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2018 Georgia Code 7-3-1 | Car Wreck Lawyer

TITLE 7 BANKING AND FINANCE

Section 3. Industrial Loans, 7-3-1 through 7-3-29.

ARTICLE 13 LICENSING OF MORTGAGE LENDERS AND MORTGAGE BROKERS

7-3-1. Short title.

This chapter shall be known and may be cited as the "Georgia Industrial Loan Act."

(Ga. L. 1955, p. 431, § 1; Ga. L. 1997, p. 143, § 7.)

JUDICIAL DECISIONS

Cited in Clay v. Oxendine, 285 Ga. App. 50, 645 S.E.2d 553 (2007); Ga. Cash Am. v. Greene, 318 Ga. App. 355, 734 S.E.2d 67 (2012); W. Sky Fin., LLC v. State of Ga. ex rel. Olens, 300 Ga. 340, 793 S.E.2d 357 (2016).

OPINIONS OF THE ATTORNEY GENERAL

"Payday loans" are subject to the Industrial Loan Act, O.C.G.A. § 7-3-1 et seq., notwithstanding the lender's use of token consideration such as catalog coupons or purchase-leaseback arrangements. 2002 Op. Att'y Gen. No. 2002-3.

RESEARCH REFERENCES

ALR.

- State regulation of payday loans, 29 A.L.R.6th 461.

What constitutes Truth in Lending Act violation which "was not intentional and resulted from bona fide error not withstanding maintenance of procedures reasonably adapted to avoid any such error" within meaning of § 130(c) of Act (15 USCA § 1640(c)), 153 A.L.R. Fed. 193.

Validity, construction, and application of Truth in Lending Act (TILA) and regulations promulgated thereunder - United States Supreme Court cases, 67 A.L.R. Fed. 2d 567.

Cases Citing Georgia Code 7-3-1 From Courtlistener.com

Total Results: 9

McAlister v. Clifton

Court: Supreme Court of Georgia | Date Filed: 2022-04-19

Snippet: to the equitable caregiver statute, OCGA § 19-7-3.1.1 McAlister contends the trial court erred in declaring

McAlister v. Clifton

Court: Supreme Court of Georgia | Date Filed: 2021-12-14

Snippet: to the equitable caregiver statute, OCGA § 19-7-3.1.1 McAlister contends the trial court erred in declaring

Ruth v. Cherokee Funding, LLC

Court: Supreme Court of Georgia | Date Filed: 2018-10-22

Citation: 820 S.E.2d 704, 304 Ga. 574

Snippet: decided that neither the Industrial Loan Act, OCGA § 7-3-1 et seq., nor the *707Payday Lending Act, OCGA §

In re Levine

Court: Supreme Court of Georgia | Date Filed: 2018-03-05

Citation: 811 S.E.2d 349

Snippet: found in Bar Rule 4-102 (d) : 1.2, 1.3, 1.4, 1.7, 3.1, 3.2, 3.3, 4.1, 4.4, 8.1, and 8.4 (a) (4). The

Western Sky Financial, LLC v. State

Court: Supreme Court of Georgia | Date Filed: 2016-10-31

Citation: 300 Ga. 340, 793 S.E.2d 357, 2016 Ga. LEXIS 783

Snippet: a precursor of the Industrial Loan Act, OCGA§ 7-3-1 et seq., which like the Payday Lending Act provides

In re Minsk

Court: Supreme Court of Georgia | Date Filed: 2014-11-03

Citation: 296 Ga. 152, 765 S.E.2d 361, 2014 Ga. LEXIS 891

Snippet: which found that Minsk had violated Rules 1.2,1.4,1.7, 3.1, 3.3, 3.5, 4.1, 4.4 and 8.4 of the Georgia Rules

in the Matter of Stephen L. Minsk

Court: Supreme Court of Georgia | Date Filed: 2014-11-03

Snippet: found that Minsk had violated Rules 1.2, 1.4, 1.7, 3.1, 3.3, 3.5, 4.1, 4.4 and 8.4 of the Georgia Rules

Love v. Money Tree, Inc.

Court: Supreme Court of Georgia | Date Filed: 2005-06-06

Citation: 614 S.E.2d 47, 279 Ga. 476, 2005 Fulton County D. Rep. 1756, 2005 Ga. LEXIS 419

Snippet: §§ 1011-1015. [3] 9 USC §§ 1-16. [4] OCGA §§ 7-3-1 to 7-3-29. [5] Love, 267 Ga.App. at 98-99(2), 598

Varner v. Century Finance Corp.

Court: Supreme Court of Georgia | Date Filed: 1984-04-04

Citation: 253 Ga. 27, 315 S.E.2d 178, 1984 Ga. LEXIS 707

Snippet: the federal court in this case to construe OCGA § 7-3-1 et seq., the Georgia Industrial Loan Act (the Act)