Florida Statutes 627.730-627.741. [4]

ALAVA EX REL. ALAVA v. Allstate Ins.

497 So. 2d 1286, 11 Fla. L. Weekly 2348

District Court of Appeal of Florida | Filed: Nov 12, 1986 | Docket: 1256792

Cited 10 times | Published

defining the operative terms in this case. Section 627.732(4), Florida Statutes (1983), of the Automobile

Lumbermens Mut. Cas. Co. v. Castagna

368 So. 2d 348, 1979 Fla. LEXIS 4573

Supreme Court of Florida | Filed: Feb 22, 1979 | Docket: 1723381

Cited 10 times | Published

627.736(4)(d)(1), Fla. Stat. (1975). [3] Section 627.732(1), Florida Statutes (1975), provides: "Motor

Fischer v. Alessandrini

907 So. 2d 569, 2005 WL 1590013

District Court of Appeal of Florida | Filed: Jul 8, 2005 | Docket: 618925

Cited 8 times | Published

truck was a "motor vehicle" as defined in section 627.732(1) and Fischer had complied with the requirements

Farley v. Gateway Insurance Company

302 So. 2d 177

District Court of Appeal of Florida | Filed: Oct 30, 1974 | Docket: 1742496

Cited 8 times | Published

indeed a "relative" of Ryan as contemplated by § 627.732(4), F.S. 1971. However, I am not now prepared

State Farm Mutual Automobile Insurance Co. v. Fischer

16 So. 3d 1028, 2009 Fla. App. LEXIS 13190, 2009 WL 2870203

District Court of Appeal of Florida | Filed: Sep 9, 2009 | Docket: 1641151

Cited 7 times | Published

"relative residing in the same household" found in section 627.732(6), Florida Statutes (2005), which is part

State Farm Fire & Cas. Co. v. Becraft

501 So. 2d 1316, 12 Fla. L. Weekly 84

District Court of Appeal of Florida | Filed: Dec 24, 1986 | Docket: 1527598

Cited 7 times | Published

the statutory provisions for UM coverage, section 627.732(1), pertaining to PIP coverage, defines a motor

US Fidelity & Guar. Co. v. Williams

375 So. 2d 328

District Court of Appeal of Florida | Filed: Jul 18, 1979 | Docket: 357915

Cited 7 times | Published

Act, which is useful here only by analogy: Section 627.732(4), Florida Statutes (1977), provides that

Negron v. Travelers Insurance Company

282 So. 2d 28, 1973 Fla. App. LEXIS 7529, 60 A.L.R. 3d 647

District Court of Appeal of Florida | Filed: Aug 28, 1973 | Docket: 1235064

Cited 6 times | Published

Automobile Reparations Reform Act, Fla. Stat. § 627.732(1), F.S.A., defines motor vehicle for the purpose

Scherzer v. Beron

455 So. 2d 441

District Court of Appeal of Florida | Filed: Aug 2, 1984 | Docket: 1692641

Cited 5 times | Published

protection benefits). "Motor vehicle" is defined in section 627.732, Florida Statutes (1981), so as to exclude

State Farm Mut. Auto. Ins. Co. v. Chapman

415 So. 2d 47, 1982 Fla. App. LEXIS 20028

District Court of Appeal of Florida | Filed: May 12, 1982 | Docket: 459065

Cited 5 times | Published

term "motor vehicle" is defined in the act in section 627.732(1). The statutory definition does not exclude

Camacho v. Allstate Insurance Company

310 So. 2d 330, 1975 Fla. App. LEXIS 13979

District Court of Appeal of Florida | Filed: Apr 8, 1975 | Docket: 1245548

Cited 5 times | Published

occupation, profession, or business of the insured." § 627.732, Fla. Stat. The Act provides the guidelines for

Niglio v. OMAHA PROPERTY AND CAS. INS.

679 So. 2d 323, 1996 WL 471144

District Court of Appeal of Florida | Filed: Aug 21, 1996 | Docket: 1215412

Cited 4 times | Published

end loader was not a "motor vehicle" under section 627.732(1), Florida Statutes (1983). Applying Castagna

Martin v. St. Paul Fire & Marine Ins. Co.

