Illinois Compiled Statutes
215 ILCS 5/155.30 (2026)
For purposes of determining premium rates to be charged for personal multi-peril property insurance policies covering real property used principally for residential purposes or any household or personal property that is usual or incidental to the occupancy of any premises used for residential purposes (commonly known as "homeowners" or "renters" insurance), an insurance company authorized to do business in this State shall not treat a child placed in the household by the Illinois Department of Children and Family Services or a private child welfare agency differently from a natural or adopted child of the policy owner
✓ current as of May 2026
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(215 ILCS 5/155.30)
(from Ch. 73, par. 767.30)
Sec. 155.30.
For purposes of determining premium rates to be charged
for personal multi-peril property insurance policies covering real property
used principally for residential purposes or any household or personal
property that is usual or incidental to the occupancy of any premises used
for residential purposes (commonly known as "homeowners" or "renters"
insurance), an insurance company authorized to do business in this State
shall not treat a child placed in the household by the Illinois Department
of Children and Family Services or a private child welfare agency
differently from a natural or adopted child of the policy owner. An
insurance company authorized to do business in this State shall not
consider a policy owner's acceptance of the placement of a foster child in
his or her household as a use of the family dwelling for a business purpose.
(Source: P.A. 86-1482.)
Notes of Decisions
Cited in 1
case, 1997–1997 · leading case: Country Mut. Ins. v. Peoples Bank, 675 N.E.2d 1031 (Ill. App. Ct. 1997).
Country Mut. Ins. v. Peoples Bank, 675 N.E.2d 1031 (Ill. App. Ct. 1997). “30 of the Illinois Insurance Code (Insurance Code) (215 ILCS 5/155.30 (West 1994)), states that (1) for purposes of determining insurance rates in regard to a child placed in a household by DCFS or a private child welfare agency, a foster child shall not be treated "differently…”
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