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The 2025 Florida Statutes
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F.S. 631.571631.57 Powers and duties of the association.—(1) The association shall:(a)1. Be obligated to the extent of the covered claims existing:a. Prior to adjudication of insolvency and arising within 30 days after the determination of insolvency; b. Before the policy expiration date if less than 30 days after the determination; or c. Before the insured replaces the policy or causes its cancellation, if she or he does so within 30 days of the determination. 2. The obligation under subparagraph 1. includes the amount of each covered claim which is less than $300,000, except that policies providing coverage for homeowner’s insurance must provide for an additional $200,000 for the portion of a covered claim which relates only to the damage to the structure and contents. 3.a. Notwithstanding subparagraph 2., the obligation under subparagraph 1. for policies covering condominium associations or homeowners’ associations, which associations have a responsibility to provide insurance coverage on residential units within the association, includes that amount of each covered property insurance claim which is less than $200,000 multiplied by the number of condominium units or other residential units; however, as to homeowners’ associations, this sub-subparagraph applies only to claims for damage or loss to residential units and structures attached to residential units. b. Notwithstanding sub-subparagraph a., the association has no obligation to pay covered claims that are to be paid from the proceeds of bonds issued under s. 631.695. However, the association shall assign and pledge the first available moneys from all or part of the assessments to be made under paragraph (3)(a) to or on behalf of the issuer of such bonds for the benefit of the holders of such bonds. The association shall administer any such covered claims and present valid covered claims for payment in accordance with the provisions of the assistance program in connection with which such bonds have been issued. 4. The association may not be obligated to a policyholder or claimant in an amount in excess of the obligation of the insolvent insurer under the policy from which the claim arises. (b) Be deemed the insurer to the extent of its obligation on the covered claims, and, to such extent, shall have all rights, duties, defenses, and obligations of the insolvent insurer as if the insurer had not become insolvent. In no event shall the association be liable for any penalties or interest. (2) The association may:(a) Employ or retain such persons as are necessary to handle claims and perform other duties of the association; (b) Borrow funds necessary to effect the purposes of this part in accord with the plan of operation; (c) Sue or be sued, provided that service of process shall be made upon the person registered with the department as agent for the receipt of service of process; and (d) Negotiate and become a party to such contracts as are necessary to carry out the purpose of this part. Additionally, the association may enter into such contracts with a municipality, a county, or a legal entity created pursuant to s. 163.01(7)(g) as are necessary in order for the municipality, county, or legal entity to issue bonds under s. 631.695. In connection with the issuance of any such bonds and the entering into of any such necessary contracts, the association may agree to such terms and conditions as the association deems necessary and proper. (3)(a) To the extent necessary to secure funds for the respective accounts for the payment of covered claims, to pay the reasonable costs to administer such accounts, and to secure funds for the account specified in s. 631.55(2)(b) or to retire indebtedness, including, without limitation, the principal, redemption premium, if any, and interest on, and related costs of issuance of, bonds issued under s. 631.695 and the funding of reserves and other payments required under the bond resolution or trust indenture pursuant to which such bonds have been issued, the office, upon certification of the board of directors, shall levy assessments in accordance with subparagraph (f)1. or subparagraph (f)2. Assessments shall be remitted to and administered by the board of directors in the manner specified by the approved plan and paragraph (f). Every assessment shall be a uniform percentage. The assessments levied against any insurer may not exceed in any one calendar year more than 2 percent of that insurer’s direct written premiums in this state for the kinds of insurance included within such account. (b) If sufficient funds from such assessments, together with funds previously raised, are not available in any one year in the respective account to make all the payments or reimbursements then owing to insurers, the funds available shall be prorated and the unpaid portion paid as soon as funds become available. (c) The Legislature finds and declares that all assessments paid by an insurer or insurer group as a result of a levy by the office, including assessments levied pursuant to paragraph (a) and emergency assessments levied pursuant to paragraph (e), constitute advances of funds from the insurer to the association. An insurer may fully recoup such advances by applying the uniform