670 So. 2d 997, 1996 WL 46591

District Court of Appeal of Florida | Filed: Feb 7, 1996 | Docket: 1671421

Cited 4 times | Published

purposes of the Florida Motor Vehicle No-Fault Law. § 627.732(1), Fla.Stat. (1991). This car is not quite old

Allstate Ins. Co. v. Hilsenrad

462 So. 2d 1202

District Court of Appeal of Florida | Filed: Jan 29, 1985 | Docket: 449581

Cited 4 times | Published

the definition of "relative", as provided in Section 627.732(4), Florida Statutes (1981).[2] The appellee

State Farm Mut. Auto. Ins. Co. v. Link

416 So. 2d 875, 1982 Fla. App. LEXIS 20544

District Court of Appeal of Florida | Filed: Jul 14, 1982 | Docket: 1224648

Cited 4 times | Published

627.736(4)(d)(1), Fla. Stat. (Supp. 1980). Section 627.732(1), defines "motor vehicle" as: [A]ny self-propelled

DeThorne v. Beck

280 So. 2d 448

District Court of Appeal of Florida | Filed: Jul 6, 1973 | Docket: 2559844

Cited 4 times | Published

defined by Section 627.732, Florida Statutes?" Based upon our reading of F.S. Section 627.732(1), F.S.A

Medical Center of the Palm Beaches v. USAA Casualty Insurance Co.

202 So. 3d 88, 2016 Fla. App. LEXIS 13218

District Court of Appeal of Florida | Filed: Aug 31, 2016 | Docket: 60257302

Cited 3 times | Published

Serious dysfunction of any bodily organ or part. § 627.732(16), Fla. Stat. (2013). “It is a fundamental principle

Sendy Enivert v. Progressive Select Insurance Company

809 F.3d 583

Court of Appeals for the Eleventh Circuit | Filed: Dec 30, 2015 | Docket: 3024879

Cited 3 times | Published

dysfunction of any bodily organ or part.” Fla. Stat. § 627.732(16). 2 . The judge in the

Chiropractic One, Inc. v. State Farm Mutual Automobile

92 So. 3d 871, 2012 WL 2465012, 2012 Fla. App. LEXIS 10571

District Court of Appeal of Florida | Filed: Jun 29, 2012 | Docket: 60310361

Cited 3 times | Published

word “knowingly” is subsequently defined in section 627.732(10): “Knowingly” means that a person, with

United Automobile Insurance Co. v. Professional Medical Group, Inc.

26 So. 3d 21, 2009 Fla. App. LEXIS 18405, 2009 WL 4281277

District Court of Appeal of Florida | Filed: Dec 2, 2009 | Docket: 1116377

Cited 3 times | Published

"Properly completed," in turn, is defined in section 627.732(13), Florida Statutes (2004): "Properly completed"

Doyle v. Faford

517 So. 2d 778, 1988 WL 198

District Court of Appeal of Florida | Filed: Jan 7, 1988 | Docket: 1527954

Cited 3 times | Published

Fault Law did not apply to this case. [2] See § 627.732(1), Fla. Stat. (1983).

Greyhound Rent-A-Car, Inc. v. Carbon

327 So. 2d 792

District Court of Appeal of Florida | Filed: Jan 27, 1976 | Docket: 1716287

Cited 3 times | Published

rental vehicle is a "motor vehicle" as defined in § 627.732(1), Fla. Stat. Greyhound contends that the rental

Gutierrez v. Yochim

23 So. 3d 1221, 2009 Fla. App. LEXIS 16863, 2009 WL 3787266

District Court of Appeal of Florida | Filed: Nov 13, 2009 | Docket: 1657661

Cited 2 times | Published

whether Mr. Yochim suffered a permanent injury. See § 627.732(3), Fla. Stat. (2006). Dairyland also knew that

Watson v. PRUD. PROPERTY & CAS. INS. CO.

696 So. 2d 394, 1997 WL 310028

District Court of Appeal of Florida | Filed: Jun 11, 1997 | Docket: 1325890

Cited 2 times | Published

transit" as described by the policy as well as section 627.732 of the Florida Statutes. The employee shuttle

Grant v. State Farm Fire and Cas. Co.

