Iowa Code

Iowa Code § 527.1 (2026)

Statement of intent

✓ current as of July 2026

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The general assembly declares as its purpose in adopting this chapter to provide:

1. That electronic funds transfer systems should provide reliable service to the consumer with full protection of privacy of personal financial information.

2. That electronic funds transfer systems should not impair the safety and soundness of a person’s funds.

3. That electronic funds transfer systems are essential facilities in the channels of commerce.

4. That regulation of electronic funds transfer systems should be fair and not unduly impede the development of new technologies which benefit the public. [C77, 79, 81, §527.1] \n

Notes of Decisions

Cited in 1 case, 2019–2019 · leading case: Winger Contracting Co. v. Cargill, Inc., 926 N.W.2d 526 (Iowa 2019).

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Winger Contracting Co. v. Cargill, Inc., 926 N.W.2d 526 (Iowa 2019). · cites it 4× “83, § 2 (codified at Iowa Code § 527.1 (4) (Supp. 2007)). But the 2007 version additionally provided that owner included "every person for whose use or benefit any .”

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