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2018 Georgia Code 33-31-11 | Car Wreck Lawyer

Link to State of Georgia Official Statute 2018 Georgia Code Annotated (sourced from legal.resource.org)
O.C.G.A. 33-31-11 Case Law from Google Scholar Amendments to OCGA 33-31-11

TITLE 33 INSURANCE

Section 31. Credit Life Insurance and Credit Accident and Sickness Insurance, 33-31-1 through 33-31-12.

ARTICLE 2 PREFERRED PROVIDER ARRANGEMENTS

33-31-11. Right of debtor to furnish insurance.

When credit life insurance or credit accident and sickness insurance is required as additional security for any indebtedness, the debtor, upon written request to the creditor, shall have the option of furnishing the required amount of insurance through existing policies of insurance owned or controlled by him or of procuring and furnishing the required coverage through any insurer authorized to transact an insurance business within this state.

(Code 1933, § 56-3311, enacted by Ga. L. 1960, p. 289, § 1.)

JUDICIAL DECISIONS

Effect of payment with insurance proceeds.

- Since this section gives the debtor the option of procuring the debtor's own insurance coverage, the effect of payment with the proceeds of insurance should be the same regardless of which of the authorized methods of insurance the debtor chooses to employ. Betts v. Brown, 219 Ga. 782, 136 S.E.2d 365 (1964).

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