620 So. 2d 778, 1993 Fla. App. LEXIS 7625, 1993 WL 100148

District Court of Appeal of Florida | Filed: Jul 21, 1993 | Docket: 1722691

Cited 2 times | Published

021(1), Fla. Stat. (1991). In comparison, section 627.732, Florida Statutes (1991), pertaining to PIP

American States Ins. Co. v. Baroletti

566 So. 2d 314, 15 Fla. L. Weekly Fed. D 2055

District Court of Appeal of Florida | Filed: Aug 10, 1990 | Docket: 1529168

Cited 2 times | Published

*316 the Florida Motor Vehicle No-Fault Law.[1] § 627.732(1), Fla. Stat. (1987). Since this golf cart is

STATE FARM MUT. AUTO INS. CO. v. Johnson

536 So. 2d 1089, 13 Fla. L. Weekly 2500, 1988 Fla. App. LEXIS 5021, 1988 WL 120929

District Court of Appeal of Florida | Filed: Nov 16, 1988 | Docket: 1760018

Cited 2 times | Published

the affirmative defense and asserted that section 627.732(4), Florida Statutes (1985) required the application

Lane v. Allstate Ins. Co.

472 So. 2d 823, 10 Fla. L. Weekly 1679, 1985 Fla. App. LEXIS 14971

District Court of Appeal of Florida | Filed: Jul 10, 1985 | Docket: 1794241

Cited 2 times | Published

definitions provided under the No-Fault Act (section 627.732(1)), the Traffic Control Law (section 316.003(2)

Santiagoherrera v. Stout

470 So. 2d 718

District Court of Appeal of Florida | Filed: Jun 10, 1985 | Docket: 1676661

Cited 2 times | Published

insurance law's definition of "motor vehicle." Section 627.732(1)(b), Florida Statutes (1983) provides: The

Velez v. Criterion Ins. Co.

461 So. 2d 1348, 9 Fla. L. Weekly 491, 1984 Fla. LEXIS 3746

Supreme Court of Florida | Filed: Nov 29, 1984 | Docket: 464471

Cited 2 times | Published

the Link decision. Initially, we note that section 627.732, Florida Statutes (1981),[1] specifically excludes

Cavalier Ins. Corp. v. Myles

347 So. 2d 1060, 1977 Fla. App. LEXIS 16242

District Court of Appeal of Florida | Filed: Jun 24, 1977 | Docket: 1687359

Cited 2 times | Published

constituted a "motor vehicle" as defined by F.S. 627.732(1), and there decided that a new, unregistered

State Farm Mut. Auto. Ins. Co. v. Butler

340 So. 2d 1185, 1976 Fla. App. LEXIS 16116

District Court of Appeal of Florida | Filed: Dec 3, 1976 | Docket: 1299826

Cited 2 times | Published

of vehicles of that class are not required by § 627.732(1), F.S. 1975, to be so insured. Appellee Butler

State Farm Mutual Automobile Insurance v. B&A Diagnostic, Inc.

145 F. Supp. 3d 1154, 2015 WL 7272738

District Court, S.D. Florida | Filed: Nov 16, 2015 | Docket: 64305406

Cited 1 times | Published

of medical services or treatment.” Fla. Stat. § 627.732(11), Florida’s No-Fault Law also provides that

Nodal v. Infinity Auto Insurance Co.

50 So. 3d 721, 2010 Fla. App. LEXIS 19398, 2010 WL 5129312

District Court of Appeal of Florida | Filed: Dec 17, 2010 | Docket: 2398202

Cited 1 times | Published

accurately describes the services performed. § 627.732(14), Fla. Stat. (2006). [2] "Unbundling" means

Reg. Mri of Orlando v. Nationwide Mut. Fire

884 So. 2d 1102, 2004 Fla. App. LEXIS 15574, 2004 WL 2363589

District Court of Appeal of Florida | Filed: Oct 22, 2004 | Docket: 1683200

Cited 1 times | Published

or the 100-percent lessee of such equipment." § 627.732(1), Fla. Stat. (2002). [7] It should also be

CRANE RENTAL OF ORLANDO v. Hausman

518 So. 2d 395, 13 Fla. L. Weekly 125, 1987 Fla. App. LEXIS 11816, 1987 WL 29156

District Court of Appeal of Florida | Filed: Dec 31, 1987 | Docket: 1778153

Cited 1 times | Published

be transported or drawn upon a highway... ."); § 627.732(1), Fla. Stat. (1985) (under Florida no-fault

Industrial Fire & Cas. Ins. Co. v. Jones

363 So. 2d 1168, 1978 Fla. App. LEXIS 16940

District Court of Appeal of Florida | Filed: Nov 7, 1978 | Docket: 461057

Cited 1 times | Published

730, et seq., Florida Statutes (1977), where Section 627.732, Florida Statutes (1977), defines "named insured"

Guardado v. Greyhound Rent-A-Car

340 So. 2d 510

District Court of Appeal of Florida | Filed: Dec 7, 1976 | Docket: 1299772

Cited 1 times | Published

car is not a "motor vehicle" as defined in Section 627.732(1), Florida Statutes (1975). Appellants contend

Brandal v. ST. FARM MUT. AUTO. INS. CO.

