O.C.G.A.

O.C.G.A. § 18-4-3 (2019)

Affidavit and requirements; summons of garnishment

✓ O.C.G.A. — 2019 edition (Public.Resource.Org Release 73)
Code text and O.C.G.A. statutory annotations on this page reflect the 2019 Official Code of Georgia Annotated (Public.Resource.Org Release 73, 2019-08-21; public domain per Georgia v. Public.Resource.Org, 2020). The Syfert case-law annotations in Notes of Decisions, below, are current.
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(a) The plaintiff, the plaintiff’s attorney, or the plaintiff’s agent shall make, on personal knowledge or belief, an affidavit setting forth that the plaintiff has a judgment against a named defendant, the amount remaining due on the judgment, the name of the court which rendered the judgment, and the case number thereof. (b) Upon the filing of the affidavit described in subsection (a) of this Code section with the clerk of any court having jurisdiction to preside over garnishment proceedings, such clerk shall cause a summons of garnishment to issue, provided that the plaintiff’s affidavit is made before any officer authorized to administer oaths, a notary public, such clerk, or the deputy clerk of the court in which the garnishment is filed. (c) An affidavit of garnishment may be electronically submitted to the clerk or deputy clerk of the court if the court has promulgated rules authorizing such submission. (d) The form for an affidavit of garnishment is set forth in Code Section 18-4-71. (e) The amount remaining due on a judgment may include, at the election of the plaintiff, any and all unrecovered filing and service fees paid to a court of this state, or to any sheriff, marshal, constable, or other such person authorized by law to serve process, for previous garnishment actions based on such judgment.

History

Code 1981, § 18-4-3, enacted by Ga. L. 2016, p. 8, § 1/SB 255; Ga. L. 2018, p. 820, § 1/SB 194; Ga. L. 2020, p. 691, § 3/SB 443. The 2020 amendment, effective January 1, 2021, added subsection (e).

Annotations

Law reviews. For article discussing due process problems with Georgia’s post-judgment garnishment procedures, in light of City Fin. Co. v.Winston, 238 Ga. 10, 231 S.E.2d 45 (1976), see 13 Ga. St. B.J. 144 (1977).

JUDICIAL DECISIONS ANALYSIS GENERAL CONSIDERATION CONSTITUTIONALITY General Consideration Editor’s notes. - In light of the similarity of the statutory provisions, decisions under former Civil Code 1895, § 4708, former Code 1933, § 46-102 as it read after passage of Ga. L. 1976, p. 1608, § 1 and former O.C.G.A. § 18-4-61 are included in the annotations for this Code section. Present obligation necessary. - Garnishment on apprehension that some amount might become due in the future is not authorized. Kirchman v. Kirchman, 212 Ga. 488, 93 S.E.2d 685, 1956 Ga. LEXIS 422 (1956) (decided under former law). Jurisdiction over garnishment of U.S. Marine Corps member’s pay. - Georgia trial court had jurisdiction to consider a wife’s garnishment of her husband’s U.S. Marine Corps pay to collect past due child support, despite the fact that the Marine Corps Finance Center (the garnishee) was located in Missouri and the husband was stationed in North Carolina. Souza v. Souza, 196 Ga. App. 59, 395 S.E.2d 298, 1990 Ga. App. LEXIS 786 (1990) (decided under former O.C.G.A. § 18-4-61). Claim for interest waived. - Because the plaintiffs failed to timely put an insurer on notice that the plaintiffs were seeking to garnish the interest accruing on an underlying consent judgment with the insured, the plaintiffs claim for that interest was waived under former O.C.G.A. § 18-4-61. (decided under former O.C.G.A. § 18-4-61). Garnishee holding funds of judgment debtor. - One need not know prior

to making affidavit that the garnishee holds funds or property of the judgment debtor. Fidelity Nat’l Bank v. KM Gen. Agency, Inc., 244 Ga. 753, 262 S.E.2d 67, 1979 Ga. LEXIS 1393 (1979) (decided under former Code 1933, § 46-102). Name of garnishee need not be stated in affidavit for garnishment. Gainesville Feed & Poultry Co. v. Waters, 87 Ga. App. 354, 73 S.E.2d 771, 1952 Ga. App. LEXIS 686 (1952) (decided under former law). Affidavits subscribed to before unauthorized persons. - When garnishment or attachment affidavits are subscribed to before unauthorized persons, proceedings are void ab initio rendering judgments based thereon likewise void. Jenkins v. Community Loan & Inv. Corp., 120 Ga. App. 543, 171 S.E.2d 654, 1969 Ga. App. LEXIS 854 (1969) (decided under former law). Absence of a judge’s or clerk’s signature on an affidavit for garnishment did not constitute a nonamendable defect justifying the grant of a motion to set aside a judgment. Horizon Credit Corp. v. Lanier Bank & Trust Co., 220 Ga. App. 362, 469 S.E.2d 452, 1996 Ga. App. LEXIS 194 (1996) (decided under former O.C.G.A. § 18-4-61). Fieri facias need not issue along with or follow judgment prior to issuance of summons of garnishment. Black v. Black, 245 Ga. 281, 264 S.E.2d 216, 1980 Ga. LEXIS 765 (1980) (decided under former Code 1933, § 46-102). Amount stated in affidavit may be less than ad damnum clause in original suit. The latter may be reduced by

General Consideration (Cont’d) amendment. Seaboard Air-Line Ry. v. Hutchinson, 4 Ga. App. 526, 62 S.E. 97, 1908 Ga. App. LEXIS 466 (1908) (decided under former Civil Code 1895, § 4708). Constitutionality Garnishment procedure meets due process requirements. - Constitutional due process requirements are ad-

equately met by judicial supervision and notice to the defendant mandated by the statutory procedure for garnishments. Black v. Black, 245 Ga. 281, 264 S.E.2d 216, 1980 Ga. LEXIS 765 (1980) (decided under former O.C.G.A. § 18-4-61). Compliance of garnishment procedure with due process requirements. - See Antico v. Antico, 241 Ga. 294, 244 S.E.2d 820, 1978 Ga. LEXIS 973 (1978) (decided under former Code 1933, § 46102).

