Florida Statute 687.031 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXIX
COMMERCIAL RELATIONS

Chapter 687
INTEREST AND USURY; LENDING PRACTICES

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F.S. 687.031

687.031 Construction, ss. 687.02 and 687.03.—Sections 687.02 and 687.03 shall not be construed to repeal, modify or limit any or either of the special provisions of existing statutory law creating exceptions to the general law governing interest and usury and specifying the interest rates and charges which may be made pursuant to such exceptions, including but not limited to those exceptions which relate to banks, Morris Plan banks, discount consumer financing, small loan companies and domestic building and loan associations.

History.—s. 3, ch. 29705, 1955.

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Amendments to 687.031

Annotations, Discussions, Cases:

Cases Citing Statute 687.031

Total Results: 7

Continental Mortg. Investors v. Sailboat Key, Inc.

395 So. 2d 507

Supreme Court of Florida | Filed: Feb 12, 1981 | Docket: 371922

Cited 28 times | Published

the imputation of a strong public policy. See § 687.031, Fla. Stat. (1975). In 1975 The Florida Consumer

Cesary v. SECOND NAT. BANK OF NORTH MIAMI

369 So. 2d 917, 1979 Fla. LEXIS 4548

Supreme Court of Florida | Filed: Feb 1, 1979 | Docket: 27829

Cited 13 times | Published

provisions of existing statutory law referred to in Section 687.031, which creates statutory exceptions to the

McKenzie Check Advance of Florida v. Betts

928 So. 2d 1204, 31 Fla. L. Weekly Supp. 255, 2006 Fla. LEXIS 666, 2006 WL 1096679

Supreme Court of Florida | Filed: Apr 27, 2006 | Docket: 1713829

Cited 12 times | Published

out exceptions to the usury laws. See, e.g., § 687.031, Fla. Stat. (1993) ("Sections 687.02 and 687.03

Jersey Palm-Gross, Inc. v. Paper

639 So. 2d 664, 1994 WL 316654

District Court of Appeal of Florida | Filed: Jul 6, 1994 | Docket: 1712613

Cited 10 times | Published

the imputation of a strong public policy. See § 687.031, Fla. Stat. (1975). In 1975 The Florida Consumer

Silver Sands v. Pensacola Loan & Savings Bank

174 So. 2d 61

District Court of Appeal of Florida | Filed: Apr 29, 1965 | Docket: 1714276

Cited 3 times | Published

[2] F.S. §§ 687.01, 687.02, F.S.A. [3] F.S. § 687.031, F.S.A.

Betts v. Advance America

213 F.R.D. 466, 2003 U.S. Dist. LEXIS 2825, 2003 WL 738752

District Court, M.D. Florida | Filed: Feb 24, 2003 | Docket: 66018256

Published

also be entered for punitive damages. Fla. Stat. § 687.031 states that: Sections 687.02 and 687.03 shall

Financial Federal Savings & Loan Ass'n v. Burleigh House, Inc.

336 So. 2d 1145, 1976 Fla. LEXIS 4478

Supreme Court of Florida | Filed: Jul 21, 1976 | Docket: 64554905

Published

shall not be considered usurious. ...” See Section 687.031, Fla. Stat. (1961). . Chapter 4158, § 8,