O.C.G.A.
O.C.G.A. § 33-9-40 (2019)
Prohibition of motor vehicle insurance surcharges relating to accidents in which insured not at fault
✓ O.C.G.A. — 2019 edition (Public.Resource.Org Release 73)
Code text and O.C.G.A. statutory annotations on this page reflect the 2019 Official Code of Georgia Annotated (Public.Resource.Org Release 73, 2019-08-21; public domain per Georgia v. Public.Resource.Org, 2020). The Syfert case-law annotations in Notes of Decisions, below, are current.
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No insurer shall surcharge the premium or rate charged on a policy of motor vehicle insurance or cancel such policy as a result of the insured person’s involvement in a multivehicle accident when such person was not at fault in such accident.
History
Code 1981, § 33-9-40, enacted by Ga. L. 1986, p. 1184, § 1; Ga. L. 1987, p. 3, § 33.
Annotations
JUDICIAL DECISIONS Statutory term ‘‘cancel’’ does not include ‘‘nonrenewal.’’ - While an insurance carrier could not cancel a policy for accidents not the fault of its insured, it
was not prohibited from declining to renew the policy for that reason. Banks v. Aetna Cas. & Sur. Co., 189 Ga. App. 758, 377 S.E.2d 685 (1989).
Notes of Decisions
Cited in 2
cases, 1989–2002 · leading case: Ins. Dep't v. St. Paul Fire & Cas. Ins., 559 S.E.2d 754 (Ga. Ct. App. 2002).
Ins. Dep't v. St. Paul Fire & Cas. Ins., 559 S.E.2d 754 (Ga. Ct. App. 2002). “Banks, who denied fault in both incidents, sued Aetna under OCGA § 33-9-40, which provides that an insurer may not “cancel” a policy if the insured is involved in a multivehicle accident that is not her fault.”
Banks v. Aetna Cas. & Sur. Co., 377 S.E.2d 685 (Ga. Ct. App. 1989). “She sued Aetna, contending that it violated OCGA § 33-9-40 (Ga. L. 1986, p. 1184, effective July 1, 1986) which provides: “No insurer shall *759 surcharge the premium or rate charged on a policy of motor vehicle insurance or cancel such policy as a result of the insured person’s…”
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