assessment percentage levied by the office to all policies of the same kind or line as were considered by the office in determining the assessment liability of the insurer or insurer group as set forth in paragraph (f). An insurer remitting an assessment to the association as required by subparagraph (f)1. or subparagraph (f)2. may elect to not recoup advances.1. Assessments levied under subparagraph (f)1. are paid before policy surcharges are collected and result in a receivable for policy surcharges collected in the future. This amount, to the extent it is likely that it will be realized, meets the definition of an admissible asset as specified in the National Association of Insurance Commissioners’ Statement of Statutory Accounting Principles No. 4. The asset shall be established and recorded separately from the liability regardless of whether it is based on a retrospective or prospective premium-based assessment. If an insurer is unable to fully recoup the amount of the assessment because of a reduction in writings or withdrawal from the market, the amount recorded as an asset shall be reduced to the amount reasonably expected to be recouped. If an insurer elects not to recoup advances, the amount recorded as an asset shall be reduced to zero. 2. Assessments levied under subparagraph (f)2. are paid after policy surcharges are collected so that the recognition of assets is based on actual premium written offset by the obligation to the association. If an insurer elects not to recoup advances, the amount recorded as an asset shall be reduced to zero. (d) State funds may not be allocated or paid to the association or any of its accounts. (e)1. In addition to assessments authorized in paragraph (a), and to the extent necessary to secure the funds for the account specified in s. 631.55(2)(b) for the direct payment of covered claims of insurers rendered insolvent by the effects of a hurricane and to pay the reasonable costs to administer such claims, or to retire indebtedness, including, without limitation, the principal, redemption premium, if any, and interest on, and related costs of issuance of, bonds issued under s. 631.695 and the funding of any reserves and other payments required under the bond resolution or trust indenture pursuant to which such bonds have been issued, the office, upon certification of the board of directors, shall levy emergency assessments upon insurers holding a certificate of authority. The emergency assessments levied against any insurer may not exceed in any one calendar year more than 4 percent of that insurer’s written premiums in this state for the kinds of insurance within the account specified in s. 631.55(2)(b). 2. Emergency assessments authorized under this paragraph shall be levied by the office upon insurers in accordance with paragraph (f), upon certification as to the need for such assessments by the board of directors. If the board participates in the issuance of bonds in accordance with s. 631.695, emergency assessments shall be levied in each year that bonds issued under s. 631.695 and secured by such emergency assessments are outstanding in amounts up to such 4 percent limit as required in order to provide for the full and timely payment of the principal of, redemption premium, if any, and interest on, and related costs of issuance of, such bonds. The emergency assessments are assigned and pledged to the municipality, county, or legal entity issuing bonds under s. 631.695 for the benefit of the holders of such bonds in order to provide for the payment of the principal of, redemption premium, if any, and interest on such bonds, the cost of issuance of such bonds, and the funding of any reserves and other payments required under the bond resolution or trust indenture pursuant to which such bonds have been issued, without further action by the association, the office, or any other party. If bonds are issued under s. 631.695 and the association determines to secure such bonds by a pledge of revenues received from the emergency assessments, such bonds, upon such pledge of revenues, shall be secured by and payable from the proceeds of such emergency assessments, and the proceeds of emergency assessments levied under this paragraph shall be remitted directly to and administered by the trustee or custodian appointed for such bonds. 3. Emergency assessments used to defease bonds issued under this part may be payable in a single payment or, at the option of the association, may be payable in quarterly installments, with the first installment being due and payable at the end of the month after an emergency assessment is levied and subsequent installments being due by the end of each succeeding month. 4. If emergency assessments are imposed, the report required by s. 631.695(7) must include an analysis of the revenues generated from the emergency assessments imposed under this paragraph. 5. If emergency assessments are imposed, the references in sub-subparagraph (1)(a)3.b. and s. 631.695(2) and (7) to assessments levied under paragraph (a) must include emergency assessments imposed under this paragraph. 