Florida Statutes

Fla. Stat. § 687.147 (2025)

Actions for damages.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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687.147 Actions for damages.—

(1) Any borrower injured by a violation of this act may bring an action for recovery of damages. Judgment shall be entered for actual damages, but in no case less than the amount paid by the borrower to the loan broker, plus reasonable attorney’s fees and costs. An award may also be entered for punitive damages.

(2) Any borrower injured by a violation of this act may bring an action against the surety bond or trust account, if any, of the loan broker.

(3) The remedies provided under this act are in addition to any other procedures or remedies for any violation or conduct provided for in any other law.

History.—s. 8, ch. 91-87.

Notes of Decisions

Cited in 2 cases (1 in the last 5 years), 2003–2023 · leading case: Betts v. Advance Am., 213 F.R.D. 466 (M.D. Fla. 2003).

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Betts v. Advance Am., 213 F.R.D. 466 (M.D. Fla. 2003). · cites it 2× “Fla. Stat. § 687.147 (1) provides that: Any borrower injured by a violation of this act may bring an action for recovery of damages.”

McGee v. World Bus. Lenders, LLC (Bankr. N.D. Ga. 2023). · cites it 2× “Similarly, in the counterclaim the Debtor asserted a violation of Fla. Stat. § 687.147 (Actions for Damages) and § 687.”

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