327 So. 2d 867

District Court of Appeal of Florida | Filed: Mar 5, 1976 | Docket: 1363989

Cited 1 times | Published

relating to the term "motor vehicle" are found in Section 627.732(1) F.S.A. wherein it is provided: "As used

CENTURY INS. CO., NEW YORK v. Fillmore

306 So. 2d 548

District Court of Appeal of Florida | Filed: Dec 10, 1974 | Docket: 1376886

Cited 1 times | Published

turns on the definition of "motor vehicle" in § 627.732(1), Fla. Stat. *549 The trial judge correctly

School Board of Marion County A/K/A the Marion County School Board, D/B/A Marion County Public Schools v. State Farm Mutual Automobile Insurance Company

District Court of Appeal of Florida | Filed: Nov 21, 2024 | Docket: 69399672

Published

term “commercial motor vehicle” is defined in section 627.732(3)(b), Florida Statutes. It reads:

School Board of Broward County, Florida v. State Farm Mutual Auto Insurance Company

District Court of Appeal of Florida | Filed: Jul 3, 2024 | Docket: 68913294

Published

Fla. Stat. (2019) (emphasis added). Section 627.732(3)(b), Florida Statutes (2019), defines a commercial

School Board of Palm Beach County, The School District of Palm Beach County v. State Farm Mutual Automobile Insurance Co.

District Court of Appeal of Florida | Filed: Jul 3, 2024 | Docket: 68268883

Published

Fla. Stat. (2019) (emphasis added). Section 627.732(3)(b), Florida Statutes (2019), defines a commercial

COMPREHENSIVE HEALTH CENTER, LLC, A/A/O ANGELA COOPER v. STAR CASUALTY INSURANCE COMPANY

District Court of Appeal of Florida | Filed: Feb 22, 2023 | Docket: 66833831

Published

definitions section of the PIP statute. 3 See § 627.732, Fla. 3 We note the trial court conducted

STAR CASUALTY INSURANCE COMPANY v. GABLES INSURANCE RECOVERY, INC., A/A/O ANA MARIA CORREA

District Court of Appeal of Florida | Filed: Jul 20, 2022 | Docket: 63654632

Published

accurately describes the services performed.” § 627.732(14), Fla. Stat. “’Unbundling’” means an action

UNITED AUTOMOBILE INSURANCE COMPANY v. CENTRAL THERAPY CENTER, INC., A/A/O VANESSA LOPEZ

District Court of Appeal of Florida | Filed: Jul 6, 2022 | Docket: 63572754

Published

provision of medical services or treatment.” § 627.732(11), Fla. Stat. United Auto contends that

CEDA HEALTH OF HIALEAH, LLC, etc. v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

District Court of Appeal of Florida | Filed: Oct 6, 2021 | Docket: 60627043

Published

specific intent to defraud is not required.” § 627.732(10), Fla. Stat. State Farm argues that

AA Suncoast Chiropractic Clinic, P.A. v. Progressive American Insurance Company

Court of Appeals for the Eleventh Circuit | Filed: Sep 12, 2019 | Docket: 16188864

Published

dysfunction of any bodily organ or part.” Fla. Stat. § 627.732(16).

SAFETY NATIONAL CASUALTY CORPORATION v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY AND LEE COUNTY SCHOOL BOARD

District Court of Appeal of Florida | Filed: May 24, 2019 | Docket: 15672867

Published

any self-propelled vehicle. Section 627.732(3)(b) defines "commercial motor vehicle"

AA Suncoast Chiropractic Clinic, P.A. v. Progressive American Insurance Co.