6. If the board of directors participates in the issuance of bonds in accordance with s. 631.695, an annual assessment under this paragraph shall continue while the bonds issued with respect to which the assessment was imposed are outstanding, including any bonds the proceeds of which were used to refund bonds issued pursuant to s. 631.695, unless adequate provision has been made for the payment of the bonds in the documents authorizing the issuance of such bonds. (f)1. The association, office, and insurers remitting assessments pursuant to paragraph (a) or paragraph (e) must comply with the following:a. In the order levying an assessment, the office shall specify the actual percentage amount to be advanced to the association and thereafter collected uniformly from all the policyholders of insurers subject to the assessment and the date on which the assessment year begins, which may not begin before 90 days after the association board certifies such an assessment. b. Insurers shall make an initial payment to the association before the beginning of the assessment year on or before the date specified in the order of the office. Each insurer shall have at least 30 days’ written notice as to the date on which the initial assessment payment is due and payable. The association may request that the order issued by the office authorize insurers to remit the advance payments in quarterly installments. c. Insurers that have written insurance in the calendar year before the year in which the assessment is certified by the board shall make payments based on the direct written premium in this state for the classes protected by the account from the previous calendar year as set forth in the insurer’s annual statement, multiplied by the uniform percentage of premium specified in the order issued by the office. Insurers that have not written insurance in the previous calendar year in any of the lines under the account which are being assessed, but which are writing insurance as of, or after, the date the board certifies the assessment to the office, shall pay an amount based on a good faith estimate of the amount of direct written premium anticipated to be written in the subject lines of business for the assessment year, multiplied by the uniform percentage of premium specified in the order issued by the office. d. Insurers shall file one or more reconciliation reports with the association which indicate the amount of payment to the association, whether such amount was based on direct written premium contained in a previous calendar year annual statement or a good faith projection, the amount actually collected during the assessment year, and such other information contained on a form and schedule adopted by the association and provided to the insurers in advance. If the insurer collected from policyholders more surcharges than the amount initially paid, the insurer shall pay the excess amount to the association. If the insurer collected surcharges from policyholders in an amount that is less than the amount initially paid to the association, the association shall credit the insurer that amount against future assessments. Such payment reconciliation report, and any payment of excess amounts collected from policyholders, shall be completed and remitted to the association within 90 days after the end of the assessment year. The association shall send a final reconciliation report on all insurers to the office within 120 days after each assessment year. e. Insurers remitting reconciliation reports under this paragraph to the association are subject to s. 626.9541(1)(e). 2. For assessments required under paragraph (a) or paragraph (e), the association may use a quarterly installment method instead of the method described in sub-subparagraphs 1.b. and c. or in combination thereof based on the association’s projected cash flow. If the association projects that it has cash on hand for the payment of anticipated claims in the applicable account for at least 6 months, the board may make an estimate of the assessment needed and may recommend to the office the assessment percentage that may be collected as a quarterly assessment. The office may, in the order levying the assessment on insurers, specify that the assessment is due and payable quarterly as the funds are collected from insureds throughout the assessment year, in which case the assessment shall be a uniform percentage of premium collected during the assessment year and shall be collected from all policyholders with policies in the classes protected by the account.a. All insurers shall pay the assessment to the association without regard to whether the insurers reported premium in the year preceding the assessment. b. Insurers are not required to advance funds if the association and the office elect to use the quarterly installment option. c. An insurer that elects not to recoup the assessment shall make quarterly payments to the association equal to the amount of premium written in the previous quarter for the classes protected by the account, multiplied by the uniform percentage of premium specified in the order issued by the office. d. All funds paid to the association shall be retained by the association for the payment of current or future claims. e. Insurers shall file one or more reconciliation reports with the association which indicate the amount actually collected during the assessment year, and such other information contained on a form and schedule adopted by the association and provided to the insurers in advance. This subparagraph does not alter the obligation of an insurer to remit assessments levied