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2018 Georgia Code 10-1-7 | Car Wreck Lawyer

Link to State of Georgia Official Statute 2018 Georgia Code Annotated (sourced from legal.resource.org)
O.C.G.A. 10-1-7 Case Law from Google Scholar Amendments to OCGA 10-1-7

TITLE 10 COMMERCE AND TRADE

Section 1. Selling and Other Trade Practices, 10-1-1 through 10-1-915.

ARTICLE 1 RETAIL INSTALLMENT AND HOME SOLICITATION SALES

10-1-7. Providing for payment of delinquency charges, attorneys' fees, court costs, and check dishonor fees.

  1. A retail installment contract or a revolving account may provide for payment by the buyer of a delinquency charge on any installment which is not paid within ten days from the date the payment is due. The charge may not exceed $25.00. A delinquent charge shall not be collected more than once for the same default. A retail installment contract or a revolving account may provide for the payment of reasonable attorneys' fees, if referred for collection to an attorney not a salaried employee of the retail seller, and for the payment of court costs.
  2. A retail installment contract or a revolving account may provide that if the buyer submits to the retail seller as payment for an unpaid balance, or portion thereof, in that account or pursuant to that contract, a check, draft, or order for the payment of money on any bank or other depository, which check, draft, or order is not honored by the drawee, then a delinquency charge as specified in subsection (a) of this Code section may be charged; and a bad instrument fee not to exceed the amount specified in subsection (j) of Code Section 16-9-20 and Code Section 13-6-15 may be charged to the buyer and added to the unpaid balance on the buyer's account if ten days have elapsed since the retail seller has mailed to the buyer at his or her last known address written notice of the failure to honor the check, draft, or order without the check, draft, or order having been made good. A fee authorized by this Code section shall not be deemed to be time price differential, interest, or any other type of finance charge and shall not be included in determining whether any limitations on time price differential, interest, or other finance charges have been exceeded.

(Ga. L. 1967, p. 659, § 7; Ga. L. 1983, p. 1430, § 1; Ga. L. 1986, p. 207, § 1; Ga. L. 1991, p. 913, § 1; Ga. L. 1991, p. 1299, § 1; Ga. L. 1995, p. 346, § 1; Ga. L. 2000, p. 1352, § 2; Ga. L. 2001, p. 782, § 1; Ga. L. 2003, p. 809, § 1; Ga. L. 2007, p. 597, § 1/HB 240.)

RESEARCH REFERENCES

ALR.

- Contractual provision for attorney's fees as including allowance for services rendered upon appellate review, 52 A.L.R.2d 863.

Award of attorneys' fees under § 813(a)(3) of Fair Debt Collection Practices Act (15 USCS § 1692k(a)(3)), 132 A.L.R. Fed. 477.

Cases Citing Georgia Code 10-1-7 From Courtlistener.com

Total Results: 4

Ward, Commissioner v. Carlton

Court: Ga. | Date Filed: 2022-01-18T23:53:00-08:00

Snippet: provisions in OCGA §§ 17-10-1 (a) (4), 17-10-1 (7) (A), and 42-8-34 (g). 5. Cruel and

Puckett v. Board of Trustees of the First Baptist Church of Gainesville, Inc.

Court: N.D. Ga. | Date Filed: 2014-04-17T00:00:00-07:00

Citation: 17 F. Supp. 3d 1339

Snippet: Plaintiff’s schizophrenia. (See Def.’s Br., Dkt. [10-1] at 7.) First, Defendant’s argument that Plaintiff

Branch v. G. Bernd Co.

Court: M.D. Ga. | Date Filed: 1991-05-30T00:00:00-07:00

Citation: 764 F. Supp. 1527

Snippet: (PALIC). See Plaintiff's Exhibit 10, P. 10, § 1.7.[22] Accordingly, let judgment be entered in favor

Jemmerson v. State

Court: Ga. | Date Filed: 1888-02-12T23:53:00-08:00

Citation: 80 Ga. 111

Snippet: minors, one now sixteen, one fourteen, one ten, and one seven years old; that he left the children in Russell