321 F.R.D. 677, 2017 WL 2123467

District Court, M.D. Florida | Filed: May 16, 2017 | Docket: 66059707

Published

Serious dysfunction of any bodily organ or part. § 627.732(16), Fla. Stat. (2013). . See docket 22, paragraph

Progressive American Insurance Co. v. Eduardo J. Garrido D.C. P.A., Etc.

211 So. 3d 1086, 2017 WL 621239, 2017 Fla. App. LEXIS 1993

District Court of Appeal of Florida | Filed: Feb 15, 2017 | Docket: 4585355

Published

what medical conditions constitute an “EMC” (section 627.732(16)); see footnote 2, supra ), (ii)

State Farm Mutual Automobile Insurance Co. v. First Care Solution, Inc.

232 F. Supp. 3d 1257, 2017 WL 372022, 2017 U.S. Dist. LEXIS 10906

District Court, S.D. Florida | Filed: Jan 26, 2017 | Docket: 64312514

Published

of medical services or treatment.” Fla. Stat. § 627.732(11). Florida’s No-Fault Law also provides that

State Farm Mutual Automobile Insurance v. Medical Service Center of Florida, Inc.

103 F. Supp. 3d 1343, 2015 U.S. Dist. LEXIS 60584, 2015 WL 2170396

District Court, S.D. Florida | Filed: May 8, 2015 | Docket: 64301922

Published

decisions related to MDCF and MSCF. -See Fla. Stat. § 627.732(17) (defining “entity wholly owned” as having

Sommerville v. Allstate Insurance Co.

65 So. 3d 558, 2011 Fla. App. LEXIS 8987, 2011 WL 2421043

District Court of Appeal of Florida | Filed: Jun 17, 2011 | Docket: 60301733

Published

Pavili was the named insured on the policy. See § 627.732(4), Fla. Stat. (2007) (“ ‘Named insured’ means

DWFII Corp. v. State Farm Mutual Automobile Insurance

271 F.R.D. 676, 2010 U.S. Dist. LEXIS 133676, 2010 WL 5094242

District Court, S.D. Florida | Filed: Dec 10, 2010 | Docket: 66043717

Published

would be paid using one billing code.” Fla. Stat. § 627.732(15). However, under section 627.736(5)(b)(l)(e)

USAA Casualty Insurance Co. v. Pembroke Pines MRI, Inc.

31 So. 3d 234, 2010 Fla. App. LEXIS 3344, 2010 WL 934074

District Court of Appeal of Florida | Filed: Mar 17, 2010 | Docket: 1647737

Published

with this section, or as agreed by the parties." § 627.732(13) (emphasis added). In United Automobile Insurance

In Re Standard Jury Instructions in Civ. Cases (No. 06-02)

966 So. 2d 940, 32 Fla. L. Weekly Supp. 563, 2007 Fla. LEXIS 1675, 2007 WL 2727120

Supreme Court of Florida | Filed: Sep 20, 2007 | Docket: 1678890

Published

definition of "medically necessary" is based on section 627.732(2), Florida Statutes (2003). The committee

State Farm Mutual Automobile Co. v. Renfroe

915 So. 2d 212, 2005 Fla. App. LEXIS 17186, 2005 WL 2838215

District Court of Appeal of Florida | Filed: Oct 31, 2005 | Docket: 64840992

Published

definition of “medically necessary” found in section 627.732(2), Florida Statutes. We agree and grant the

Progressive Casualty Insurance v. Watson

696 So. 2d 543, 1997 Fla. App. LEXIS 8186, 1997 WL 395143

District Court of Appeal of Florida | Filed: Jul 16, 1997 | Docket: 64774769

Published

We agree. At the time Gateway was decided, section 627.732(1), Florida Statutes (1973), defined “motor

Laninfa v. Prudential Property & Casualty Insurance

656 So. 2d 965, 1995 Fla. App. LEXIS 7092, 1995 WL 385392

District Court of Appeal of Florida | Filed: Jun 30, 1995 | Docket: 64757333

Published

motor vehicle.” “Motor vehicle” is defined in section 627.732(1), Florida Statutes (1993), as a “self-propelled

Esker v. Nationwide Mutual Fire Insurance Co.

593 So. 2d 303, 1992 Fla. App. LEXIS 406, 1992 WL 9720

District Court of Appeal of Florida | Filed: Jan 24, 1992 | Docket: 64665131

Published

terms of the policy and the provisions of section 627.732, Florida Statutes (1989). We agree with appellee

Pearson v. State Farm Mutual Automobile Insurance Co.