pursuant to this subsection to the association. (g) Insurers shall treat the failure of an insured to pay a surcharge as a failure to pay the premium. (h) Assessments levied under this subsection are levied upon insurers. This subsection does not create a cause of action by a policyholder with respect to the levying of, or a policyholder’s duty to pay, such assessments and related surcharges. (i) Assessments levied under this subsection are not premium and are not subject to the premium tax, to any fees, or to any commissions. An insurer is liable for any surcharges that the insurer collects and is not liable for uncollectible surcharges. (4) The office may exempt or temporarily defer any insurer from any regular or emergency assessment if the office finds that the insurer is impaired or insolvent or if an assessment would result in such insurer’s financial statement reflecting an amount of capital or surplus less than the sum of the minimum amount required by any jurisdiction in which the insurer is authorized to transact insurance. (5) Any necessary and proper expenses incurred by an insurer in the investigation, adjustment, compromise, settlement, denial, or handling of claims assigned to it shall, upon proper verification under the rules of the association, entitle the insurer to reimbursement. Any insurer whose employee serves on the staff of the association may set off from its assessment any necessary and proper expenses incurred by the insurer resulting from said service of its employee. An insurer which ceases to engage in the business of writing property or casualty insurance policies in this state shall have no right to a refund of any assessment previously remitted. (6) The association may extend the time limits specified in paragraph (1)(a) by up to an additional 60 days if the board determines it is necessary to facilitate the bulk assumption of obligations. History.—s. 8, ch. 70-20; s. 1, ch. 70-439; s. 3, ch. 77-227; s. 118, ch. 79-40; s. 809(1st), ch. 82-243; s. 9, ch. 85-339; s. 5, ch. 87-350; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429; s. 5, ch. 92-345; s. 6, ch. 93-401; s. 411, ch. 97-102; s. 19, ch. 97-262; s. 47, ch. 99-3; s. 16, ch. 2002-25; s. 1355, ch. 2003-261; s. 128, ch. 2004-5; s. 34, ch. 2006-12; s. 35, ch. 2007-1; s. 22, ch. 2007-90; s. 4, ch. 2010-49; s. 2, ch. 2015-65; s. 3, ch. 2020-54; s. 1, ch. 2020-155; s. 20, ch. 2021-104; s. 2, ch. 2022-139. 1Note.—Section 36, ch. 2006-12, provides that “[n]o provision of s. 631.57 or s. 631.695, Florida Statutes, shall be repealed until such time as the principal, redemption premium, if any, and interest on all bonds issued under s. 631.695, Florida Statutes, payable and secured from assessments levied under s. 631.57(3)(a), Florida Statutes, have been paid in full or adequate provision for such payment has been made in accordance with the bond resolution or trust indenture pursuant to which the bonds were issued.”
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Annotations, Discussions, Cases:
Cases Citing Statute 631.57
Total Results: 65
908 So. 2d 435, 2005 WL 1580606
Supreme Court of Florida | Filed: Jul 7, 2005 | Docket: 1724747
Cited 103 times | Published
comparative negligence provision), as limited by section 631.57.
Pursuant to an agreed order, FIGA withdrew
67 So. 3d 187, 36 Fla. L. Weekly Supp. 311, 2011 Fla. LEXIS 1526, 2011 WL 2566399
Supreme Court of Florida | Filed: Jun 30, 2011 | Docket: 434989
Cited 48 times | Published
Fla. Stat. (2010) (defining "covered claim"); § 631.57, Fla. *190 Stat. (2010) (stating scope of FIGA's
304 So. 2d 507
District Court of Appeal of Florida | Filed: Dec 13, 1974 | Docket: 1437907
Cited 26 times | Published
holding we must have overlooked the provisions of Section 631.57(1)(b), F.S. which read as follows:
"631.57
602 So. 2d 1264, 17 Fla. L. Weekly Supp. 370, 1992 Fla. LEXIS 1170, 1992 WL 140995
Supreme Court of Florida | Filed: Jun 25, 1992 | Docket: 1694044
Cited 20 times | Published
multiple survivors have only a single claim under section 631.57, Florida Statutes (1991). Florida Ins. Guar
483 So. 2d 513, 11 Fla. L. Weekly 489
District Court of Appeal of Florida | Filed: Feb 19, 1986 | Docket: 455649
Cited 18 times | Published
became insolvent, and FIGA, in accordance with section 631.57, Florida Statutes (1977), assumed Consolidated's
485 So. 2d 453, 11 Fla. L. Weekly 558
District Court of Appeal of Florida | Filed: Mar 4, 1986 | Docket: 1680923
Cited 16 times | Published
The claim was then sent to FIGA pursuant to section 631.57, Florida Statutes (1979). In January, 1980
874 F.2d 1528, 13 Fed. R. Serv. 3d 1027, 1989 U.S. App. LEXIS 8453
Court of Appeals for the Eleventh Circuit | Filed: Jun 13, 1989 | Docket: 2142251
Cited 15 times | Published
pre-judgment interest, under Florida Statutes § 631.57, which provides that “[i]n no event shall [FIGA]
383 So. 2d 974, 1980 Fla. App. LEXIS 16736
District Court of Appeal of Florida | Filed: May 27, 1980 | Docket: 457563
Cited 15 times | Published
responsibility for the acts of the companies it succeeds, § 631.57(1)(a) Fla. Stat. (1979); Rivera v. Southern American
148 So. 3d 488, 2014 Fla. App. LEXIS 14602, 39 Fla. L. Weekly Fed. D 2020
District Court of Appeal of Florida | Filed: Sep 19, 2014 | Docket: 60243527
Cited 14 times | Published
Ass’n, 908 So.2d 435, 454 (Fla.2005); see also § 631.57, Fla. Stat. (2010).
