TITLE 33 INSURANCE

Section 39. Collection, Use, and Disclosure of Information Gathered by Insurance Institutions, 33-39-1 through 33-39-23.

ARTICLE 4 LIQUIDATION PROCEEDINGS

33-39-12. Requests for information regarding previous adverse underwriting decisions or previous coverage obtained through residual market mechanism.

No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning:

1. Any previous adverse underwriting decision experienced by an individual; or
2. Any previous insurance coverage obtained by an individual through a residual market mechanism,

   unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.

(Code 1981, §33-39-12, enacted by Ga. L. 1982, p. 615, § 1; Ga. L. 1992, p. 6, § 33.)