560 So. 2d 416, 1990 Fla. App. LEXIS 3026, 1990 WL 57820

District Court of Appeal of Florida | Filed: May 4, 1990 | Docket: 64650176

Published

thus an owner of the Oldsmobile according to section 627.732(3), Florida Statutes (1987), Pearson was not

Maglio v. Neca-Ibew Welfare Trust Fund

506 So. 2d 447, 40 Educ. L. Rep. 560, 12 Fla. L. Weekly 951, 1987 Fla. App. LEXIS 7615

District Court of Appeal of Florida | Filed: Apr 7, 1987 | Docket: 64626837

Published

its applicability here. *449It is clear that section 627.732(1) specifically excludes: any motor vehicle

Welty v. Continental Insurance Co.

498 So. 2d 643, 11 Fla. L. Weekly 2591, 1986 Fla. App. LEXIS 11293

District Court of Appeal of Florida | Filed: Dec 10, 1986 | Docket: 64623523

Published

loader is itself not a motor vehicle under Florida Statute 627.732(1) F.S. 1983, Welty’s entitlement to PIP

Sturgis v. Fortune Insurance Co.

475 So. 2d 1272, 10 Fla. L. Weekly 2049, 1985 Fla. App. LEXIS 15660

District Court of Appeal of Florida | Filed: Aug 30, 1985 | Docket: 64614437

Published

policy by name as the insured under the policy.” § 627.732(3), Fla.Stat. (1983). Use of the word “usually”

Banack v. Florida Insurance Guaranty Ass'n

467 So. 2d 842, 10 Fla. L. Weekly 1079, 1985 Fla. App. LEXIS 13788

District Court of Appeal of Florida | Filed: May 1, 1985 | Docket: 64611521

Published

or operators of “uninsured motor vehicles.” Section 627.732 defines a motor vehicle as “a sedan, station

Prinzo ex rel. Puleo v. State Farm Mutual Automobile Insurance Co.

465 So. 2d 1364, 10 Fla. L. Weekly 816, 1985 Fla. App. LEXIS 13134

District Court of Appeal of Florida | Filed: Mar 27, 1985 | Docket: 64610862

Published

to be licensed on the highways of this state.” § 627.732(1), Fla.Stat. (1983). A moped does not satisfy

Velez v. Criterion Insurance Co.

445 So. 2d 1049, 1984 Fla. App. LEXIS 11502

District Court of Appeal of Florida | Filed: Jan 27, 1984 | Docket: 64603126

Published

included in the definition of “motor vehicle” in section 627.732(1).1 It is not in section 627.-736(4)(d)l.

Heredia v. Allstate Insurance

346 So. 2d 1230, 1977 Fla. App. LEXIS 16016

District Court of Appeal of Florida | Filed: Jun 14, 1977 | Docket: 64559055

Published

Automobile Reparations Reform Act. See particularly Section 627.-732(1), Florida Statutes (1975). We hold that

State Farm Mutual Automobile Insurance v. Nicholson

337 So. 2d 860, 1976 Fla. App. LEXIS 15503

District Court of Appeal of Florida | Filed: Oct 6, 1976 | Docket: 64555228

Published

profession, or business of the insured.” F.S. § 627.732(1). The latter subsection does not give meaning

Brandal v. State Farm Mutual Automobile Insurance

327 So. 2d 867, 1976 Fla. App. LEXIS 14745

District Court of Appeal of Florida | Filed: Mar 5, 1976 | Docket: 64552694

Published

relating to the term “motor vehicle” are found in Section 627.732(1) F.S.A. wherein it is provided: “As used

Deel Motors, Inc. v. Carrington

305 So. 2d 811, 1974 Fla. App. LEXIS 7470

District Court of Appeal of Florida | Filed: Dec 10, 1974 | Docket: 64543660

Published

drive a “motor vehicle” as defined by Fla.Stat. § 627.732(1).- Defendant Horowitz went to defendant new

Davidson v. Sage

272 So. 2d 220

District Court of Appeal of Florida | Filed: Jan 23, 1973 | Docket: 64529992

Published

relating to motor vehicle licenses. Cf., F.S. § 627.-732(2), F.S.A. In the absence of a definition in

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.