. We have jurisdiction.
802 So. 2d 291, 2001 WL 1095308
Supreme Court of Florida | Filed: Sep 20, 2001 | Docket: 2516255
Cited 13 times | Published
$300,000 per claim liability limit pursuant to section 631.57(1)(a)2, Florida Statutes (1997), applied to
864 So. 2d 1126, 2003 WL 23094682
District Court of Appeal of Florida | Filed: Dec 31, 2003 | Docket: 2516360
Cited 12 times | Published
within FIGA's statutory obligations.
Under section 631.57(1)(a), FIGA is obligated "to the extent of
505 So. 2d 497, 12 Fla. L. Weekly 938
District Court of Appeal of Florida | Filed: Mar 18, 1987 | Docket: 1500502
Cited 12 times | Published
Insurance Guaranty Association, Inc. urges that section 631.57(1), Florida Statutes (1984), limits its liability
383 So. 2d 942, 1980 Fla. App. LEXIS 16726
District Court of Appeal of Florida | Filed: May 13, 1980 | Docket: 1512394
Cited 10 times | Published
Judgments §§ 1152 et seq.
The relevant provision of Section 631.57 states unequivocally that:
"(1) The association
80 So. 3d 313, 37 Fla. L. Weekly Supp. 34, 2012 Fla. LEXIS 72, 2012 WL 143605
Supreme Court of Florida | Filed: Jan 19, 2012 | Docket: 60305694
Cited 8 times | Published
section 627.428. The court recognized that under section 631.57(1), FIGA was “obligated to the extent of the
573 So. 2d 868, 1990 WL 177724
District Court of Appeal of Florida | Filed: Nov 14, 1990 | Docket: 1518699
Cited 8 times | Published
section 631.54(3),[2] Florida Statutes (1985). Section 631.57(1)(a)3,[3] Florida Statutes (1985) limits FIGA's
407 So. 2d 603
District Court of Appeal of Florida | Filed: Oct 14, 1981 | Docket: 1515376
Cited 8 times | Published
held liable for either penalties or interest. § 631.57(1)(b), Florida Statutes (1979). Although FIGA
361 So. 2d 193
District Court of Appeal of Florida | Filed: Jul 5, 1978 | Docket: 92811
Cited 8 times | Published
liable for tortious acts of members' insurers. Section 631.57(1)(a)3 Florida Statutes (1975).
The appellants
390 So. 2d 420
District Court of Appeal of Florida | Filed: Nov 12, 1980 | Docket: 1532311
Cited 7 times | Published
employers and carriers such as Consolidated. Under Section 631.57(1)(b), Florida Statutes (1979), FIGA is subject
140 So. 3d 1023, 2014 WL 1921745, 2014 Fla. App. LEXIS 7160
District Court of Appeal of Florida | Filed: May 14, 2014 | Docket: 60241342
Cited 6 times | Published
Statutes, and established its powers and duties in section 631.57. The latter statute provides in pertinent part
549 So. 2d 253, 1989 WL 111530
District Court of Appeal of Florida | Filed: Sep 28, 1989 | Docket: 1719656
Cited 6 times | Published
631.51(1), 631.54(3), Fla. Stat. (1983).
[2] § 631.57(1)(b), Fla. Stat. (1983).
[3] § 627.727(1), Fla
65 So. 3d 541, 2011 Fla. App. LEXIS 8396, 2011 WL 2200681
District Court of Appeal of Florida | Filed: Jun 8, 2011 | Docket: 60301729
Cited 5 times | Published
was placed in receivership and, pursuant to section 631.57, FIGA stepped in to provide a mechanism for
400 So. 2d 813
District Court of Appeal of Florida | Filed: Jun 30, 1981 | Docket: 1677030
Cited 5 times | Published
directors. Section 631.57(3)(a).
