Florida Statute 627.7415 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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627.7415 Commercial motor vehicles; additional liability insurance coverage.—Commercial motor vehicles, as defined in s. 207.002 or s. 320.01, operated upon the roads and highways of this state shall be insured with the following minimum levels of combined bodily liability insurance and property damage liability insurance in addition to any other insurance requirements:

(1) Fifty thousand dollars per occurrence for a commercial motor vehicle with a gross vehicle weight of 26,000 pounds or more, but less than 35,000 pounds.

(2) One hundred thousand dollars per occurrence for a commercial motor vehicle with a gross vehicle weight of 35,000 pounds or more, but less than 44,000 pounds.

(3) Three hundred thousand dollars per occurrence for a commercial motor vehicle with a gross vehicle weight of 44,000 pounds or more.

(4) All commercial motor vehicles subject to regulations of the United States Department of Transportation, 49 C.F.R. part 387, subparts A and B, and as may be hereinafter amended, shall be insured in an amount equivalent to the minimum levels of financial responsibility as set forth in such regulations.

A violation of this section is a noncriminal traffic infraction, punishable as a nonmoving violation as provided in chapter 318.

History.—s. 5, ch. 86-18; s. 47, ch. 87-198; s. 313, ch. 99-248; s. 91, ch. 2013-160; s. 12, ch. 2022-175.

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Amendments to 627.7415

Annotations, Discussions, Cases:

Civil Citations / Citable Offenses under S627.7415

R or S next to points is Mandatory Revocation or Suspension

S627.7415 INSURANCE - Operating CMV NOT PROPERLY insured (See 627.742 Nonpublic Sector Buses) - Points on Drivers License: 0

S627.7415 (1) INSURANCE - Operating CMV Not Properly insured - Points on Drivers License: 0

S627.7415 (2) INSURANCE - Operating CMV Not Properly insured - Points on Drivers License: 0

S627.7415 (3) INSURANCE - Operating CMV Not Properly insured - Points on Drivers License: 0

S627.7415 (4) INSURANCE - Operating CMV Not Properly insured - Points on Drivers License: 0

Cases Citing Statute 627.7415

Total Results: 2

Kraemer v. GMAC

556 So. 2d 431, 1989 WL 156222

District Court of Appeal of Florida | Filed: Dec 27, 1989 | Docket: 542852

Cited 7 times | Published

depending on the nature of vehicle and its use. See § 627.7415, Fla. Stat. (1987). There is no question in my

General Accident Insurance Co. of America v. Southern Insurance Co.

563 So. 2d 186, 1990 Fla. App. LEXIS 4459, 1990 WL 83618

District Court of Appeal of Florida | Filed: Jun 21, 1990 | Docket: 64651192

Published

highway without a semi-trailer2 attached. Thus, section 627.-7415, which requires much greater insurance coverage

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.