Illinois Compiled Statutes
815 ILCS 375/4 (2026)
Every retail installment contract must contain the names of the seller and of the buyer, the place of business of the seller, the residence of the buyer as specified by the buyer, and a description of the motor vehicle
✓ current as of May 2026
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(815 ILCS 375/4)
(from Ch. 121 1/2, par. 564)
Sec. 4.
Every retail installment contract must contain the names of the
seller and of the buyer, the place of business of the seller, the residence
of the buyer as specified by the buyer, and a description of the motor
vehicle. The contract must clearly state and describe any security taken or
retained by the seller. No charge may be made to a buyer under an
installment contract for insurance against loss or damage caused to the
motor vehicle, for insurance against liability for personal injury or
property damage caused to others by reason of ownership or operation of the
motor vehicle, for credit life insurance, for credit health and accident
insurance or for any other kind of insurance, unless the installment
contract separately specifies for each kind of
insurance the type of coverage, the term of coverage and the separate,
identified charge made therefor.
(Source: P.A. 90-437, eff. 1-1-98.)
Notes of Decisions
Cited in 1
case, 1996–1996 · leading case: Gainer Bank, N.A. v. Jenkins, 672 N.E.2d 317 (Ill. App. Ct. 1996).
Gainer Bank, N.A. v. Jenkins, 672 N.E.2d 317 (Ill. App. Ct. 1996). “564 (now 815 ILCS 375/4 (West 1994)) (identification of parties and subject matter of contract); Ill.”
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