Iowa Code

Iowa Code § 554.9310 (2026)

When filing required to perfect security interest or agricultural lien — security interests and agricultural liens to which filing provisions do not apply

✓ current as of July 2026

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1. General rule — perfection by filing. Except as otherwise provided in subsection 2 and section 554.9312, subsection 2, a financing statement must be filed to perfect all security interests and agricultural liens. 2. Exceptions — filing not necessary. The filing of a financing statement is not necessary to perfect a security interest: a. that is perfected under section 554.9308, subsection 4, 5, 6, or 7; b. that is perfected under section 554.9309 when it attaches; c. in property subject to a statute, regulation, or treaty described in section 554.9311, subsection 1;\n\nTue Dec 09 22:02:42 2025 Iowa Code 2026, Chapter 554 (108, 4) §554.9310, UNIFORM COMMERCIAL CODE 172\n\n d. in goods in possession of a bailee which is perfected under section 554.9312, subsection 4, paragraph “a” or “b”; e. in certificated securities, documents, goods, or instruments which is perfected without filing, control, or possession under section 554.9312, subsection 5, 6, or 7; f. in collateral in the secured party’s possession under section 554.9313; g. in a certificated security which is perfected by delivery of the security certificate to the secured party under section 554.9313; h. in controllable accounts, controllable electronic records, controllable payment intangibles, deposit accounts, electronic documents, investment property, or letter-of-credit rights which are perfected by control under section 554.9314; i. in chattel paper which is perfected by possession and control under section 554.9314A; j. in proceeds which is perfected under section 554.9315; or k. that is perfected under section 554.9316. 3. Assignment of perfected security interest. If a secured party assigns a perfected security interest or agricultural lien, a filing under this Article is not required to continue the perfected status of the security interest against creditors of and transferees from the original debtor. 2000 Acts, ch 1149, §30, 185, 187; 2007 Acts, ch 30, §45, 46, 70; 2022 Acts, ch 1117, §26; 2024 Acts, ch 1023, §60, 61 Referred to in §554.9102, 554.9308, 554.9311, 717.4

Notes of Decisions

Cited in 3 cases, 1991–2011 · leading case: Wells Fargo Bank, N.A. v. Tama Benton Coop. (In Re Shulista), 451 B.R. 867 (Bankr. D. Iowa 2011).

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Wells Fargo Bank, N.A. v. Tama Benton Coop. (In Re Shulista), 451 B.R. 867 (Bankr. D. Iowa 2011). “Iowa Code § 554.9310 (2). The dispute here is whether Interstate Grain perfected only that portion of the lien that Wells Fargo admits, or the full lien amount Interstate Grain claims.”

Chem. Bank v. Commc'ns Data Servs., Inc., 765 F. Supp. 1401 (S.D. Iowa 1991). “Iowa Code § 554.9310 . The Iowa artisan’s lien statute does expressly provide otherwise when the perfected security interest (or other lien) is a “prior lien of record.”

Nat'l Travelers Life Co. v. Dyer, 517 N.W.2d 218 (Iowa Ct. App. 1994). “180, § 88 (amending Iowa Code § 554.9310 (1993)). *223 We conclude National Travelers’ perfected lien has priority over DMACC’s lien.”

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