Florida Statutes
Fla. Stat. § 679.623 (2025)
Right to redeem collateral.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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679.623 Right to redeem collateral.—
(1) A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral.
(2) To redeem collateral, a person shall tender:
(a) Fulfillment of all obligations secured by the collateral; and
(b) The reasonable expenses and attorney’s fees described in s. 679.615(1)(a).
(3) A redemption may occur at any time before a secured party:
(a) Has collected collateral under s. 679.607;
(b) Has disposed of collateral or entered into a contract for its disposition under s. 679.610; or
(c) Has accepted collateral in full or partial satisfaction of the obligation it secures under s. 679.622.
Notes of Decisions
Cited in 4
cases, 2003–2020 · leading case: In Re Menasche, 301 B.R. 757 (Bankr. S.D. Florida 2003).
In Re Menasche, 301 B.R. 757 (Bankr. S.D. Florida 2003). “Fla. Stat. § 679.623 . While the debtor’s statutory right of redemption in a repossessed automobile becomes “property of the estate” at the commencement of the case, “the mere existence of the estate’s ability to redeem the automobile [does not render] the automobile itself…”
Muro v. Hermanos Auto Wholesalers, Inc., 514 F. Supp. 2d 1343 (S.D. Fla. 2007). “613(1) [described below]; (b) A description of any liability for a deficiency of the person to whom the notification is sent; (c) A telephone number from which the amount that must be paid to the secured party to redeem the collateral under § 679.623 is available; and (d) A…”
In Re Johnson, 328 B.R. 234 (Bankr. M.D. Fla. 2005). “Fla. Stat. § 679.623 . FINDINGS OF FACT The debtor filed this case on February 9, 2005.”
Fred Burdett v. Rick Opton (Fla. 4th DCA 2020). “Even if Seller was not the prevailing party, he contends that he is still entitled to attorney’s fees pursuant to section 679.623(2)(b), Florida Statute (2017).”
— 679.623(2)(b) — 1 case
Fred Burdett v. Rick Opton (Fla. 4th DCA 2020). “Even if Seller was not the prevailing party, he contends that he is still entitled to attorney’s fees pursuant to section 679.623(2)(b), Florida Statute (2017).”
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