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TITLE 7 BANKING AND FINANCE

6A. Georgia Fair Lending Act, 7-6A-1 through 7-6A-13.

ARTICLE 2 RESIDENTIAL SECOND MORTGAGES

7-6A-1. Short title.

This chapter shall be known and may be cited as the "Georgia Fair Lending Act."

(Code 1981, §7-6A-1, enacted by Ga. L. 2002, p. 455, § 1; Ga. L. 2003, p. 1, § 1.)

Cross references.

- Vehicle protection product warranty cannot be condition to car loan, § 33-34A-9.

Law reviews.

- For survey article on real property law for the period from June 1, 2002 to May 31, 2003, see 55 Mercer L. Rev. 397 (2003).

JUDICIAL DECISIONS

Mortgage loans.

- Chapter 13 debtor's allegations that a title insurance company, a bank, and the FNMA failed to honor a lender's promise that the debtor could buy down the interest rate on the debtor's mortgage and refused to cancel the debtor's mortgage after the debtor was charged a higher rate failed to state claims for relief under the RESPA, 12 U.S.C. § 2601 et seq., the TILA, 15 U.S.C. § 1601 et seq., and the Georgia Fair Lending Act, O.C.G.A. § 7-6A-1 et seq.; however, the court allowed the debtor to amend the debtor's complaint to cure deficiencies in the debtor's allegations that a LLC that serviced the debtor's loan violated the RESPA when the LLC failed to respond to qualified written requests for information the debtor sent to the LLC. Hughes v. J.P. Morgan Chase (In re Hughes), Bankr. (Bankr. N.D. Ga. Apr. 13, 2018).