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2018 Georgia Code 33-16-9 | Car Wreck Lawyer

Link to State of Georgia Official Statute 2018 Georgia Code Annotated (sourced from legal.resource.org)
O.C.G.A. 33-16-9 Case Law from Google Scholar Amendments to OCGA 33-16-9

TITLE 33 INSURANCE

Section 16. Farmers' Mutual Fire Insurance Companies, 33-16-1 through 33-16-22.

ARTICLE 7 MISCELLANEOUS PROVISIONS

33-16-9. Inclusion of bylaws in insurance policy; inclusion in policy of statement of contingent liability of members.

The portion of the bylaws which affects the insuring agreement shall be contained in the policy. Each policy issued by the insurer shall contain a statement of the contingent liability, if any, of its members.

(Orig. Code 1863, § 2787; Code 1868, § 2795; Code 1873, § 2837; Code 1882, § 2837; Civil Code 1895, § 2135; Civil Code 1910, § 2530; Code 1933, § 56-1403; Code 1933, § 56-2009, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 2012, p. 1040, § 1/SB 203.)

Editor's notes.

- Ga. L. 2012, p. 1040, § 1/SB 203, effective July 1, 2012, reenacted this Code section without change.

JUDICIAL DECISIONS

Bylaw amendment not adding condition to policy binds assured.

- An amendment to the bylaws of a mutual insurance company, merely for the purpose of regulating its mode of business and adding no new condition to the policies already issued, is binding on the assured. Georgia Masonic Mut. Life Ins. Co. v. Gibson, 52 Ga. 640 (1874).

Violation of bylaw by tenant may avoid policy.

- A violation of a bylaw of a mutual cooperative insurance company, which became a part of a policy of insurance issued by it by virtue of this section, avoided the policy, although done by a tenant and without the knowledge of the insured. Edwards v. Farmers Mut. Ins. Ass'n, 128 Ga. 353, 57 S.E. 707, 119 Am. St. R. 385, 12 L.R.A. (n.s.) 484, 10 Ann. Cas. 1036 (1907).

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