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Fla. Stat. § 627.94076 (2025)

Time limit on certain defenses.

✓ 2025 Florida Statutes — current through the 2025 Regular Session
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627.94076 Time limit on certain defenses.—Notwithstanding the provisions of s. 627.607, each long-term care insurance policy shall provide that the policy shall be incontestable after it has been in force during the lifetime of the insured for a period of 2 years after its date of issue except for nonpayment of premiums.
History.—s. 6, ch. 2006-254.
Notes of Decisions
Cited in 1 case (1 in the last 5 years), 2025–2025 · leading case: Cont'l Gen. Ins. Co. v. Gardina (M.D. Fla. 2025).
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Cont'l Gen. Ins. Co. v. Gardina (M.D. Fla. 2025). · cites it 3× “In support, the Gardinas point to Florida Statute § 627.94076 (the “Incontestability Statute”), which states: “Notwithstanding the provisions of [Florida Statute §] 627.”
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This Florida statute resource is curated by the attorney maintaining this site, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.