Iowa Code

Iowa Code § 654.12 (2026)

Vendee deemed mortgagor

✓ current as of July 2026

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The vendee shall in such cases, for the purpose of the foreclosure, be treated as a mortgagor of the property purchased, and the vendee’s rights may be foreclosed in a similar manner. [C51, §2095; R60, §3672; C73, §3330; C97, §4298; C24, 27, 31, 35, 39, §12383; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §654.12]

Notes of Decisions

Cited in 3 cases, 1986–2011 · leading case: Freedom Fin. Bank v. Est. of Edward J. Boesen, 805 N.W.2d 802 (Iowa 2011).

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Freedom Fin. Bank v. Est. of Edward J. Boesen, 805 N.W.2d 802 (Iowa 2011). · cites it 2× “” Iowa Code § 654.12 (B). Neither Maureen nor the estate argues the statute’s text demands a result different from Thomas ; the statute’s plain language makes such an argument untenable.”

Lacina v. Maxwell, 501 N.W.2d 531 (Iowa 1993). · cites it 4× “2 provides that deeds of trust will be foreclosed under the mortgage foreclosure procedures, and section 654.12 states, “[t]he vendee shall in such cases, for the purpose *533 of foreclosure, be treated as a mortgagor of the property purchased, and the vend-ee’s rights may be…”

First State Bank of Manchester v. Heims (In Re Heims), 65 B.R. 112 (Bankr. D. Iowa 1986). · cites it 2× “”) § 654.12 (West 1950). It and its companion statute, I.”

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