Illinois Compiled Statutes

215 ILCS 5/462 (2026)

Information to be furnished insureds - Hearings and appeals of insureds

✓ current as of May 2026
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(215 ILCS 5/462) (from Ch. 73, par. 1065.9)
    Sec. 462. Information to be furnished insureds - Hearings and appeals of insureds. Every rating organization, and every company which does not adopt the rates of a rating organization, shall, within a reasonable time after receiving written request therefor, furnish to any insured affected by a rate made by it, or to the authorized representative of such insured, in readily understandable language, all pertinent information as to such rate as specified in rules adopted by the Department.
    Every rating organization, and every company which does not adopt the rates of a rating organization, shall provide within this state reasonable means whereby any person aggrieved by the application of its rating system may be heard, in person or by his authorized representative, on his written request to review the manner in which such rating system has been applied in connection with the insurance afforded him. If the rating organization or company fails to grant or reject such request within thirty days after it is made, the applicant may proceed in the same manner as if his application had been rejected. Any party affected by the action of such rating organization or such company on such request may, within thirty days after written notice of such action, appeal to the Director, who, after a hearing held upon not less than ten days' written notice to the appellant and to such rating organization or company, may affirm or reverse such action.
(Source: P.A. 82-939.)

    
Notes of Decisions
Cited in 5 cases (4 in the last 5 years), 2020–2022 · leading case: Prate Roofing & Installations, LLC v. Liberty Mut. Ins. Corp., 2022 IL 127140 (Ill. 2022).
Prate Roofing & Installations, LLC v. Liberty Mut. Ins. Corp., 2022 IL 127140 (Ill. 2022). · cites it 6× “For the reasons that follow, we disagree with the appellate court’s conclusion and hold that the DOI had the authority to resolve the dispute under section 462 of the Illinois Insurance Code (215 ILCS 5/462 (West 2018)). ¶2 BACKGROUND ¶3 A complete statement of facts may be…”
CAT Express, Inc. v. Muriel, 2019 IL App (1st) 181851 (Ill. App. Ct. 2020). “” In its letter, the NCCI also informed CAT that it could appeal the NCCI’s determination to the Department under section 462 of the Illinois Insurance Code (215 ILCS 5/462 (West 2016)). ¶6 As directed, CAT requested a hearing before the Director.”
Prate Roofing & Installations, LLC v. Liberty Mut. Ins. Corp., 2022 IL 127140 (Ill. 2022). · cites it 6× “For the reasons that follow, we disagree with the appellate court’s conclusion and hold that the DOI had the authority to resolve the dispute under section 462 of the Illinois Insurance Code (215 ILCS 5/462 (West 2018)). ¶2 BACKGROUND ¶3 A complete statement of facts may be…”
Prate Roofing & Installations, LLC v. Liberty Mut. Ins. Corp., 2021 IL App (1st) 191842-U (Ill. App. Ct. 2021). · cites it 2× “Instead, Liberty Mutual contends that CAT Express is distinguishable from the present case because here the DOI’s authority comes from section 462 of the Code (215 ILCS 5/462 (West 2018)), and not section 401 (215 ILCS 5/401 (West 2018)) as in the CAT Express case.”
Prate Roofing & Installations, LLC v. Liberty Mut. Ins. Corp., 2022 IL App (1st) 191842-B (Ill. App. Ct. 2022). “The supreme court reversed this court’s previous ruling, finding that the DOI did in fact have the statutory authority to resolve the dispute under section 462 of the Illinois Insurance Code (Code) (215 ILCS 5/462 (West 2018)). Prate Roofing & Installations, LLC v.”
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