FIGA's liability for claims is governed by the statutes. Section 631.57(1),
34 So. 3d 791, 2010 Fla. App. LEXIS 6941, 2010 WL 1979242
District Court of Appeal of Florida | Filed: May 19, 2010 | Docket: 1131175
Cited 4 times | Published
insolvency triggered FIGA's obligation, under section 631.57, Florida Statutes, to pay for "covered claims
667 So. 2d 334, 1995 WL 619881
District Court of Appeal of Florida | Filed: Oct 24, 1995 | Docket: 454485
Cited 4 times | Published
compensation claims are to be paid in full. Fla. Stat. § 631.57(1)(a)2.a. (1993). We therefore strongly encourage
82 So. 3d 849, 2011 WL 1661386, 2011 Fla. App. LEXIS 6340
District Court of Appeal of Florida | Filed: May 4, 2011 | Docket: 60306277
Cited 3 times | Published
defenses, and obligations of the insolvent insurer.” § 631.57(1)0»), Fla. Stat. (2009). Section 631.70 excludes
590 So. 2d 1037, 1991 WL 265074
District Court of Appeal of Florida | Filed: Dec 17, 1991 | Docket: 458248
Cited 3 times | Published
affirm the JCC's order with one exception. Section 631.57(1)(b), Florida Statutes (1989), prohibits the
568 So. 2d 962, 1990 WL 146902
District Court of Appeal of Florida | Filed: Oct 2, 1990 | Docket: 1526709
Cited 3 times | Published
to be without merit.
FIGA next argues that section 631.57(1)(a)(3) and (1)(b), Florida Statutes (1987)
541 So. 2d 728, 1989 WL 32660
District Court of Appeal of Florida | Filed: Apr 6, 1989 | Docket: 470558
Cited 3 times | Published
on the loan to FPS because of the wording of section 631.57(1)(b), which provides that "in no event shall
209 So. 3d 682, 2017 WL 543427, 2017 Fla. App. LEXIS 1648
District Court of Appeal of Florida | Filed: Feb 10, 2017 | Docket: 4586777
Cited 2 times | Published
had not become insolvent.” § 631.57(1)(b), Fla. Stat. (2011); see also § 631.57(1)(a)1.a., Fla. Stat. (2011)
193 So. 3d 940, 2016 WL 1445424, 2016 Fla. App. LEXIS 5583
District Court of Appeal of Florida | Filed: Apr 13, 2016 | Docket: 3053145
Cited 2 times | Published
insurer. § 631.57, Fla. Stat. (2011). Pursuant to, and subject to the limitations of, section-631.57, FIGA
44 So. 3d 1191, 2010 WL 3766879
District Court of Appeal of Florida | Filed: Sep 29, 2010 | Docket: 2542540
Cited 2 times | Published
section 627.428. The court recognized that under section 631.57(1), FIGA was "obligated to the extent of the
26 So. 3d 610, 2009 Fla. App. LEXIS 18422, 2009 WL 4283083
District Court of Appeal of Florida | Filed: Dec 2, 2009 | Docket: 1638794
Cited 2 times | Published
that section 627.7015(7) applies.[2] Under section 631.57(1)(b), Florida Statutes (2005), FIGA is "deemed
33 So. 3d 48, 2009 Fla. App. LEXIS 18423, 2009 WL 4283084
District Court of Appeal of Florida | Filed: Dec 2, 2009 | Docket: 1649428
Cited 2 times | Published
all the liability of the insurer. However, section 631.57(1)(b), Florida Statutes, provides that FIGA
675 So. 2d 142, 1996 WL 210749
District Court of Appeal of Florida | Filed: May 1, 1996 | Docket: 1322807
Cited 2 times | Published
responsibilities of the tortfeasor's insurance company. See § 631.57(1), Fla.Stat. (1995). The tortfeasor's liability
654 So. 2d 239, 1995 Fla. App. LEXIS 4426, 1995 WL 238665
District Court of Appeal of Florida | Filed: Apr 26, 1995 | Docket: 64755887
Cited 2 times | Published
the damage award of $9,900.00. Pursuant to section 631.57(l)(b), Florida Statutes (1991), FIGA became
614 So. 2d 684, 1993 WL 56800
District Court of Appeal of Florida | Filed: Mar 5, 1993 | Docket: 1509853
Cited 2 times | Published
a "covered claim" to the guaranty association. § 631.57, Fla. Stat. (1985). The legislature expressly
553 So. 2d 1287, 1989 WL 146031
District Court of Appeal of Florida | Filed: Dec 5, 1989 | Docket: 1675752
Cited 2 times | Published
insurer as if the insurer had not become insolvent." § 631.57(1)(b), Fla. Stat. (1987). This being so, it follows
96 So. 3d 964, 2012 Fla. App. LEXIS 12354, 2012 WL 3101528
District Court of Appeal of Florida | Filed: Aug 1, 2012 | Docket: 60311607
Cited 1 times | Published
received public funding; its enabling statute, § 631.57(3)(d), Fla. Stat. (2011), prohibits the use of
44 So. 3d 1191, 2010 Fla. App. LEXIS 14469
District Court of Appeal of Florida | Filed: Sep 29, 2010 | Docket: 60295548
Cited 1 times | Published
section 627.428. The court recognized that under section 631.57(1), FIGA was “obligated to the extent of the
979 So. 2d 964, 2008 WL 183501
District Court of Appeal of Florida | Filed: Jan 23, 2008 | Docket: 1714377
Cited 1 times | Published
before the insurer was adjudicated insolvent. § 631.57, Fla. Stat. (2001).