RESEARCH REFERENCES Am. Jur. 2d. 6 Am. Jur. 2d, Attachment and Garnishment, § 330 et seq. C.J.S. 38 C.J.S., Garnishment, § 158 et seq. ALR. Waiver or admission by garnishee as affecting principal defendant, 64 A.L.R. 430. Liability of garnishee to garnisher

where former pays debt or releases property pending defective garnishment proceedings, 89 A.L.R. 975. Resident or foreign corporation doing business within state as subject to garnishment because of indebtedness to nonresident who in turn is indebted to nonresident principal defendant, 116 A.L.R. 387.

Notes of Decisions
Cited in 12 cases (4 in the last 5 years), 1983–2025 · leading case: Horizon Credit Corp. v. Lanier Bank & Trust Co., 469 S.E.2d 452 (Ga. Ct. App. 1996).
Horizon Credit Corp. v. Lanier Bank & Trust Co., 469 S.E.2d 452 (Ga. Ct. App. 1996). · cites it 6× “OCGA § 18-4-3 specifically states that “[ujnless otherwise provided in this chapter, any affidavit .”
St. Paul Reinsurance Co., Ltd. v. Ross, 622 S.E.2d 374 (Ga. Ct. App. 2005). · cites it 2× “at 363 (1) (“The affidavit filed in a garnishment action is a pleading and can be amended as provided under both the Civil Practice Act and OCGA § 18-4-3. . . .”) (citation omitted).”
Coleman v. Burnett, 312 S.E.2d 627 (Ga. Ct. App. 1983). · cites it 2× “OCGA § 18-4-3 (Code Ann. § 46-602); Whitley v.”
Concert Promotions, Inc. v. Haas & Dodd, Inc., 314 S.E.2d 720 (Ga. Ct. App. 1984). · cites it 2× “The record in the instant case shows that the parties had notice of the underlying judgment, that the garnishment was not served on the garnishee until March 18, that there was no attachment of appellant’s property prior to the entry of judgment, and that the court ordered the…”
S. Land & Cattle Co. v. Brock, 443 S.E.2d 647 (Ga. Ct. App. 1994). · cites it 2× “See OCGA § 18-4-3 (pleading required or permitted in garnishment proceedings is amendable at any time before judgment thereon).”
Ivey v. Ivey, 316 S.E.2d 840 (Ga. Ct. App. 1984). · cites it 2× “This affidavit was amended on February 24, 1983 to correctly denominate the court in which the base judgment had been obtained, the Superior Court of Fulton County. The affidavit was again amended on May 18, 1983 to correctly indicate the case number of the base judgment, No.”
North Georgia Med. Ctr. v. Food Lion, Inc., 517 S.E.2d 799 (Ga. Ct. App. 1999). · cites it 2× “OCGA § 18-4-3 also provides that garnishment pleadings are amendable any time before judgment thereon.”
Mcleod v. Dukes (M.D. Ga. 2022). · cites it 4× “4 There is no evidence on the Court’s docket that Plaintiff properly filed an affidavit with the Clerk of Court seeking issuance of a summons of garnishment for any of these entities, nor is there evidence that Plaintiff properly served the summons on any of the financial…”
Daniel Otu v. Anita Whyte-Otu (Ga. Ct. App. 2025). · cites it 4× “See OCGA § 18-4-3 (a). A “Summons of Garnishment On A Financial Institution” was issued on the same day and served onTruist Bank, Inc.”
Wells Fargo Bank, N.A. v. Am. Builders & Contractors Supply Co., Inc. d/b/a Abc Supply Co., Inc. (Ga. Ct. App. 2022). · cites it 4× “4 “The affidavit filed in a garnishment action is a pleading and can be amended as provided under both the Civil Practice Act and [OCGA § 18-4-3,] which provide[] for amendment at any time before judgment is entered thereon.”
Wright v. City of Savannah (S.D. Ga. 2023). · cites it 2× “It requires a formal affidavit, see O.C.G.A. § 18-4-3, and mandates specific information that must be included on a summons of garnishment, see O.”
Tanekkia Harris (Bankr. N.D. Ga. 2020). · cites it 2× “O.C.G.A. § 18-4-3(a)(“The plaintiff . . .”
— 18-4-3(a) — 1 case
Tanekkia Harris (Bankr. N.D. Ga. 2020). “O.C.G.A. § 18-4-3(a)(“The plaintiff . . .”
— 18-4-3(b) — 1 case
Mcleod v. Dukes (M.D. Ga. 2022). “4 There is no evidence on the Court’s docket that Plaintiff properly filed an affidavit with the Clerk of Court seeking issuance of a summons of garnishment for any of these entities, nor is there evidence that Plaintiff properly served the summons on any of the financial…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.