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Illinois Compiled Statutes

735 ILCS 5/15-1208 (2026)

Mortgagee

✓ current as of May 2026
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(735 ILCS 5/15-1208) (from Ch. 110, par. 15-1208)
    Sec. 15-1208. Mortgagee. "Mortgagee" means (i) the holder of an indebtedness or obligee of a non-monetary obligation secured by a mortgage or any person designated or authorized to act on behalf of such holder and (ii) any person claiming through a mortgagee as successor.
(Source: P.A. 84-1462.)

    
Notes of Decisions
Cited in 42 cases (6 in the last 5 years), 2008–2025 · leading case: Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
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Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). · cites it 3× “¶ 10 Paragraph 3(N) of the complaint states: “Capacity in which Plaintiff brings this foreclosure: Plaintiff is the Mortgagee under 735 ILCS 5/15-1208 [(West 2010)].” Section 15-1208 of the Foreclosure Law reads: “ ‘Mortgagee’ means (i) the holder of an indebtedness or obligee…”
Rosestone Investments, LLC v. Garner, 2013 IL App (1st) 123422 (Ill. App. Ct. 2014). “See 735 ILCS 5/15-1208 (West 2008) (“mortgagee” includes any holder of indebtedness or a person authorized to act on behalf of a holder); Bayview Loan Servicing, L.”
Wells Fargo Bank, N.A. v. Mundie, 2016 IL App (1st) 152931 (Ill. App. Ct. 2016). · cites it 3× “" For the reasons that follow we conclude an allegation that a plaintiff is a mortgagee pursuant to section 15-1208 of the Illinois Mortgage Foreclosure Law (Foreclosure Law) (735 ILCS 5/15-1208 (West 2014)) is sufficient to plead capacity to sue and, accordingly, we affirm the…”
US Bank v. Avdic, 2014 IL App (1st) 121759 (Ill. App. Ct. 2014). · cites it 2× “" 735 ILCS 5/15-1208 (West 2010). ¶36 US Bank pled that it was the mortgagee and also attached the note and mortgage.”
Stand. Bank & Trust Co. v. Madonia, 2011 IL App (1st) 103516 (Ill. App. Ct. 2011). “On appeal, this court considered the Illinois Mortgage Foreclosure Law (735 ILCS 5/15-1208 (West 2006)), which defines the mortgagee as “the holder of an indebtedness secured by a mortgage or one claiming through a mortgagee as a successor.”
Deutsche Bank Nat'l Trust Compnay v. Iordanov, 2016 IL App (1st) 152656 (Ill. App. Ct. 2016). · cites it 2× “Plaintiff alleged it was “the Mortgagee under 735 ILCS 5/15-1208” of the Foreclosure Law and that defendant was in default as of June 1, 2008, for failure to make payments pursuant to the mortgage.”
Aurora Bank FSB v. Perry, 2015 IL App (3d) 130673 (Ill. App. Ct. 2015). · cites it 3× “An allegation of capacity as the mortgagee in a foreclosure proceeding (735 ILCS 5/15-1208, 15-1504(a)(3)(N) (West 2010)) is a material fact (735 ILCS 5/15-1506(b) (West 2010)) and must be proved whether admitted or denied by the defendant (Wilson v.”
US Bank v. Avdic, 2014 IL App (1st) 121759 (Ill. App. Ct. 2014). “3d at 7 ; 735 ILCS 5/15-1208, 15-1504(a) (West 2010).”
Wing Street of Arlington Heights Condo. Asssociation v. Kiss the Chef Holdings, LLC, 2016 IL App (1st) 142563 (Ill. App. Ct. 2016). “) 735 ILCS 5/15-1208 (West 2012). We see no reason to depart from this definition in the context of this case.”
Deutsche Bank Nat'l Trust Co. v. Iordanov, 2016 IL App (1st) 152656 (Ill. App. Ct. 2016). “¶ 37 Here, plaintiff alleged in both the original and amended complaints that it was “the Mortgagee under 735 ILCS 5/15-1208” of the Foreclosure Law.”
JPMorgan Chase Bank, Nat'l Ass'n v. Jones, 2019 IL App (1st) 181909 (Ill. App. Ct. 2019). “In the case at bar, the record contains an “Assignment of Mortgage,” dated August 29, 2001, in which First Home Mortgage assigned the mortgage on the subject property to Chase.”
MidFirst Bank v. Riley, 2018 IL App (1st) 171986 (Ill. App. Ct. 2018). “735 ILCS 5/15-1208, 15-1501 (West 2016); Mortgage Electronic Registration Systems, Inc.”
Show all 42 citing cases →
— 735 ILCS 5/15-1208(i) — 1 case
U.S. Bank N.A. v. Grason, 2020 IL App (4th) 190085-U (Ill. App. Ct. 2020).
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