In 2002, the trial court awarded
643 So. 2d 101, 1994 Fla. App. LEXIS 9553
District Court of Appeal of Florida | Filed: Oct 5, 1994 | Docket: 64751239
Cited 1 times | Published
judgment constitutes a “covered claim” under section 631.57(l)(b), Florida Statutes, which provides that
555 So. 2d 1262, 1989 WL 151453
District Court of Appeal of Florida | Filed: Jan 26, 1990 | Docket: 1724707
Cited 1 times | Published
each covered claim as defined under that chapter. § 631.57, Fla. Stat. (1983).
The extent, if any, to which
District Court of Appeal of Florida | Filed: Apr 30, 2025 | Docket: 69998664
Published
whether sections 95.11(2)(b) and (2)(e) and
section 631.57(1)(b), Florida Statutes (2020), control this
District Court of Appeal of Florida | Filed: Mar 26, 2025 | Docket: 69793056
Published
2011) (quotations and citations omitted); see also §
631.57(1)(b), Fla. Stat. (providing that FIGA shall “[b]e
District Court of Appeal of Florida | Filed: Sep 30, 2020 | Docket: 18488448
Published
that FIGA could pay money to settle a claim.
See § 631.57(2), (5). But, it continued, "[i]t's
218 So. 3d 999, 2017 WL 1969690, 2017 Fla. App. LEXIS 6775
District Court of Appeal of Florida | Filed: May 12, 2017 | Docket: 6061247
Published
less the statutory deductible set forth in section 631.57(l)(a)(2), Florida Statutes (2009). '
Pupo
210 So. 3d 260, 2017 WL 603317, 2017 Fla. App. LEXIS 1958
District Court of Appeal of Florida | Filed: Feb 15, 2017 | Docket: 4585348
Published
insurer as if the insurer had not become insolvent.” § 631.57(l)(b). As such, the Act contemplates that FIGA
200 So. 3d 200, 2016 Fla. App. LEXIS 10868, 2016 WL 3766630
District Court of Appeal of Florida | Filed: Jul 15, 2016 | Docket: 4111225
Published
Concur.
1
.
