Indiana Code

Ind. Code § 24-4.5-2-301 (2026)

Disclosures required by Consumer Credit Protection Act; exempt transactions

✓ current as of May 2026

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Sec. 301. (1) For purposes of this section, "consumer credit sale" includes a sale that is a sale of an interest in land and that is a first lien mortgage transaction if the sale is otherwise a consumer credit sale (IC 24-4.5-1-301.5(8)).

(2) The seller shall disclose to the buyer to whom credit is extended with respect to a consumer credit sale, and the lessor shall disclose to the lessee with respect to a consumer lease, the information required by the Consumer Credit Protection Act (15 U.S.C. 1601 et seq.).

(3) For purposes of subsection (2), disclosures shall not be required on a consumer credit sale if the transaction is exempt from the Consumer Credit Protection Act (15 U.S.C. 1601 et seq.).

Formerly: Acts 1971, P.L.366, SEC.3. As amended by Acts 1981, P.L.218, SEC.4; P.L.247-1983, SEC.7; P.L.45-1995, SEC.6; P.L.35-2010, SEC.45; P.L.159-2017, SEC.9.

Notes of Decisions

Cited in 1 case, 2019–2019 · leading case: Webb Ford, Inc. v. Indiana Dep't of Fin. Institutions (Ind. Ct. App. 2019).

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Webb Ford, Inc. v. Indiana Dep't of Fin. Institutions (Ind. Ct. App. 2019). · cites it 4× “For a period of time, Webb Ford, a car dealership in Highland, imposed a finance charge on credit customers but did not disclose it as such.”

— Ind. Code § 24-4.5-2-301(2) — 1 case

Webb Ford, Inc. v. Indiana Dep't of Fin. Institutions (Ind. Ct. App. 2019). “For a period of time, Webb Ford, a car dealership in Highland, imposed a finance charge on credit customers but did not disclose it as such.”

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