See
§ 631.57(l)(a)(l)(a), Fla. Stat. (2012) (stating that FIGA
163 So. 3d 624, 2015 Fla. App. LEXIS 6026, 2015 WL 1874445
District Court of Appeal of Florida | Filed: Apr 24, 2015 | Docket: 2652166
Published
guarantee payments over $300,000 in most instances. § 631.57(l)(a)(2). In the case of homeowner’s coverage
146 So. 3d 1207, 2014 Fla. App. LEXIS 13284, 2014 WL 4230059
District Court of Appeal of Florida | Filed: Aug 27, 2014 | Docket: 1164426
Published
So.2d 435, 454 (Fla.2005);
see also,
§ 631.57, Fla. Stat. (2010). Although there is a permanent
46 So. 3d 1039, 2010 Fla. App. LEXIS 14025, 2010 WL 3655818
District Court of Appeal of Florida | Filed: Sep 22, 2010 | Docket: 60296107
Published
involved in this action within the meaning of section 631.57(2), Florida Statutes (2008), and properly ordered
17 So. 3d 770, 2009 Fla. App. LEXIS 10964, 2009 WL 2392908
District Court of Appeal of Florida | Filed: Aug 6, 2009 | Docket: 1142098
Published
Payment Act, a similar statute regulating insurance. § 631.57(1)(a)4., Fla. Stat. (2009) ("In no event shall
949 So. 2d 322, 2007 Fla. App. LEXIS 2405, 2007 WL 518628
District Court of Appeal of Florida | Filed: Feb 21, 2007 | Docket: 64849287
Published
assumed Atlantic’s obligations to Mr. Hudson. See § 631.57, Fla. Stat. (2006). To give FIGA adequate time
890 So. 2d 1171, 2004 Fla. App. LEXIS 20040, 2004 WL 3000979
District Court of Appeal of Florida | Filed: Dec 29, 2004 | Docket: 64835386
Published
indemnify its insured,2 thus FIGA is obligated by Section 631.57(l)(b), Florida Statutes (2003)3 to put on Biscayne’s
847 So. 2d 1020, 2003 Fla. App. LEXIS 6538, 28 Fla. L. Weekly Fed. D 1142
District Court of Appeal of Florida | Filed: May 6, 2003 | Docket: 64823417
Published
that most likely would be otherwise unpaid. See § 631.57(1), Fla. Stat. (1995). Accordingly, the Florida
847 So. 2d 1020, 2003 Fla. App. LEXIS 6538, 28 Fla. L. Weekly Fed. D 1142
District Court of Appeal of Florida | Filed: May 6, 2003 | Docket: 64823417
Published
that most likely would be otherwise unpaid. See § 631.57(1), Fla. Stat. (1995). Accordingly, the Florida
734 So. 2d 491, 1999 Fla. App. LEXIS 6339, 1999 WL 303424
District Court of Appeal of Florida | Filed: May 14, 1999 | Docket: 64788592
Published
$300,000 per claim liability (established in section 631.57(l)(a)2., Florida Statutes) applied to the Rumger-Mana-tee
649 So. 2d 934, 1995 Fla. App. LEXIS 986, 1995 WL 49268
District Court of Appeal of Florida | Filed: Feb 9, 1995 | Docket: 64754084
Published
in the handling of the claim is irrelevant. Section 631.57(l)(a) provides that FIGA shall be obligated
584 So. 2d 644, 1991 Fla. App. LEXIS 7932, 16 Fla. L. Weekly Fed. D 2504
District Court of Appeal of Florida | Filed: Aug 13, 1991 | Docket: 64660971
Published
therefore legally responsible for such claim. § 631.57(1), Fla.Stat. (1989). See also Martino v. Florida
583 So. 2d 729, 1991 Fla. App. LEXIS 7037, 1991 WL 133434
District Court of Appeal of Florida | Filed: Jul 18, 1991 | Docket: 64660642
Published
Insurance Guaranty Association Act (FIGA Act), Section 631.-57(l)(a)3, Florida Statutes, relating to claims
549 So. 2d 253, 14 Fla. L. Weekly 2267, 1989 Fla. App. LEXIS 5290
District Court of Appeal of Florida | Filed: Sep 28, 1989 | Docket: 64645201
Published
§§ 631.51(1), 631.54(3), Fla. Stat. (1983).
. § 631.57(l)(b), Fla. Stat. (1983).
.§ 627.727(1), Fla
447 So. 2d 260, 1983 Fla. App. LEXIS 26420
District Court of Appeal of Florida | Filed: Oct 21, 1983 | Docket: 64603668
Published
denied, 368 So.2d 1372 (Fla.1979). See also section 631.57(l)(a)(3), Florida Statutes (1975).
BOARDMAN
413 So. 2d 163, 1982 Fla. App. LEXIS 19877
District Court of Appeal of Florida | Filed: Apr 29, 1982 | Docket: 64589626
Published
accrued but unpaid installments of compensation, section 631.57(l)(b), Florida Statutes (1977); Carballo v
374 So. 2d 581, 1979 Fla. App. LEXIS 15705
District Court of Appeal of Florida | Filed: Aug 7, 1979 | Docket: 64571681
Published
631.54(4), Florida Statutes (1977). See also Section 631.57(1)(a)(3), Florida Statutes (1977). Admittedly
371 So. 2d 214, 1979 Fla. App. LEXIS 15080
District Court of Appeal of Florida | Filed: May 22, 1979 | Docket: 64570285
Published
companies. § 631.-57(3)(a). By specific statutory prohibition, no tax monies may be involved. § 631.-57(3)(d)
